987 Cold Mountain Rd, Lake Toxaway, NC, 28747

What sets this Lake Toxaway property apart is the rare, nearly level stretch of lawn that runs right to the water’s edge — an unusual waterfront condition in a region of steep shorelines. From that broad green you’ll step onto a large stone seating terrace and a covered dock where open water views sweep across the lake with Toxaway Mountain rising beyond. The site reads like classic mountain-lake living: private, intentional, and centered on easy access to boating and lakeside gatherings.

Inside, the home has been tastefully updated for comfortable, low-fuss living. An open living–dining–kitchen area frames views across the lawn and water, while a light-filled sunroom provides an additional casual sitting space. The main level includes the primary suite plus a flexible secondary sleeping space with its own ensuite — an ideal arrangement for visiting family. Upstairs, a bedroom and a thoughtfully planned bunkroom share a connecting bath, perfect for kids or overflow guests.

Outdoor entertaining extends beyond the shoreline: an enclosed porch is outfitted for casual cookouts with a built-in grill, refrigerator and prep area, creating a sheltered transition between home and lake. Many rooms look out to the waterfront, so everyday life feels connected to the view. Practical details include in-unit laundry and dedicated parking for two cars, and the house is set back from Cold Mountain Road along a winding drive that affords privacy and a woodland approach.

This property is as much about the setting as the structure. With more than half an acre and direct waterfront improvements already in place, it’s a turnkey opportunity for someone seeking a classic Lake Toxaway experience — wide water vistas, a gentle lawn to the dock, and Toxaway Mountain as a postcard backdrop.

Lake Toxaway Estates is defined by wooded parcels, private shoreline and sweeping mountain scenery. Residents enjoy a quiet, lakeside pace with easy access to boating and seasonal recreation on North Carolina’s largest private lake. Properties here tend to prioritize privacy and view corridors, making it a sought-after enclave for second homes and full-time residents who value understated mountain-lake living. Nearby small towns provide boutique dining, galleries and outdoor outfitters without sacrificing the seclusion of the Estates.