$699,900
4 Bed · 3 Bath · 2,800 Sq Ft
Multi-unit, kosher kitchen, private dock on nearly half-acre lakefront
4
Beds
3
Baths
2,800
Sq Ft
1956
Built
0.5 acres
Lot
What sets this property apart is its rare combination of true lakefront acreage and multi-unit flexibility — an ideal mix for investors, multi-generational households, or owners who want a generous main residence plus rental income. Located on the Winter Haven Chain of Lakes, 912 Lake Jessie Drive occupies nearly a half-acre and delivers sweeping water views, a private dock and room on the shoreline for boats — and yes, even seaplane parking is possible given the broad waterfront exposure and local seaplane activity.
Inside, the home reads like a carefully completed renovation. The seller brought the block-built structure fully up to modern codes: new septic, all-new windows, updated electrical and plumbing (pressure checked), new drywall, new flooring and contemporary fixtures throughout, and fresh stucco over the original block. The layout has been intentionally configured for flexibility — two fully updated units on the main floor plus a private, fully updated upstairs suite with a separate entrance. One unit was specifically set up as a kosher kitchen, giving the property immediate appeal for specialized tenants or family uses.
Function meets convenience outside as well: generous parking for six-plus vehicles, trailers or toys, and expansive yard space on the deep lot. The separate entrances make short-term rental operation (Airbnb/VRBO), long-term lease, or a mother-in-law configuration straightforward. Currently under management and presented turnkey, the house can perform immediately for rental income or provide private, comfortable lake living.
Neighborhood location is quietly desirable: a peaceful residential street with friendly neighbors and a short walk to grocery stores, casual eateries and neighborhood shops. For buyers who want a ready-to-run investment that doubles as an elegant family retreat on Florida’s famous Chain of Lakes, this property is a distinct opportunity. The seller may consider some financing options under FARBAR contracts when properly filed, creating additional purchase flexibility.
This stretch of Winter Haven emphasizes waterfront living and community-minded neighborhoods. Residents enjoy easy access to the Chain of Lakes boating culture, nearby groceries and casual dining within a short walk, and the relaxed rhythms of central Florida living. The area attracts boaters, seasonal residents, and families who value outdoor water access and a quieter residential feel while remaining a short drive from larger retail and entertainment centers in Winter Haven and Polk County.
This listing is competitively priced at $699,900, which aligns with the valuation midpoint of approximately $700K and a price-per-square-foot of roughly $250 (valuation confidence 0.65). In the Winter Haven lakefront niche, supply is typically limited — waterfront parcels with private docks and multi-unit capability rarely come to market. That scarcity tends to support stronger buyer demand and shorter marketing times for well-positioned lake homes. For investors, the built-in multi-unit configuration and turnkey condition reduce time to revenue and increase yield potential in both short-term and long-term rental channels.
While broader Polk County residential market conditions can vary, specialty assets like chain-of-lakes waterfront homes often behave as a seller-favored segment because of constrained inventory and high lifestyle demand. Buyers should evaluate cash flow models against comparable short-term rental rates and local occupancy to quantify upside. For owner-occupiers, this listing offers an unusually large lot and privacy for the price bracket — making it attractive even when the general market cools. Given limited comparable inventory on Lake Jessie and nearby chains, this is a timely opportunity for buyers seeking waterfront exposure with immediate income options.
Excellent lake-based recreation with private dock access for boating, fishing and watersports; seaplane activity and multiple lakes on the Winter Haven Chain nearby for expanded outdoor options.
Low
$672K
Midpoint
$700K
High
$728K
$250/SF estimated price per square foot
Derived from Redfin listing LD+JSON
This is a computer-generated estimate for informational purposes only and is not an appraisal or professional valuation.
This stretch of Winter Haven emphasizes waterfront living and community-minded neighborhoods. Residents enjoy easy access to the Chain of Lakes boating culture, nearby groceries and casual dining within a short walk, and the relaxed rhythms of central Florida living. The area attracts boaters, seasonal residents, and families who value outdoor water access and a quieter residential feel while remaining a short drive from larger retail and entertainment centers in Winter Haven and Polk County.
Market data is based on aggregated public records and may not reflect real-time conditions.
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