$624,990
864 Harvard St, Johnstown, CO 80534
Brand-New Cumberland Ranch — 3 Beds, 2 Baths, 1,869 Sqft
3 Bed · 2 Bath · 1,869 Sq Ft
Single-level living in The Overlook at Johnstown Farms — $624,990
3
Beds
2
Baths
1,869
Sq Ft
2026
Built
0.16 acres
Lot
Attached (valet entry off garage — builder plan)
Garage
About 864 Harvard St
Step onto the extended front porch and into the Cumberland — a thoughtfully arranged single-level plan at The Overlook at Johnstown Farms. Priced at $624,990, this new-build ranch delivers a livable 1,869 sqft with an open heart: a central kitchen with a generous center island and walk-in pantry that flows into the great room and dining area. The layout prioritizes day-to-day living and entertaining while keeping private spaces comfortably separated.
The primary suite sits quietly at the rear of the home and includes a sizeable walk-in closet and an ensuite with double vanities and a walk-in shower — a practical, modern arrangement. Two additional bedrooms share a full hall bath, making this plan flexible for guests, a home office, or a nursery. A dedicated study off the entry offers a professional workspace without sacrificing living area. The main-level laundry and a valet entry off the garage add convenience for daily routines.
Outside, the lot measures approximately 6,900 sqft, providing room for a patio, landscaping, and backyard activity. The home is built for low-maintenance living with modern mechanicals and new-construction finishes (photos are representational; confirm selections with the builder). Expect efficient systems, designer trim packages, and the warranties that come with a 2026 home.
Located in Johnstown, this home places you within easy reach of downtown amenities, regional employers and highways leading to Fort Collins, Loveland and points south. The Overlook community is designed with sidewalks, green spaces and planned trail connections — well-suited for families and commuters seeking a blend of neighborhood calm and regional access. Contact TEAM KAMINSKY for builder specs, finish options, and incentives on this Cumberland plan.
Home Highlights
Property Features
Interior Features
- Open-concept great room and dining area
- Kitchen with center island and walk-in pantry
- Primary suite with double vanities and walk-in shower
- Dedicated study / home office
- Main-level laundry room
Exterior & Lot
- Extended front porch
- Approximately 6,900 sqft lot (0.16 acres)
- Room for patio and landscaping
- Valet entry off attached garage (builder plan)
Location & Neighborhood
- The Overlook at Johnstown Farms community
- Short drive to downtown Johnstown amenities
- Commuter access to Fort Collins, Loveland and I-25
- Planned trails and community green space
Walkability & Recreation
- Walkability Rating: 40/100
- Nearby parks and neighborhood trails
- Easy access to regional outdoor recreation in northern Colorado
Neighborhood & Location
The Overlook at Johnstown Farms is a newer subdivision in Johnstown characterized by contemporary single-family homes, pedestrian-friendly streetscapes, and planned open spaces. Residents value the small-town feel with quick regional access to employment centers in Fort Collins, Loveland and Greeley. New community amenities and trails make the neighborhood attractive to young families and professionals seeking modern homes outside the immediate Denver metro.
Market Insights
Johnstown sits in the rapidly growing Northern Colorado corridor where demand for newer single-family homes remains robust. Inventory has been constrained relative to demand, especially for move-in-ready stock under $700K; that dynamic supports pricing power for well-located new construction like this Cumberland. Median sale prices in the broader area are elevated relative to five years ago, with year-over-year appreciation continuing at a moderate pace (single-digit percent). Buyers are typically local families and commuters who value newer floorplans, energy efficient systems, and easy access to Fort Collins, Loveland and Denver corridor employment centers. For sellers, the market favors well-priced new inventory; for buyers, negotiating upgrade packages and timing closings with builder incentives are effective strategies. This property’s price-per-square-foot aligns with comparable new-build ranch plans in Johnstown and nearby communities.
Nearby Schools
Johnstown Elementary School
Elementary · 1.5 mi
Thunder Valley Middle School (approx.)
Middle · 2.0 mi
Johnstown High School (or local district high)
High · 3.0 mi
Walkability & Recreation
Good access to neighborhood parks, planned trails within The Overlook and quick drives to regional recreation — hiking, fishing and mountain access within a reasonable drive.
Investment Highlights
- Brand-new 2026 construction — modern systems and warranty potential
- Single-level ranch plan with 1,869 sqft — broad buyer appeal
- Open kitchen with walk-in pantry and center island
- Private primary suite with double vanities and walk-in shower
- Located in growing Johnstown market with strong commuter access
Key Findings
- List price: $624,990; AVM ~ $637,357
- 3 beds / 2 baths; 1,869 sqft; lot ~6,900 sqft
- New construction in The Overlook at Johnstown Farms
- Photos are representational per listing; buyer should confirm finishes
- Likely attached garage with valet entry (builder plan note)
Things to Consider
- Exact garage/parking details not populated in scraped data — confirm with builder
- School assignment varies by lot; verify with district
- Taxes and final assessment not provided — obtain prior to offer
- Photos are not of the exact property — finishes and layout options may vary
Opportunity Analysis
Buy a new-construction single-level home in a fast-growing Northern Colorado pocket that appeals to downsizers, families, and commuters; capture stability from regional demand with modest upside as inventory remains tight.
Potential Use Scenarios
- For owner-occupant: negotiate inclusion of select upgrades and request builder completion timeline and warranty documentation.
- For investor: obtain rent comps and net operating income analysis; expect stable rent but moderate cap-rate compression in near term.
- Confirm final lot placement and orientation for outdoor living and potential landscaping costs.
Risk Factors
- Builder finish selections or change orders could increase final cost.
- School district assignment uncertainty may affect family buyers.
- Local interest-rate sensitivity could slow demand if rates rise materially.
Buyers should conduct independent due diligence before making any purchase decisions.
AI Valuation Estimate
Low
$600K
Midpoint
$630K
High
$660K
$334/SF estimated price per square foot
Estimate anchored to list price ($624,990) and AVM ($637,357). Adjusted range reflects new-construction premiums in northern Colorado, plan size (1,869 sqft), and recent comparable new homes in Johnstown and nearby Windsor/Timnath.
As of 2026-03-12
This is a computer-generated estimate for informational purposes only and is not an appraisal or professional valuation.
Market & Area Data
Market Trends
Demographics
Johnstown and northern Colorado have experienced steady population growth driven by affordability relative to metro Denver. New subdivisions are adding families and commuter households.
Nearby Points of Interest
- I-25 (approx 6-10 miles)
- Downtown Johnstown (1-3 miles)
Within Johnstown Farms community with nearby parks, local trails, and easy regional access to Loveland, Fort Collins and Greeley. Shopping and services in downtown Johnstown and along major corridors to the west and south.
School District
Market data is based on aggregated public records and may not reflect real-time conditions.
Property Details
Building Details
Lot & Site
Utilities
Zoning & Land Use
Allowed Uses
Tax & Sale History
Tax Assessment
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