Estimate anchored to list price ($624,990) and AVM ($637,357). Adjusted range reflects new-construction premiums in northern Colorado, plan size (1,869 sqft), and recent comparable new homes in Johnstown and nearby Windsor/Timnath.
Brand-New Cumberland Ranch — 3 Beds, 2 Baths, 1,869 Sqft
Step onto the extended front porch and into the Cumberland — a thoughtfully arranged single-level plan at The Overlook at Johnstown Farms. Priced at $624,990, this new-build ranch delivers a livable 1,869 sqft with an open heart: a central kitchen with a generous center island and walk-in pantry that flows into the great room and dining area. The layout prioritizes day-to-day living and entertaining while keeping private spaces comfortably separated.
The primary suite sits quietly at the rear of the home and includes a sizeable walk-in closet and an ensuite with double vanities and a walk-in shower — a practical, modern arrangement. Two additional bedrooms share a full hall bath, making this plan flexible for guests, a home office, or a nursery. A dedicated study off the entry offers a professional workspace without sacrificing living area. The main-level laundry and a valet entry off the garage add convenience for daily routines.
Outside, the lot measures approximately 6,900 sqft, providing room for a patio, landscaping, and backyard activity. The home is built for low-maintenance living with modern mechanicals and new-construction finishes (photos are representational; confirm selections with the builder). Expect efficient systems, designer trim packages, and the warranties that come with a 2026 home.
Located in Johnstown, this home places you within easy reach of downtown amenities, regional employers and highways leading to Fort Collins, Loveland and points south. The Overlook community is designed with sidewalks, green spaces and planned trail connections — well-suited for families and commuters seeking a blend of neighborhood calm and regional access. Contact TEAM KAMINSKY for builder specs, finish options, and incentives on this Cumberland plan.
A 2026 ranch on 0.16 acres.
Building
Site & utilities
The Overlook at Johnstown Farms
Researched nearby locations
Location
864 Harvard St, Johnstown, CO 80534
The Overlook at Johnstown Farms is a newer subdivision in Johnstown characterized by contemporary single-family homes, pedestrian-friendly streetscapes, and planned open spaces. Residents value the small-town feel with quick regional access to employment centers in Fort Collins, Loveland and Greeley. New community amenities and trails make the neighborhood attractive to young families and professionals seeking modern homes outside the immediate Denver metro.
Good access to neighborhood parks, planned trails within The Overlook and quick drives to regional recreation — hiking, fishing and mountain access within a reasonable drive.
A factual market snapshot around 864 Harvard St.
Johnstown sits in the rapidly growing Northern Colorado corridor where demand for newer single-family homes remains robust. Inventory has been constrained relative to demand, especially for move-in-ready stock under $700K; that dynamic supports pricing power for well-located new construction like this Cumberland. Median sale prices in the broader area are elevated relative to five years ago, with year-over-year appreciation continuing at a moderate pace (single-digit percent). Buyers are typically local families and commuters who value newer floorplans, energy efficient systems, and easy access to Fort Collins, Loveland and Denver corridor employment centers. For sellers, the market favors well-priced new inventory; for buyers, negotiating upgrade packages and timing closings with builder incentives are effective strategies. This property’s price-per-square-foot aligns with comparable new-build ranch plans in Johnstown and nearby communities.
Residential subdivision (single-family detached lot) — typical R-1 or similar single-family zoning
Zoning
Research-indicated uses
- Single Family Detached Homes
- Accessory Structures Per Municipal Code
- Home Occupations Subject To Local Rules
What the research supports — and what is still worth verifying.
Key findings
- List price: $624,990; AVM ~ $637,357
- 3 beds / 2 baths; 1,869 sqft; lot ~6,900 sqft
- New construction in The Overlook at Johnstown Farms
- Photos are representational per listing; buyer should confirm finishes
- Likely attached garage with valet entry (builder plan note)
What stands out about this property.
Interior Features
- Open-concept great room and dining area
- Kitchen with center island and walk-in pantry
- Primary suite with double vanities and walk-in shower
- Dedicated study / home office
- Main-level laundry room
Exterior & Lot
- Extended front porch
- Approximately 6,900 sqft lot (0.16 acres)
- Room for patio and landscaping
- Valet entry off attached garage (builder plan)
Location & Neighborhood
- The Overlook at Johnstown Farms community
- Short drive to downtown Johnstown amenities
- Commuter access to Fort Collins, Loveland and I-25
- Planned trails and community green space
Walkability & Recreation
- Walkability Rating: 40/100
- Nearby parks and neighborhood trails
- Easy access to regional outdoor recreation in northern Colorado
Sources & research confidence.
See where the property research came from and how confidence varies by field.