Property listing for 704 North Linn Street, Bay City, Michigan 48706
For SaleSingle Family Home

$90,000

704 North Linn Street, Bay City, Michigan 48706

Updated 1900 Traditional — 3BR Home with Fenced Yard & Garage

3 Bed · 1 Bath · 1,486 Sq Ft

Comfortable two-story home in West Bay City with recent updates

3

Beds

1

Baths

1,486

Sq Ft

1900

Built

0.14 acres

Lot

1-car detached

Garage

About 704 North Linn Street

A 1900 traditional with modern practicality: 704 North Linn Street sits on a level 0.14-acre lot with 59 feet of street frontage, a fully fenced backyard, and a one-car detached garage. The house’s 1,486 square feet are arranged across two stories and deliver room-for-everyday living — three bedrooms, a single well-appointed bath, and a full unfinished basement that expands possibilities for storage, workshop space, or future finished living area.

Step inside to find a recently updated kitchen that gives this turn-of-the-century home an immediate sense of renewed purpose. The seller has also installed several newer windows and a new water heater, updates that help reduce near-term maintenance needs. Original wood framing and period proportions remain apparent in the home’s footprint, yet practical systems like forced-air gas heating bring contemporary comfort. Note: there is currently no central air conditioning.

Outdoors is where this property really stretches out: the fenced yard is ideal for pets and weekend projects, and the detached garage plus driveway provide parking and utility. The full basement offers mechanical access and abundant storage; its unfinished condition is an open invitation for a buyer who wants to add value through measured improvements. Overall condition is described as average with targeted updates already completed.

This address sits in West Bay City on a quiet residential block with straightforward access to schools, neighborhood parks, and local errands. Buyers who prioritize value will notice the pricing context — recent local comparables and a sales-comparison valuation put fair market value in the $85K–$95K band, with a midpoint near $90,000. With modest appreciation in the corridor and an average days-on-market near three weeks, this property represents a sensible buy for an owner-occupant, investor, or a small household seeking a stable community base.

Serious buyers should verify roof age, confirm renovation permits, and schedule a professional inspection; these are standard steps for a home of this vintage. With a mix of preservation and practical updates, 704 North Linn blends historical character with functional upgrades — a pragmatic option in a steady, neighborhood-focused market.

Home Highlights

Move-in ready with recent kitchen updateSome newer windows and new water heaterFully fenced backyard — pet-friendly1-car detached garage plus drivewayFull unfinished basement for storage or future expansionEstimated market value midpoint: $90,000

Property Features

Interior Features

  • 1,486 square feet across two stories
  • 3 bedrooms, 1 bathroom
  • Recently updated kitchen
  • Some newer windows
  • Newer water heater
  • Forced-air gas heating
  • Full unfinished basement

Exterior & Lot

  • 0.14-acre level lot (approx. 6,098 sq ft)
  • 59 ft frontage on North Linn Street
  • Fully fenced backyard
  • 1-car detached garage plus driveway
  • Asphalt shingle roof (age unknown — recommended inspection)
  • Standard residential driveway access

Location & Neighborhood

  • West Bay City neighborhood
  • Short drives to Kolb Elementary, Handy Middle, Bay City Central High
  • Nearby Veterans Memorial Park (approx. 1.5 miles)
  • Bay City State Park approx. 4.0 miles
  • Quiet residential block with nearby local amenities

Walkability & Recreation

  • Walkability Rating: 50/100 — Some errands walkable; car useful for many trips
  • Veterans Memorial Park (1.5 miles) — local green space
  • Bay City State Park (4.0 miles) — regional recreation and water access
  • Neighborhood streets suitable for walking and biking
  • Community recreation opportunities within a short drive

Neighborhood & Location

West Bay City is a stable, residential neighborhood of turn-of-the-century homes and modest streetscapes. Families and working professionals appreciate proximity to Kolb Elementary, Handy Middle, and Bay City Central High, while Veterans Memorial Park and Bay City State Park provide nearby outdoor recreation. The area’s local businesses and short commutes to downtown Bay City create a balanced lifestyle of neighborhood calm with convenient access to services and transit corridors. Community-minded residents value practical updates and long-term stability.

Market Insights

West Bay City currently reflects a balanced residential market that slightly favors sellers on affordable, move-in-ready single-family homes. Median sale price for the broader area sits near $172,000, but this pocket of West Bay City shows strong activity at lower price points: recent comparables within a half-mile sold in the $95k–$120k range, and analysis places this 3BR home in an $85K–$95K band with a midpoint of $90,000. Inventory in the corridor is tight—about 2.5 months supply—and homes typically close in roughly 22 days, indicating that competitively priced, maintained homes move quickly. One-year appreciation is modest (+3%), while five-year appreciation has been healthier (+15%), reflecting steady long-term demand.

For this property type—traditional, modestly updated single-family homes—demand is supported by local workforce renters and small households seeking residential stability near schools and parks. Rental comparables point to roughly $900/month, yielding a gross rental rate around 12% annually, which may appeal to investors. Given low inventory and consistent days-on-market, buyers who can proceed with inspections and financing promptly will find the best chance of securing this type of property. Verify roof condition, permits for recent updates, and system age during due diligence to confirm value.

Nearby Schools

Kolb Elementary School

Elementary · 1.2 mi

5/10

Handy Middle School

Middle · 0.6 mi

4/10

Bay City Central High School

High · 1.8 mi

6/10

Walkability & Recreation

50
Walkability
75
Recreation

Very good regional recreation access with Veterans Memorial Park 1.5 miles away and Bay City State Park about 4 miles from the home; neighborhood streets support daily walking and biking.

Investment Highlights

  • Recently updated kitchen and windows reduce near-term capex
  • Stable neighborhood with modest appreciation (15% in 5 years)
  • Fully fenced yard and detached garage add functional value
  • Proximity to schools and parks enhances lifestyle appeal
  • Assessed value below market, indicating potential for value appreciation

Key Findings

  • County assessor shows 2015 purchase at $75,000 ($50/SF) — current estimate $90,000 ($60/SF)
  • Assessed value $80,000 (land $15K, improvements $65K) — annual taxes $1,600
  • Zoned R-1 — single-family residential use permitted
  • 3 comparable sales within 0.5 miles in last 6 months range $85K–$95K
  • Average days on market in area: 22 days (balanced market)

Things to Consider

  • Built in 1900 — foundation, plumbing, and electrical systems should be inspected
  • Roof age unknown — asphalt shingle roofs typically last 20-25 years
  • Heating system is forced air gas — verify condition and efficiency
  • No central cooling system — may require installation for comfort

Opportunity Analysis

Well-maintained traditional home in stable neighborhood with recent updates and below-assessed-value pricing. Functional features like fenced yard and detached garage add appeal. Balanced market conditions suggest steady appreciation potential.

Potential Use Scenarios

  • Potential primary residence in quiet neighborhood
  • Rental property with estimated rent of $900/mo based on comparable rentals
  • Opportunity for value appreciation through cosmetic updates

Risk Factors

  • 1900 construction — potential for hidden maintenance costs
  • No central cooling system — may impact tenant desirability
  • School ratings are average — may affect family tenant interest

Buyers should conduct independent due diligence before making any purchase decisions.

AI Valuation Estimate

Low

$85K

Midpoint

$90K

High

$95K

$60/SF estimated price per square foot

82% confidence

Sales comparison approach using 3 comparable sales within 0.5 miles sold in last 6 months. Adjusted for size, condition, and features. Assessed value of $80K appears below market.

As of 2026-07-14

This is a computer-generated estimate for informational purposes only and is not an appraisal or professional valuation.

Market & Area Data

Market Trends

Area Median Price$172,000
Avg Days on Market22 days
Inventory2.5 months
1-Year Appreciation+3.0%

Demographics

Population (1 mi)10,000
Median Income (1 mi)$45,000

Stable population with modest income growth. Walkability Rating estimate: 50/100.

Nearby Points of Interest

  • Kolb Elementary School (1.2 mi)
  • Handy Middle School (0.6 mi)
  • Bay City Central High School (1.8 mi)
  • Veterans Memorial Park (1.5 mi)
  • Bay City State Park (4.0 mi)

Located in a quiet residential neighborhood with proximity to schools, parks, and local amenities.

School District

DistrictBay City Public Schools
ElementaryKolb Elementary School (5/10)
MiddleHandy Middle School (4/10)
HighBay City Central High School (6/10)

Market data is based on aggregated public records and may not reflect real-time conditions.

Property Details

Building Details

Year Built1900
Constructionwood frame
Stories2
Roofasphalt shingle
Heatingforced air gas
Coolingnone
Basementfull unfinished
FireplaceNo
Conditionaverage

Lot & Site

Lot Size0.14 acres (6,098 SF)
Topographylevel
Parkingdetached_garage_and_driveway
Parking Spaces2
Frontage59 ft frontage on North Linn Street

Utilities

Watermunicipal
Sewermunicipal
ElectricConsumers Energy
GasConsumers Energy

Zoning & Land Use

Zoning CodeR-1
DescriptionSingle Family Residential
JurisdictionCity of Bay City

Allowed Uses

single familyhome occupation
Current Useresidential
Assessor UseResidential

Tax & Sale History

Tax Assessment

Total Assessed$80,000
Land$15,000
Improvements$65,000
Annual Tax (2025)$1,600

Sale History

2015-08-20$75,000

$50/SF

Arm's length transaction

2008-05-15$60,000

$40/SF

Arm's length transaction

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