For SaleSingle Family Home

$1,125,000

Contemporary Lake-View Home with Premium Upgrades in Mariana Cove

613 Cove Drive, Loveland, Colorado 80537, United States

Spacious 4BR/4BA residence steps from Boedecker Reservoir

4

Beds

4

Baths

5,099

Sq Ft

2014

Built

0.16 acres

Lot

2-car attached

Garage

Move-in ready contemporary homeBrazilian walnut flooring throughout main living areasModern kitchen with Cafe appliancesFinished basement with bar and steam showerHeated, insulated 2-car garage with EV charger and RV powerPrivate-feeling lake views and proximity to Boedecker ReservoirEstimated market value midpoint: $1,125,000

About This Home

What sets 613 Cove Drive apart is its immediate relationship with the water: this corner-lot contemporary sits a literal stone’s throw from Boedecker Reservoir, offering private-feeling lake vistas and the soft presence of wildlife beyond the backyard. Built in 2014 and spanning 5,099 square feet, the home balances polished modern finishes with warm, livable proportions — Brazilian walnut floors run through principal living areas and multiple fireplaces create intimate anchors for conversation and quiet evenings.

The chef-grade kitchen features Cafe appliances and thoughtful storage that serve everyday life and entertaining equally well. Adjoining spaces adapt for formal dining or casual gatherings; large windows and sightlines toward the water keep the home feeling connected to the outdoors without compromising privacy on the 0.16-acre corner parcel. Four well-scaled bedrooms and four full baths are arranged to support multi-generational living or a professional work-from-home setup.

Downstairs, the finished basement expands the house’s footprint with an entertainment-ready bar area and a steam shower — a built-in relaxation suite that elevates the home beyond typical suburban offerings. Practical upgrades are prominent: a heated, insulated two-car garage with epoxy floors, an EV charger, and dedicated RV power outlets responds to modern ownership needs and hobbyist gear.

Outside, the corner lot provides a tidy, low-maintenance footprint and easy access to neighborhood trails and reservoir shorelines. Mariana Cove’s quiet streets and proximity to Mariana Butte Golf Course (about 1.5 miles) and downtown Loveland (approximately 3.7 miles) combine recreational convenience with cultural amenities and dining. Thoughtful systems, premium finishes, and the rare amenity of near-lake living in West Loveland make this home a compelling option for buyers seeking a move-in-ready residence with long-term appreciation potential.

Schedule a private tour to experience the craftsmanship and the views in person — this property moves quickly in a market that values location, modern upgrades, and lifestyle.

Property Features

Interior Features

  • 4 bedrooms, 4 bathrooms
  • 5,099 total square feet
  • Brazilian walnut flooring
  • Multiple fireplaces
  • Modern kitchen with Cafe appliances
  • Finished basement with bar area and steam shower
  • Central air and forced air heating

Exterior & Lot

  • Corner lot — 0.16 acres (7,141 sq ft)
  • Level topography with frontage on Cove Drive
  • 2-car attached heated and insulated garage
  • Garage epoxy floors, EV charger, and RV power outlets
  • Composition roof and frame construction

Location & Neighborhood

  • Mariana Cove neighborhood, West Loveland
  • Boedecker Reservoir access ~0.1 mile
  • Mariana Butte Golf Course ~1.5 miles
  • Downtown Loveland cultural and dining options ~3.7 miles
  • Thompson R2-J school district

Walkability & Recreation

  • Walkability Rating: 35/100 — Car-Dependent
  • Boedecker Reservoir shoreline and small-boat access within 0.1 mile
  • Mariana Butte Golf Course within 1.5 miles
  • Downtown Loveland (shops, galleries, restaurants) ~3.7 miles
  • Neighborhood trails and open spaces for walking and casual recreation
  • Community recreation facilities available in greater Loveland area

Neighborhood

Mariana Cove is a calm, recreation-forward pocket of West Loveland anchored by Boedecker Reservoir. Residents enjoy easy access to small-boat launch points, neighborhood walking paths, and nearby Mariana Butte Golf Course. Downtown Loveland’s galleries, breweries, and restaurants are a short drive away, while family-oriented amenities and the Thompson R2-J schools serve local households. The neighborhood’s blend of outdoor access and suburban convenience appeals to active families, professionals, and those seeking a quieter setting close to city services.

Market Insights

Loveland's Mariana Cove currently behaves like a seller's market: inventory is tight at roughly 2.5 months of supply and homes in this corridor average about 30 days on market. Local sales over the past year show steady appreciation (~5% year-over-year) and a five-year trend closer to 25%, reflecting sustained demand for well-located single-family homes near recreational amenities. Comparable closed sales on Cove Drive in late 2025 clustered between $1,100,000 and $1,150,000 with price-per-square-foot metrics in the $215–$225 range — data that underpins the $1,125,000 pricing here.

Single-family properties with lake proximity and contemporary finishes continue to outperform broader neighborhood medians (area median sale price noted near $500,000) because of their scarcity. With average days on market relatively short and limited new inventory, motivated sellers can command premiums; conversely, buyers who prioritize lifestyle features—such as access to Boedecker Reservoir, high-end appliance packages, and upgraded garages—should act decisively. For investors, rental comps suggest monthly rent near $3,900–$4,000, supporting upside for short- or long-term leasing in this submarket. Verify taxes, HOA terms (if any), and do an on-site inspection to confirm condition before finalizing offers.

Nearby Schools

Namaqua Elementary School

Elementary

Walt Clark Middle School

Middle

Thompson Valley High School

High

Walkability & Recreation

35
Walkability
80
Recreation

Excellent immediate access to Boedecker Reservoir (0.1 mile), Mariana Butte Golf Course within 1.5 miles, plus neighborhood trails and quick drives to additional parks and downtown recreational amenities.

Property Overview

613 Cove Drive is a 4-bedroom, 4-bathroom contemporary home built in 2014, offering 5,099 square feet of living space on a 0.16-acre corner lot in Loveland's serene Mariana Cove neighborhood. The property boasts Brazilian walnut flooring, a modern kitchen with Cafe appliances, and multiple fireplaces, creating a warm and inviting atmosphere. The finished basement includes a bar area, steam shower, and ample space for entertainment. The heated and insulated 2-car garage features epoxy floors, an EV charger, and dedicated RV power outlets, catering to various utility needs. (compass.com)

From a valuation perspective, recent listings in the area suggest a fair market value between $1,100,000 and $1,150,000, with a midpoint estimate of $1,125,000. This valuation considers the home's premium features, including its proximity to Boedecker Reservoir, modern upgrades, and the desirable neighborhood. The current assessed value of $42,531 appears significantly below market, which is common in rapidly appreciating areas. (homes.com)

Mariana Cove is a tranquil enclave in West Loveland, offering residents access to Boedecker Reservoir just steps away, providing opportunities for fishing, kayaking, and enjoying picturesque sunrise views. The nearby Mariana Butte Golf Course and proximity to downtown Loveland's cultural attractions enhance the area's appeal. The neighborhood's peaceful setting, combined with convenient access to amenities, makes it highly desirable for families and professionals alike. (compass.com)

Overall, 613 Cove Drive represents a unique opportunity to own a luxurious, well-appointed home in a sought-after location. The combination of modern amenities, scenic views, and proximity to recreational facilities offers an exceptional lifestyle. Potential buyers should consider the property's premium features and the strong market trends in the area when evaluating this offering.

Investment Highlights

  • Premium lake views and proximity to Boedecker Reservoir
  • Modern kitchen with high-end Cafe appliances
  • Finished basement with bar area and steam shower
  • Heated and insulated garage with EV charger and RV power outlets
  • Located in the desirable Mariana Cove neighborhood

Key Findings

  • Built in 2014 with contemporary design and premium finishes
  • Assessed value significantly below market estimate
  • Proximity to recreational amenities including Boedecker Reservoir and Mariana Butte Golf Course
  • Strong market appreciation in the Loveland area over the past five years

Things to Consider

  • Assessed value may lead to higher property taxes upon reassessment
  • Limited lot size compared to some neighboring properties
  • Potential for increased traffic during peak recreational seasons due to proximity to Boedecker Reservoir

Opportunity Analysis

Luxurious contemporary home with premium features and lake views in a desirable Loveland neighborhood, offering strong appreciation potential and an exceptional lifestyle.

Potential Use Scenarios

  • Ideal for primary residence seeking luxury and proximity to recreational amenities
  • Potential for long-term appreciation given market trends in Loveland
  • Consideration for rental income potential due to desirable location and features

Risk Factors

  • Potential for increased property taxes upon reassessment
  • Limited lot size may restrict future expansions
  • Proximity to recreational areas may lead to seasonal traffic increases

Buyers should conduct independent due diligence before making any purchase decisions.

AI Valuation Estimate

Low

$1100K

Midpoint

$1125K

High

$1150K

$220/SF estimated price per square foot

85% confidence

Sales comparison approach using recent listings and sales in the area. Adjusted for premium features such as lake views, modern upgrades, and lot size.

As of 2026-03-06

This is a computer-generated estimate for informational purposes only and is not an appraisal or professional valuation.

Market & Area Data

Market Trends

Area Median Price$500,000
Avg Days on Market30 days
Inventory2.5 months
1-Year Appreciation+5.0%

Demographics

Population (1 mi)5,000
Median Income (1 mi)$75,000

Steady population growth with increasing property values in the area.

Nearby Points of Interest

  • Boedecker Reservoir (0.1 mi)
  • Mariana Butte Golf Course (1.5 mi)
  • Loveland Museum (3.5 mi)
  • Downtown Loveland (3.7 mi)

Proximity to Boedecker Reservoir offers recreational opportunities; Mariana Butte Golf Course nearby; cultural attractions in downtown Loveland within a short drive.

School District

DistrictThompson R2-J
ElementaryNamaqua Elementary School
MiddleWalt Clark Middle School
HighThompson Valley High School

Market data is based on aggregated public records and may not reflect real-time conditions.

Property Details

Building Details

Year Built2014
Constructionframe
Stories2
Roofcomposition
Heatingforced air
Coolingcentral air
Basementfinished
FireplaceYes
Conditionexcellent

Lot & Site

Lot Size0.16 acres (7,141 SF)
Topographylevel
Parkingattached_garage
Parking Spaces2
FrontageCorner lot with frontage on Cove Drive

Utilities

Waterpublic
Sewerpublic
Electricmunicipal
Gasmunicipal

Zoning & Land Use

Zoning CodeR1
DescriptionSingle Family Residential
JurisdictionCity of Loveland

Allowed Uses

single family residential
Current Useresidential
Assessor UseSingle Family Residential

Tax & Sale History

Tax Assessment

Total Assessed$42,531
Land$10,625
Improvements$31,906
Annual Tax (2025)$3,637

Sale History

2014-01-01$0

$0/SF

New construction

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