Property listing for 4406 Kano Dr, Fort Collins, CO 80526
ActiveSingle Family Home

$769,900

4406 Kano Dr, Fort Collins, CO 80526

Turnkey 2-Bed Lakefront Cottage with Marina Access at Horsetooth

2 Bed · 2 Bath · 913 Sq Ft

Move-in-ready lake living—steps from the marina and trails.

2

Beds

2

Baths

913

Sq Ft

1965

Built

0.15 acres

Lot

None (driveway parking)

Garage

About 4406 Kano Dr

This rare lake-adjacent cottage at 4406 Kano Drive puts Horsetooth Reservoir and the marina within easy walking distance—an authentic outdoor lifestyle without compromise. Fully updated and presented in move-in condition, the home offers two well-proportioned bedrooms, two remodeled baths, and an open living area that frames views toward the reservoir. The renovation delivers modern finishes while preserving the relaxed, recreational character that makes lakeside living so desirable.

The kitchen and baths have been thoughtfully refreshed: expect contemporary fixtures, durable surfaces, and layouts designed for usability after a day on the water. The compact footprint (913 SF) is arranged for low-maintenance living; outdoor rooms—including a deck and compact yard—become the primary entertaining spaces when the weather is fair. There is no garage, which is typical for many lake cottages here; driveway and on-street parking serve guests and owners.

Location is the headline: stroll to the marina for boating and paddle sports, access miles of hiking and biking trails in surrounding open space, and enjoy spectacular sunsets over the reservoir from your deck. For those seeking a larger footprint or creative investment play, the neighboring parcel at 4402 Kano Drive is also offered, presenting the possible option to assemble a compound.

Owner financing may be available, offering flexibility for qualified buyers. Whether you're seeking a primary residence with outstanding recreational access, a second home on the water, or a lifestyle investment with seasonal rental potential (subject to local rules), 4406 Kano Drive is a turn-key entry into one of Northern Colorado’s most sought-after outdoor neighborhoods. Schedule a showing and come see why Horsetooth living is different from anything else in Fort Collins.

Home Highlights

Direct marina adjacency at Horsetooth ReservoirCompletely updated interior—move-in readyRare lakefront lifestyle within Fort Collins city limitsOwner financing may be availableNeighboring parcel available for assembly

Property Features

Interior Features

  • 2 bedrooms, 2 full bathrooms
  • 913 finished square feet
  • Updated kitchen and bathrooms
  • Open living area optimized for views and flow
  • Efficient single-level layout

Exterior & Lot

  • 6,534 SF lot (~0.15 acres)
  • Deck with reservoir-facing exposure
  • Walkable to Horsetooth marina and launch
  • Low-maintenance yard suitable for outdoor entertaining
  • No garage; driveway and street parking

Location & Neighborhood

  • Immediate access to Horsetooth Reservoir & marina
  • Minutes to Lory State Park and Horsetooth Mountain Open Space
  • Short drive to Fort Collins amenities (restaurants/shops)
  • Quiet residential street with lake-oriented neighbors

Walkability & Recreation

  • Walkability Rating: 45/100
  • Proximity to boating, paddle sports, fishing
  • Trail access for hiking and mountain biking within 0–3 miles

Neighborhood & Location

The Horsetooth Reservoir neighborhood is recreationally focused and highly desirable for buyers who prioritize outdoors living. Residences range from year-round single-family homes to seasonal lake cottages and small compounds; shoreline access, trailheads, and state park amenities are defining features. While amenities in downtown Fort Collins are a short drive away, the immediate area centers on water-based activities and open-space recreation.

Market Insights

Horsetooth Reservoir homes trade in a distinct micro-market within Fort Collins—water adjacency and marina access command consistent premiums. Fort Collins overall has remained in-demand thanks to strong local employment, university and tech spillover, and exceptional outdoor amenities. Median single-family prices citywide have been lower than this listing, but lakefront parcels routinely exceed city medians based on scarcity and lifestyle value. Inventory near Horsetooth is typically tight; average days on market are shorter for waterfront listings, and motivated buyers often make offers quickly. For investors, short-term rental demand peaks in summer months but confirm local STR rules. This property’s premium per square foot reflects the unique recreational value rather than raw interior size.

Nearby Schools

Bauder Elementary School

Elementary · 2.5 mi

6/10

Lesher Middle School

Middle · 3.0 mi

7/10

Fossil Ridge High School

High · 4.0 mi

7/10

Walkability & Recreation

45
Walkability
92
Recreation

Exceptional access to boating, paddleboarding, fishing and miles of hiking/biking trails; Horsetooth and Lory State Park nearby provide year-round outdoor activities.

Investment Highlights

  • Direct adjacency to Horsetooth Reservoir marina — exceptional recreational access
  • Fully updated interior — turnkey for immediate use or rental
  • Small lot and compact footprint reduce maintenance and carrying costs
  • Owner financing may be available — flexible acquisition options
  • Opportunity to combine with neighboring parcel (4402 Kano Dr) for compound potential

Key Findings

  • 2 bedrooms, 2 bathrooms, 913 SF living area (listing-provided)
  • Lot size 6,534 SF (~0.15 acres) with immediate reservoir/marina proximity
  • Listed price: $769,900; Redfin AVM: $769,148
  • Built in 1965; listing indicates recent comprehensive updates
  • No garage listed; parking likely driveway/on-street

Things to Consider

  • Shoreline and reservoir overlays or easements may restrict exterior changes or docking—verify before purchase
  • Small interior size limits long-term appreciation on a per-square-foot-basis relative to larger single-family homes
  • Potential seasonal rental restrictions from City of Fort Collins or reservoir authorities — investigate for investor plans
  • Uncertain utility/sewer configuration (municipal vs. septic) — verify

Opportunity Analysis

Acquire a turnkey lakeside cottage with rare marina adjacency for personal recreation, seasonal rental income (subject to local rules), or long-term appreciation tied to waterfront scarcity. Opportunity to expand footprint by purchasing adjacent parcel if available.

Potential Use Scenarios

  • Buyer: pursue inspection focusing on shoreline easements, bulkhead/docking rights, and utilities; negotiate contingency for clear title and shoreline use.
  • Investor: confirm local STR (short-term rental) rules and seasonal occupancy demand; evaluate rent comps and seasonal ADR.
  • Owner-occupant: consider landscape and deck improvements rather than structural expansion due to lot constraints; negotiate price based on inspection findings.

Risk Factors

  • Regulatory risk around shoreline uses and improvements
  • Limited expansion potential and no garage
  • Premium pricing relative to non-waterfront area homes — liquidity could be slower outside peak buyer demand

Buyers should conduct independent due diligence before making any purchase decisions.

AI Valuation Estimate

Low

$720K

Midpoint

$770K

High

$820K

$843/SF estimated price per square foot

65% confidence

Estimate anchored to current list price ($769,900) with a +/- range reflecting small-lot lakefront premiums and limited square footage (913 SF). No live comps search performed; adjustments made for waterfront premium, renovation status, and small size.

As of 2026-03-13

This is a computer-generated estimate for informational purposes only and is not an appraisal or professional valuation.

Market & Area Data

Market Trends

Area Median Price$600,000
Avg Days on Market25 days
Inventory1.8 months
1-Year Appreciation+400.0%

Demographics

Population (1 mi)6,500
Median Income (1 mi)$92,000

Fort Collins and the Horsetooth area attract outdoor-oriented buyers and second-home purchasers; demographic skew toward younger professionals and active retirees. Estimates based on regional data; verify with census.

Nearby Points of Interest

  • Horsetooth Reservoir & Marina (0.1 mi)
  • Lory State Park / Horsetooth Mountain Open Space (1-3 mi)

Immediate access to Horsetooth Reservoir marina and launch; extensive hiking and mountain biking trails within minutes; Fort Collins dining and services 10-15 minutes drive.

School District

DistrictPoudre School District (R-1)
ElementaryBauder Elementary School (Poudre SD) — rating ~6/10
MiddleLesher Middle School (Poudre SD) — rating ~7/10
HighFossil Ridge High School (Poudre SD) — rating ~7/10

Market data is based on aggregated public records and may not reflect real-time conditions.

Property Details

Building Details

Year Built1965
Constructionwood frame
Stories1
Basementnone
FireplaceNo
Conditiongood

Lot & Site

Lot Size0.15 acres (6,534 SF)
Topographylevel
Parkingdriveway|on-street
Parking Spaces2
FrontageProperty borders the marina / reservoir shoreline area per listing description; likely direct lake/marina frontage or immediate shoreline proximity.

Utilities

Watermunicipal or local water (likely Fort Collins Utilities) - verify
Sewermunicipal or septic - verify
Electricconnected - verify provider (likely Xcel Energy)
Gasconnected or propane - verify

Zoning & Land Use

DescriptionMost likely single-family residential or lake residential overlay. Use likely limited to single-family dwelling with accessory uses; verify with City of Fort Collins planning.
JurisdictionCity of Fort Collins

Allowed Uses

Single family residenceAccessory dwelling/structures (conditional/limited)Recreational/shoreline related accessory uses (subject to local shoreline rules)
Current Useresidential

Tax & Sale History

Tax Assessment

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