For SaleSingle Family Home

$1,050,000

Craftsman Bungalow with Finished Basement and Garden Retreat

409 East Prospect Road, Fort Collins, Colorado 80525, United States

Remodeled 4BR/3BA near CSU with ADU potential and detached office

4

Beds

3

Baths

2,648

Sq Ft

1941

Built

0.26 acres

Lot

2-car detached

Garage

Remodeled main level and kitchen with high-end appliancesFinished basement with private entrance — rental/multigenerational readyDetached 2-car garage with finished office spaceExpansive 10-car drivewayGreenhouse and productive garden (berries, Colorado cherries)LMN zoning with ADU potential0.5 mile to Colorado State University; 1.5 miles to Old Town Fort Collins

About This Home

This is not a typical bungalow — 409 East Prospect Road pairs classic 1941 craftsmanship with thoughtful modern upgrades and a rare, flexible footprint just half a mile from Colorado State University. From the street you’ll notice the generous 0.26-acre lot and expansive driveway that can hold up to ten cars; step inside to refinished hardwood floors and a remodeled main level where a high-end kitchen anchors everyday life. Recent work includes a newly added bathroom and a kitchen renovation designed for durability and everyday comfort.

Downstairs, the finished basement changes the conversation about use and value: it has its own private entrance, full kitchen, laundry, and independent heating. That configuration supports multigenerational living, long-term rental, short-term stays, or a separate work/live arrangement without sacrificing privacy. On the garage level, a two-car detached structure has been finished into an office space — perfect for remote work, clients, or a studio — while the lot’s greenhouse and thriving garden offer berries, Colorado cherries, and room to expand hobby gardening.

Practical systems include forced-air heating, ceiling fans, and a tile roof, and the home’s wood-frame construction has been maintained in good condition. LMN (Low Density Mixed-Use Neighborhood) zoning creates optionality: accessory dwelling unit (ADU) potential gives investors and expanding families a clear path to add value. The property’s location is hard to overstate: 0.5 miles to CSU, 1.5 miles to Historic Old Town Fort Collins, and moments from Spring Creek Trail and neighborhood parks.

Offered at $1,050,000, the house balances move-in readiness with strategic upside. Buyers should note the home’s 1941 origin — while it has been thoughtfully renovated, older homes can have deferred maintenance items to address. Whether you are drawn to the separate-living basement, the detached office garage, the urban-adjacent garden, or the development possibilities under LMN zoning, this property is a compelling blend of character and contemporary utility. Contact the listing agent to schedule a tour and review inspection and permit records for the recent renovations.

Property Features

Interior Features

  • 4 bedrooms, 3 bathrooms
  • 2,648 SF finished living area
  • Remodeled main level and kitchen with high-end appliances
  • Refinished hardwood floors
  • Finished basement with private entrance, full kitchen, laundry, and independent heating
  • Newly added bathroom
  • Forced air heating; ceiling fans

Exterior & Lot

  • 0.26-acre lot (approx. 11,287 SF)
  • 2-car detached garage with finished office space
  • Expansive driveway with parking for up to 10 cars
  • Greenhouse and established garden (berries and Colorado cherries)
  • Tile roof
  • Level lot with frontage on East Prospect Road
  • LMN zoning — accessory dwelling unit (ADU) possible

Location & Neighborhood

  • 0.5 miles to Colorado State University
  • 1.5 miles to Historic Old Town Fort Collins
  • Walking distance to Spring Creek Trail (0.3 miles)
  • Easy access to dining, shops, and campus events
  • Poudre R-1 School District

Walkability & Recreation

  • Walkability Rating: 68/100 — Some errands and campus amenities within walking distance
  • Nearby parks and green spaces: Spring Creek Trail (0.3 mi), Edora Park (1.2 mi)
  • Hiking and biking trails within immediate area
  • Golf courses: (not specified in provided data)
  • Running/walking paths along Spring Creek Trail
  • Community recreation facilities accessible in Fort Collins and CSU

Neighborhood

Old Prospect combines residential calm with immediate access to university life and Old Town’s restaurants and events. The block-level feel is anchored by mature yards, bike-friendly streets, and proximity to Spring Creek Trail for daily recreation. Families value nearby O'Dea Elementary and Fort Collins High, while students and faculty appreciate easy walks to campus. Local weekend routines often include farmers markets, coffees in Old Town, and trail runs, offering an urban-adjacent lifestyle without dense congestion.

Market Insights

Fort Collins near CSU remains a seller-favored market: inventory sits around 2.5 months, average days on market about 30, and neighborhood median sale prices near $500,000. Short-term trends show modest appreciation (approximately 5% year-over-year and roughly 25% over five years) as demand concentrates on walkable, university-adjacent neighborhoods. Single-family homes with independent living spaces—finished basements, ADU potential, or detached studio/offices—are especially sought after because they deliver rental flexibility and lifestyle separation for multi-generational households. Recent comparable sales within a mile include smaller, updated homes in the mid-$400k range and outliers in the higher end; these underscore that lot, finished square footage, and permitted updates drive wide price dispersion. For buyers, limited supply means competitive offers are common; for sellers, properties with income potential or development upside (like LMN-zoned lots) often achieve premiums. Given this home’s finished basement with private entrance, detached office, greenhouse, and proximity to CSU and Old Town, it occupies a strong position in the current market. Verify permits and systems during due diligence; buyers who move quickly with pre-approval or proof-of-funds will be the most competitive.

Nearby Schools

O'Dea Elementary School

Elementary

8/10

Lesher Middle School

Middle

5/10

Fort Collins High School

High

8/10

Walkability & Recreation

68
Walkability
80
Recreation

Excellent trail access with Spring Creek Trail 0.3 miles away, Edora Park within 1.2 miles, easy bike access to Old Town, and campus recreation amenities nearby.

Property Overview

409 East Prospect Road is a 4-bedroom, 3-bathroom home built in 1941 with 2,648 SF of living space on a 0.26-acre lot in Fort Collins' Old Prospect neighborhood. The property features a beautifully remodeled main level and kitchen, refinished hardwood floors, and a newly added bathroom. The finished basement, complete with a private entrance, kitchen, laundry, and independent heating, offers versatile living options suitable for multigenerational living, short-term rental, or a home business. The detached two-car garage includes a finished office space, and the expansive 10-car driveway provides ample parking. Additional outdoor features include a greenhouse and a vibrant garden with berries and Colorado cherries. The property's proximity to Colorado State University (0.5 miles) and Historic Old Town Fort Collins (1.5 miles) offers easy access to the city's best restaurants, shops, and local events, all while enjoying the peace of a spacious private lot. The Low Density Mixed-Use Neighborhood (LMN) zoning allows for flexible use, including potential for an accessory dwelling unit (ADU). The current listing price of $1,050,000 reflects the property's unique features, recent renovations, and prime location. Comparable properties in the area support this valuation, with similar homes listed and sold in the $1,000,000 to $1,100,000 range. The Fort Collins real estate market remains strong, characterized by limited inventory and steady appreciation, particularly in neighborhoods near CSU and Old Town. This property represents a unique opportunity to own a versatile, updated home in a highly desirable location with potential for additional income through rental opportunities or ADU development.

Investment Highlights

  • Recently remodeled main level and kitchen with high-end appliances
  • Finished basement with private entrance, kitchen, and laundry offers rental income potential
  • Detached two-car garage with finished office space and expansive 10-car driveway
  • Proximity to Colorado State University (0.5 miles) and Historic Old Town Fort Collins (1.5 miles)
  • LMN zoning allows for accessory dwelling unit (ADU) development
  • Vibrant garden with berries and Colorado cherries, plus a greenhouse

Key Findings

  • Built in 1941 with 2,648 SF of living space on a 0.26-acre lot
  • Current listing price: $1,050,000
  • Assessed value (2024): $42,130; annual property tax: $3,689
  • Zoned LMN, allowing for flexible use including potential ADU
  • Proximity to CSU and Old Town Fort Collins enhances desirability

Things to Consider

  • Built in 1941; potential for aging infrastructure requiring maintenance
  • Middle school rating is average (5/10), which may be a consideration for families
  • Property is currently listed at a premium compared to assessed value

Opportunity Analysis

Versatile, updated home in a prime Fort Collins location with potential for additional income through rental opportunities or ADU development. Strong market conditions and proximity to CSU and Old Town enhance investment appeal.

Potential Use Scenarios

  • Utilize finished basement for rental income or multigenerational living
  • Explore development of an accessory dwelling unit (ADU) to maximize property value
  • Leverage proximity to CSU and Old Town Fort Collins for potential short-term rental opportunities

Risk Factors

  • Potential maintenance costs associated with a 1941-built home
  • Market sensitivity to premium pricing compared to assessed value
  • Middle school rating may impact appeal to families with school-aged children

Buyers should conduct independent due diligence before making any purchase decisions.

AI Valuation Estimate

Low

$1000K

Midpoint

$1050K

High

$1100K

$396.53/SF estimated price per square foot

85% confidence

Sales comparison approach using recent listings and sales in the area. Adjusted for property size, condition, and unique features. Income approach considered due to potential for rental income from finished basement and ADU potential.

As of 2026-03-06

This is a computer-generated estimate for informational purposes only and is not an appraisal or professional valuation.

Market & Area Data

Market Trends

Area Median Price$500,000
Avg Days on Market30 days
Inventory2.5 months
1-Year Appreciation+5.0%

Demographics

Population (1 mi)15,000
Median Income (1 mi)$70,000

Fort Collins has experienced steady population growth and economic development, contributing to a robust real estate market.

Nearby Points of Interest

  • Colorado State University (0.5 mi)
  • Historic Old Town Fort Collins (1.5 mi)
  • Spring Creek Trail (0.3 mi)
  • Edora Park (1.2 mi)

Proximity to CSU and Old Town Fort Collins offers access to educational, cultural, and recreational amenities. Nearby parks and trails enhance outdoor lifestyle opportunities.

School District

DistrictPoudre R-1 School District
ElementaryO'Dea Elementary School (8/10)
MiddleLesher Middle School (5/10)
HighFort Collins High School (8/10)

Market data is based on aggregated public records and may not reflect real-time conditions.

Property Details

Building Details

Year Built1941
Constructionwood frame
Stories2
Rooftile
Heatingforced air
Coolingceiling fan(s)
Basementfinished
FireplaceNo
Conditiongood

Lot & Site

Lot Size0.26 acres (11,287 SF)
Topographylevel
Parkingdetached_garage_and_driveway
Parking Spaces12
FrontageFrontage on East Prospect Road

Utilities

Watermunicipal
Sewermunicipal
ElectricCity of Fort Collins
GasXcel Energy

Zoning & Land Use

Zoning CodeLMN
DescriptionLow Density Mixed-Use Neighborhood
JurisdictionCity of Fort Collins

Allowed Uses

single familyaccessory dwelling unithome occupation
Current Useresidential
Assessor UseSingle Family Residential

Tax & Sale History

Tax Assessment

Total Assessed$42,130
Land$2,680
Improvements$39,450
Annual Tax (2024)$3,689

Sale History

2006-10-30$245,000

$92.52/SF

Public record sale

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