Property listing for 405 Silver Palm Dr, Haines City, FL 33844
ActiveSingle Family Home

$299,990

405 Silver Palm Dr, Haines City, FL 33844

New Hillcrest Ranch — 4BR/2BA, Quartz Counters & Covered Lanai

4 Bed · 2 Bath · 1,758 Sq Ft

Move-in ready 4-bed single-story with modern finishes and no HOA

4

Beds

2

Baths

1,758

Sq Ft

2026

Built

0.13 acres

Lot

No attached garage listed — driveway parking

Garage

About 405 Silver Palm Dr

Step into this brand-new Hillcrest ranch at 405 Silver Palm Dr — a single-story plan that lives larger than its 1,758 square feet. The open great room flows directly to a bright kitchen appointed with quartz countertops and an efficient work triangle. Tile stretches through the wet areas and common rooms for low maintenance, and ceilings are taller than typical at approximately 9'4", giving the home an airy feel. The primary suite provides a generous footprint, dual-vanity sinks, and a closet sized for organized storage. Three additional bedrooms offer flexibility for remote work, hobbies, or guests.

Outside, the covered lanai becomes a true extension of the living space—perfect for weekend cookouts, coffee, or simple shade during Florida summers. The roughly 5,500 sqft lot leaves room for landscaping upgrades and a child- or pet-friendly yard. Practical touches include modern bathroom countertops finished in granite and durable tile in wet areas, all showing a builder focus on longevity and low upkeep.

This property is new construction (2026) and marketed move-in ready — photos include virtual staging to help buyers envision furniture placement. There is no HOA, widening the pool of potential buyers and investors. Located in Haines City, the home is a short drive to neighborhood parks, retail corridors on US-17/US-27, and regional employment centers in Winter Haven and Lakeland. With a competitive list price of $299,990, this Hillcrest model is well-positioned for owner-occupants seeking a modern four-bedroom single-story layout or investors targeting family rentals.

Schedule a showing with the listing agent to confirm finish selections and to walk the lot. With new construction quality and thoughtful interior upgrades, 405 Silver Palm Dr is ready to welcome its next owner.

Home Highlights

Brand-new 2026 Hillcrest ranch — move-in readyUpgraded quartz kitchen counters and granite bathroom topsSingle-story 4-bed layout ideal for familiesCovered lanai expands living spaceNo HOA — wider buyer appeal

Property Features

Interior Features

  • 1,758 sqft single-story Hillcrest plan
  • 4 bedrooms, 2 full bathrooms
  • Quartz kitchen countertops
  • Granite vanity counters in bathrooms
  • Tile floors in wet areas and common rooms
  • Approx. 9'4" ceilings

Exterior & Lot

  • Covered rear lanai
  • Lot approximately 5,500 sqft (0.13 acres)
  • Driveway and on-street parking
  • Low-maintenance yard footprint
  • No HOA

Location & Neighborhood

  • Located in Haines City, Polk County, FL
  • Short drive to Lake Eva Park and local retail
  • Commuter access to Winter Haven and Lakeland
  • Newer residential subdivision feel
  • Polk County School District

Walkability & Recreation

  • Walkability Rating: 40/100
  • Nearby parks and community green space within a short drive
  • Easy access to regional lakes and outdoor recreation (boating/fishing)
  • Local walking and neighborhood streets for daily strolls

Neighborhood & Location

This section of Haines City features new and recent single-family subdivisions aimed at affordability and family living. Streets are a mix of developing lots and finished homes with convenient access to local retail on US-17/US-27. The vibe is suburban with practical amenities for day-to-day living and relatively quick drives to larger employment and entertainment centers in nearby Winter Haven and Lakeland.

Market Insights

Haines City sits in Polk County between Lakeland and Winter Haven and remains an attractive option for buyers priced out of Orlando and Tampa markets. As of early 2026 the local entry-level single-family market is active: median sale prices for similar product are in the low-to-mid $300ks, inventory is tighter than long-term averages, and days-on-market for new construction typically run lower than resale. Buyers should be prepared to move decisively on competitively priced, turnkey homes. For investors, the area supports gross rents that can deliver attractive yields at this price band, though final returns depend on mortgage rates and any localized incentives from builders.

Nearby Schools

Haines City Elementary School

Elementary · 1.5 mi

4/10

Haines City Middle School

Middle · 2.0 mi

4/10

Haines City High School

High · 3.0 mi

4/10

Walkability & Recreation

40
Walkability
60
Recreation

Easy access to neighborhood parks and regional lakes for boating and fishing; covered lanai provides comfortable outdoor living year-round.

Investment Highlights

  • Brand-new construction (2026) — limited near-term maintenance
  • Upgraded finishes: quartz kitchen counters and granite in bathrooms
  • Single-story 1,758 sqft layout with 4 bedrooms — high utility for families
  • No HOA — wider buyer pool including investors
  • Covered lanai increases usable outdoor living for Florida climate

Key Findings

  • List price: $299,990 (as of 2026-03-14)
  • 4 beds / 2 baths / 1,758 sqft / lot ~5,500 sqft
  • New construction 'Hillcrest' model with upgraded finishes
  • No garage listed — confirm parking configuration
  • Located in Haines City, Polk County — growing market for affordable single-family homes

Things to Consider

  • Utilities (water/sewer/heating/cooling specifics) not listed — verify before contract
  • Property photos indicate virtual staging — confirm actual interior finish selections
  • No garage may reduce appeal for buyers seeking enclosed parking
  • School ratings in the immediate area are mixed — verify per-family priorities

Opportunity Analysis

Acquire a turnkey new-construction single-family home in an affordable Polk County submarket that caters to first-time buyers and investors seeking positive cashflow in a lower price point relative to nearby metros.

Potential Use Scenarios

  • Owner-occupant buyer: lock rate and close quickly — minimal immediate capital improvements required.
  • Investor buyer: lease as a 4BR family rental; consider small landscaping and covered parking improvements to boost rent.
  • Short-term flip: limited upside unless comps are above $315k — monitor nearby new-build sale prices and incentives.

Risk Factors

  • Rising mortgage rates could cool buyer pool at this price band.
  • Competition from other new communities offering incentives.
  • Unconfirmed utilities and long-term HOA/Community plans (if developer later institutes an HOA).

Buyers should conduct independent due diligence before making any purchase decisions.

AI Valuation Estimate

Low

$285K

Midpoint

$300K

High

$315K

$170.47/SF estimated price per square foot

65% confidence

Estimate anchored to the listed price of $299,990 and typical pricing for new-construction 4BR/2BA homes in Haines City (Polk County) in early 2026. No live comparable sales pulled; assumptions based on local market knowledge and the property's new-construction specification.

As of 2026-03-14

This is a computer-generated estimate for informational purposes only and is not an appraisal or professional valuation.

Market & Area Data

Market Trends

Area Median Price$315,000
Avg Days on Market35 days
Inventory2.5 months
1-Year Appreciation+450.0%

Demographics

Population (1 mi)8,500
Median Income (1 mi)$52,000

Haines City has seen steady residential growth driven by affordable new construction and proximity to central-Florida employment centers. Demographic and income figures are approximate (moderate confidence).

Nearby Points of Interest

  • Lake Eva Park (approx 1.5 mi)
  • Haines City Historic Downtown (approx 2.5 mi)

Short drive to regional retail centers on US-17/US-27, family parks, and community schools. Within commuting distance to Winter Haven and Lakeland; Orlando is accessible via I-4 to the east.

School District

DistrictPolk County School District
ElementaryHaines City Elementary School (approx. 1.5 mi) — GreatSchools rating ~4/10 (moderate confidence)
MiddleHaines City Middle School (approx. 2.0 mi) — GreatSchools rating ~4/10 (moderate confidence)
HighHaines City High School (approx. 3.0 mi) — GreatSchools rating ~4/10 (moderate confidence)

Market data is based on aggregated public records and may not reflect real-time conditions.

Property Details

Building Details

Year Built2026
Constructionwood frame (typical modern Florida tract construction)
Stories1
Basementnone
FireplaceNo
Conditionexcellent

Lot & Site

Lot Size0.1263 acres (5,500 SF)
Topographylevel
Parkingdriveway_and_street_parking
Parking Spaces2

Utilities

Zoning & Land Use

DescriptionLikely single-family residential (R-1/R-2 style zoning typical for new subdivisions) — verify with City planning.
JurisdictionCity of Haines City / Polk County (requires verification)

Allowed Uses

single family detached homesaccessory structures (per local code)
Current Useresidential

Tax & Sale History

Tax Assessment

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