$439,000
4034 Murray St, Fort Mill, SC 29707
Turnkey Pine Spring in Sun City — Sunroom & Accessibility Upgrades
2 Bed · 2 Bath · 1,558 Sq Ft
Updated 2BR/2BA ranch with sunroom and resort amenities.
2
Beds
2
Baths
1,558
Sq Ft
2008
Built
0.19 acres
Lot
Attached 2-car (~454 sqft) with handicap ramp
Garage
About 4034 Murray St
Step into a thoughtfully upgraded Pine Spring by Pulte in Sun City Carolina Lakes — a rare single-level plan that balances livability and low-maintenance lifestyle. This 1,558 sqft home delivers a welcoming layout: a bright eat-in kitchen with granite counters, under-cabinet lighting and customized shelving/drawer systems; a main living area fitted with electric shades for streamlined light control; and a generous sunroom that expands usable space for hobbies, reading, or casual entertaining.
The primary suite is private and well-proportioned, accompanied by a full bath and smart storage solutions. The second bedroom and hall bath are ideal for guests. Practical items include a newer roof, in-ground irrigation for the established landscaping, ceiling fans and central air for comfort, plus a 2-car attached garage equipped with a handicap ramp for added accessibility. Laundry is convenient with a closet-style laundry area and full-size hookups.
Sun City Carolina Lakes is distinct for its resort-style amenities: championship golf, indoor and outdoor pools, fitness center, tennis and pickleball courts, walking trails, woodworking and craft studios, and an active calendar of clubs and events. Homeowners benefit from lawn care and the community services that make downsizing feel effortless. The location in Fort Mill places you a short drive from grocery, dining and quick access toward Charlotte for broader shopping and cultural options.
Move-in ready and competitively priced, this home is a solid choice for buyers seeking single-level convenience with tasteful upgrades and community-driven amenities. Confirm HOA specifics and enjoy a lifestyle designed for activity, convenience, and social connection.
Home Highlights
Property Features
Interior Features
- 2 bedrooms, 2 full baths
- 1,558 sqft single-level living
- Granite countertops and under-cabinet lighting
- Customized shelving and drawer systems
- Electric shades in living, dining and kitchen
- Sunroom providing additional flexible space
- Ceiling fans and central air
- Laundry closet with full hookups
Exterior & Lot
- 0.19-acre lot (approx. 8,276 sqft) — level yard
- In-ground irrigation system
- Newer roof (seller notes)
- Attached 2-car garage (~454 sqft) with handicap ramp
- Driveway parking for 2+ vehicles
- Well-established landscaping
Location & Neighborhood
- Sun City Carolina Lakes — 55+ active-adult community
- On-site clubhouse, indoor & outdoor pools, fitness center
- Golf course, tennis and pickleball courts, walking trails
- Craft and woodworking studios, active social calendar
- Short drive to Fort Mill retail and services
- Commuter access toward Charlotte and Rock Hill
Walkability & Recreation
- Walkability Rating: 55/100
- Nearby walking trails and community green spaces
- On-site recreation score: 88/100 (pools, golf, courts, studios)
Neighborhood & Location
Sun City Carolina Lakes is a well-established active-adult (55+) community in Fort Mill, known for its robust amenity package, social clubs, and low-maintenance living. Homes are primarily single-family ranch plans and small two-story models, sited around landscaped common areas, walking trails and a championship golf course. The community draws retirees and active adults from the Charlotte area seeking structured activities and convenient services while remaining close to regional shopping and medical centers.
Market Insights
Fort Mill and the greater Charlotte suburbs have remained in demand due to employment growth and migration from more expensive urban cores. Within the niche of active-adult communities like Sun City Carolina Lakes, inventory tends to be limited and buyer demand concentrated — buyers prioritize turnkey condition, accessibility features, and strong amenity packages. Median single-family prices in the area hover near the low-to-mid $400k range; this listing at $439k aligns with that band for updated 2-bed ranches with sunrooms and garages. Expect a competitive showing period if priced appropriately and marketed to the community’s buyer pool; verify HOA age and rental rules early if you are considering an investor angle.
Nearby Schools
Gold Hill Elementary
Elementary · Approx. 3-6 miles
Fort Mill Middle
Middle · Approx. 3-6 miles
Nation Ford High School
High · Approx. 4-8 miles
Walkability & Recreation
Exceptional on-site recreation with indoor/outdoor pools, golf course, courts, walking trails, and craft studios — one of the strongest amenity sets among Fort Mill neighborhoods.
Investment Highlights
- Located inside Sun City Carolina Lakes with extensive on-site amenities (pools, golf, fitness, studios).
- Single-level Pine Spring plan — popular with downsizers and buyers seeking accessible living.
- Thoughtful interior upgrades (granite counters, under-cabinet lighting, customized shelving, electric shades).
- Newer roof and in-ground irrigation reduce near-term capital needs.
- Attached 2-car garage with handicap ramp increases accessibility and resale appeal.
Key Findings
- List price: $439,000; AVM: ~$438,122.
- 1,558 sqft, 2 bed / 2 bath, built 2008, lot ~0.19 acres.
- Mandatory HOA with lawn care and community amenities; HOA fees apply.
- Recent upgrades and good condition — low near-term deferred maintenance expected.
- Active-adult community limits broad buyer pool but supports stable pricing and strong amenity-driven demand.
Things to Consider
- Active-adult community rules may restrict rental use — confirm HOA age and rental policies before investment.
- Market narrowness: resale pool concentrated to 55+ buyers which can limit buyer count at listing.
- Property tax and HOA fee figures not provided — verify total housing cost before offer.
Opportunity Analysis
Acquire a turnkey, single-level home in a resort-style active-adult community that appeals to downsizers and retirees. Use minimal refresh to maximize resale premiums tied to updated kitchens, sunroom, and accessibility features.
Potential Use Scenarios
- Owner-occupier purchase targeting downsizers; premium achievable for quick move-in condition.
- Conservative investor approach only if HOA rental policy permits short-term or long-term leasing; otherwise prefer buy-to-own.
- Light cosmetic staging and targeted marketing to Sun City buyer lists to shorten days on market.
Risk Factors
- HOA age-restriction/rental restrictions may limit leasing opportunities.
- Localized buyer pool could lengthen time-to-sell if pricing is above neighborhood norms.
- Unknown current tax liability and HOA dues — confirm for cash-flow or carrying cost calculations.
Buyers should conduct independent due diligence before making any purchase decisions.
AI Valuation Estimate
Low
$420K
Midpoint
$438K
High
$455K
$281.8/SF estimated price per square foot
Estimate anchored to the listing price ($439,000) and AVM (~$438K), adjusted for single-level layout, community amenities, 1,558 sqft and recent comparable tendencies in Fort Mill/Sun City. No live comp pull performed.
As of 2026-03-11
This is a computer-generated estimate for informational purposes only and is not an appraisal or professional valuation.
Market & Area Data
Market Trends
Demographics
Fort Mill and the greater Charlotte suburbs have seen steady population and housing growth over the past decade driven by inbound relocation; Sun City skews to 55+ households which moderates turnover.
Nearby Points of Interest
- Sun City Carolina Lakes Clubhouse (on-site)
- Tega Cay / Lake Wylie area (approx. 3-5 miles)
Located inside Sun City Carolina Lakes retirement community with immediate access to clubhouse, pools, golf course, fitness center, walking trails and craft studios. Grocery, restaurants and pharmacies are a short drive in Fort Mill and nearby Rock Hill/Charlotte suburbs.
School District
Market data is based on aggregated public records and may not reflect real-time conditions.
Property Details
Building Details
Lot & Site
Utilities
Zoning & Land Use
Allowed Uses
Tax & Sale History
Tax Assessment
Sale History
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