389 Beach Bike Way, Panama City, FL 32461

Begin your tour on the private screened porch that faces a quiet pocket park — it’s the kind of porch that turns coffee into a long ritual and gives the house a leafy, sheltered outlook uncommon in new construction. This three-story coastal cottage at 389 Beach Bike Way was designed for family living and performance rentals; the navy center island in the chef’s kitchen, trimmed in brass, immediately sets the tone for the high-end finishes inside.

The kitchen is built around Thermador appliances and quartz counters, with warm hardwood floors and designer lighting continuing through the main living areas. A first-floor guest suite with an ensuite offers flexibility for owners or full-time guests, and the attached two-car garage provides generous owner storage and a practical entry sequence. Upstairs, the second level functions as the home’s social core: a game room with a dry bar and sitting nook, a dedicated coffee bar, and the luxurious primary suite with a large walk-in closet and spa-inspired bath featuring double vanities and an oversized walk-in shower.

Bedrooms are distributed for privacy and convenience. Additional guest suites and a well-appointed laundry room are located on the second floor, while the third floor creates a private retreat — a large bedroom configured to sleep two queen beds with its own full bath — ideal for extended family or rental groups. Built with durable Hardie board siding and a metal roof, the home balances coastal aesthetics with materials chosen for longevity in a salt-air environment.

Community amenities are integral to the Seacrest Beach lifestyle: a 12,000-square-foot lagoon pool sits just 0.1 mile away, private deeded beach access is approximately 0.3 mile from the front door, and scenic riding and walking on the Timpoochee Trail is a two-minute ride. Rosemary Beach and Alys Beach restaurants and boutiques sit within easy reach, making this address a gateway to the best of the 30A corridor.

Scheduled for completion in late Spring 2026, the property is listed at $2,695,000 (approximately $806/sf) and carries annual property taxes reported at $5,128.66 (2025). With a layout tailored to group rentals and high-end finishes throughout, the home has demonstrated rental potential in line with local luxury comps — estimated monthly rental income is positioned toward the top of the market. Buyers should confirm final finish selections, HOA details, and tax assessments as part of the purchase process.

Seacrest Beach on the 30A corridor blends planned community amenities with coastal charm. Residents enjoy a large lagoon pool, deeded beach access, pocket parks, and bike-friendly streets adjacent to the Timpoochee Trail. Within a short ride are the dining and boutiques of Rosemary Beach and the architectural white facades of Alys Beach. The area attracts families and second-home buyers seeking active, outdoor lifestyles and easy access to Gulf beaches, while highly rated Walton County schools add long-term appeal for full-time residents.