Estimate anchored to the list price of **$1,200,000** and adjusted for lakefront point-lot premium, vintage construction (1974), detached oversized garage, and likely footprint ~2,000 sq ft (not provided in source). No live comparable sales search; range reflects 10-12.5% leeway for condition and recent lakefront sales variability.
Lake Chatuge Point Home — Exceptional Shoreline & Detached Garage
314 Kilpatrick Point Drive delivers a rare expression of Lake Chatuge living — a true point property where the shoreline wraps around your backyard and the views stretch across water to the Blue Ridge foothills. The primary living room is oriented to the lake with a broad expanse of windows and an oversized back deck that behaves like an outdoor room — ideal for boating days, evening gatherings, or simply watching the water. The house offers three bedrooms and two-and-a-half baths arranged to prioritize the views and privacy for guests.
The house was built in 1974 and retains a comfortable mountain/cabin character while offering the opportunity for tasteful updates to increase comfort and resale value. Practical outbuildings include an oversized detached two-car garage with its own half bath — perfect for storing lake toys, building a workshop, or converting to additional guest space with the right permits. The point lot is one of the property's most valuable assets: shoreline that provides multiple vantage points for sunrise to sunset and substantial water frontage for dock access (subject to permitting).
Beyond the property, the Lake Chatuge community is focused on outdoor life. A short drive connects you to public boat launches and marinas; Hiawassee, GA, and Hayesville services are nearby for groceries, dining, and seasonal events. Whether you're seeking a full-time mountain lake residence, a second home for weekends, or a high-demand short-term rental, this property occupies a scarcity niche: high-quality shoreline on Chatuge is seldom available.
Buyer due diligence should include verification of interior square footage, septic/well and utility service, shoreline permits, and floodplain status. For a buyer who values authentic lakefront character and a one-of-a-kind point setting, 314 Kilpatrick Point is a rare opportunity.
A 1974 cabin on 0.35 acres.
Building
Site & utilities
Kilpatrick Point / Lake Chatuge shoreline
Researched nearby locations
Location
314 Kilpatrick Point Dr, Hayesville, NC 28904
Kilpatrick Point is a small, established lakeside neighborhood on Lake Chatuge characterized by private driveways, mature hardwoods, and a mix of vintage cabins and updated lake homes. Residents value quiet, scenic waterfront living with easy access to marinas and small-town services. The neighborhood draws second-home buyers, retirees and outdoor enthusiasts seeking boating, fishing and mountain scenery.
Excellent access to boating, fishing, swimming, and lakeside recreation; several marinas and launch ramps within short driving distance.
A factual market snapshot around 314 Kilpatrick Point Dr.
Lake Chatuge area properties command a material premium over inland Clay County homes. The county-wide median price is modest, but shoreline scarcity and water access push Chatuge waterfront listings into the high six-figure to low seven-figure range. Supply of true point lots is limited, so well-priced, well-marketed lakefront homes often attract quick interest from regional buyers in NC, GA and TN. Average days on market for premium lakefront homes vary seasonally; expect stronger buyer activity during spring and summer. Recent trends show modest appreciation (single-digit annually), with lakefront properties outperforming general county metrics due to demand from second-home and retiree buyers.
Residential lakefront / single-family zoning likely; shoreline and flood-setback rules apply.
Zoning
Research-indicated uses
- Single Family Residence
- Accessory Structures (Garage, Boathouse/Boat Slip Subject To County/USACE/USFS/Utility Rules)
- Short Term Rental Possible Depending On Local Regulations
What the research supports — and what is still worth verifying.
Key findings
- List price: **$1,200,000** (anchored to lakefront premium).
- Lot size: **15,246 sq ft (~0.35 acres)** of lakefront shoreline.
- Structure: 3 beds, 2.5 baths; built in **1974**; described as cabin/traditional with great room and walls of windows.
- Detached oversized two-car garage with half bath included on property.
- Estimated building footprint not provided — valuation uses a conservative assumed footprint (~2,000 sq ft).
- Market: Clay County median prices materially below lakefront pricing; shoreline commands premium.
What stands out about this property.
Interior Features
- 3 bedrooms, 2.5 bathrooms
- Great room with walls of windows oriented to the lake
- Original cabin/traditional finishes with rustic character
- Fireplace in living area
- Large back deck directly overlooking Lake Chatuge
Exterior & Lot
- Point lot with sweeping shoreline frontage (approx. 15,246 sq ft)
- Panoramic lake and mountain views
- Detached oversized two-car garage with half bath
- Multiple exterior terraces and decking for waterfront access
- Mature trees providing privacy
Location & Neighborhood
- Kilpatrick Point — established lakeside neighborhood
- Short drive to marinas and boat launches on Lake Chatuge
- Nearby services in Hayesville and Hiawassee, GA
- Quiet, low-traffic lakeside roads
Walkability & Recreation
- Walkability Rating: 25/100
- Immediate access to boating, fishing, swimming, and lakeside trails
- Region known for scenic drives and mountain recreation
- Proximity to local marinas and seasonal lake-oriented events
Sources & research confidence.
See where the property research came from and how confidence varies by field.