$1,200,000
314 Kilpatrick Point Dr, Hayesville, NC 28904
Lake Chatuge Point Home — Exceptional Shoreline & Detached Garage
3 Bed · 2.5 Bath
Rare point-lot on Lake Chatuge with panoramic views and oversized garage
3
Beds
2.5
Baths
1974
Built
0.35 acres
Lot
Detached oversized 2-car garage with half bath
Garage
About 314 Kilpatrick Point Dr
314 Kilpatrick Point Drive delivers a rare expression of Lake Chatuge living — a true point property where the shoreline wraps around your backyard and the views stretch across water to the Blue Ridge foothills. The primary living room is oriented to the lake with a broad expanse of windows and an oversized back deck that behaves like an outdoor room — ideal for boating days, evening gatherings, or simply watching the water. The house offers three bedrooms and two-and-a-half baths arranged to prioritize the views and privacy for guests.
The house was built in 1974 and retains a comfortable mountain/cabin character while offering the opportunity for tasteful updates to increase comfort and resale value. Practical outbuildings include an oversized detached two-car garage with its own half bath — perfect for storing lake toys, building a workshop, or converting to additional guest space with the right permits. The point lot is one of the property's most valuable assets: shoreline that provides multiple vantage points for sunrise to sunset and substantial water frontage for dock access (subject to permitting).
Beyond the property, the Lake Chatuge community is focused on outdoor life. A short drive connects you to public boat launches and marinas; Hiawassee, GA, and Hayesville services are nearby for groceries, dining, and seasonal events. Whether you're seeking a full-time mountain lake residence, a second home for weekends, or a high-demand short-term rental, this property occupies a scarcity niche: high-quality shoreline on Chatuge is seldom available.
Buyer due diligence should include verification of interior square footage, septic/well and utility service, shoreline permits, and floodplain status. For a buyer who values authentic lakefront character and a one-of-a-kind point setting, 314 Kilpatrick Point is a rare opportunity.
Home Highlights
Property Features
Interior Features
- 3 bedrooms, 2.5 bathrooms
- Great room with walls of windows oriented to the lake
- Original cabin/traditional finishes with rustic character
- Fireplace in living area
- Large back deck directly overlooking Lake Chatuge
Exterior & Lot
- Point lot with sweeping shoreline frontage (approx. 15,246 sq ft)
- Panoramic lake and mountain views
- Detached oversized two-car garage with half bath
- Multiple exterior terraces and decking for waterfront access
- Mature trees providing privacy
Location & Neighborhood
- Kilpatrick Point — established lakeside neighborhood
- Short drive to marinas and boat launches on Lake Chatuge
- Nearby services in Hayesville and Hiawassee, GA
- Quiet, low-traffic lakeside roads
Walkability & Recreation
- Walkability Rating: 25/100
- Immediate access to boating, fishing, swimming, and lakeside trails
- Region known for scenic drives and mountain recreation
- Proximity to local marinas and seasonal lake-oriented events
Neighborhood & Location
Kilpatrick Point is a small, established lakeside neighborhood on Lake Chatuge characterized by private driveways, mature hardwoods, and a mix of vintage cabins and updated lake homes. Residents value quiet, scenic waterfront living with easy access to marinas and small-town services. The neighborhood draws second-home buyers, retirees and outdoor enthusiasts seeking boating, fishing and mountain scenery.
Market Insights
Lake Chatuge area properties command a material premium over inland Clay County homes. The county-wide median price is modest, but shoreline scarcity and water access push Chatuge waterfront listings into the high six-figure to low seven-figure range. Supply of true point lots is limited, so well-priced, well-marketed lakefront homes often attract quick interest from regional buyers in NC, GA and TN. Average days on market for premium lakefront homes vary seasonally; expect stronger buyer activity during spring and summer. Recent trends show modest appreciation (single-digit annually), with lakefront properties outperforming general county metrics due to demand from second-home and retiree buyers.
Nearby Schools
Hayesville School
K-12 (serving Elementary/Middle/High) · 3.5 mi (approx.)
Walkability & Recreation
Excellent access to boating, fishing, swimming, and lakeside recreation; several marinas and launch ramps within short driving distance.
Investment Highlights
- True Lake Chatuge point lot with expansive shoreline — rare and highly desirable.
- Detached oversized two-car garage with half bath — strong workshop/boat-storage value.
- Panoramic lake and mountain views visible from primary living spaces and large deck.
- Seasonal rental and second-home demand supports upside for short-term income.
- Limited lakefront inventory makes this a scarcity-driven asset in the regional market.
Key Findings
- List price: **$1,200,000** (anchored to lakefront premium).
- Lot size: **15,246 sq ft (~0.35 acres)** of lakefront shoreline.
- Structure: 3 beds, 2.5 baths; built in **1974**; described as cabin/traditional with great room and walls of windows.
- Detached oversized two-car garage with half bath included on property.
- Estimated building footprint not provided — valuation uses a conservative assumed footprint (~2,000 sq ft).
- Market: Clay County median prices materially below lakefront pricing; shoreline commands premium.
Things to Consider
- No square footage or tax/assessor details provided — verify interior area and condition.
- Potential shoreline, dock, and floodplain permitting restrictions could limit utility — confirm with county/USACE.
- Older construction (1974) may require updates to mechanical, roof, and systems — budget for inspections and repairs.
Opportunity Analysis
Acquire a rare Lake Chatuge point lot with immediate lifestyle and short-term rental appeal; add modest capital improvements to increase nightly rate and resale value.
Potential Use Scenarios
- Perform full property inspection and shoreline/dock due diligence before contract.
- If owner-occupying: selectively update kitchens/baths and systems to preserve rustic character while improving comfort.
- If investor: target high-season short-term rental positioning, add high-quality decking and dock (permitting permitting) to maximize ADR.
- Price competitively and market to tri-state lake buyer pool (NC/GA/TN) emphasizing point-lot rarity.
Risk Factors
- Shoreline permitting and possible floodplain constraints.
- Higher maintenance and insurance costs for lakefront properties.
- Seasonal demand may produce variable cash flow for rentals.
Buyers should conduct independent due diligence before making any purchase decisions.
AI Valuation Estimate
Low
$1050K
Midpoint
$1200K
High
$1350K
$600/SF estimated price per square foot
Estimate anchored to the list price of **$1,200,000** and adjusted for lakefront point-lot premium, vintage construction (1974), detached oversized garage, and likely footprint ~2,000 sq ft (not provided in source). No live comparable sales search; range reflects 10-12.5% leeway for condition and recent lakefront sales variability.
As of 2026-03-14
This is a computer-generated estimate for informational purposes only and is not an appraisal or professional valuation.
Market & Area Data
Market Trends
Demographics
Clay County is a small, slow-growth rural market with elevated seasonal and retirement buyer interest around Lake Chatuge. Population and housing growth are moderate; lakefront segments can outperform general county metrics.
Nearby Points of Interest
- Lake Chatuge Marina (approx. 1-3 miles)
- Hiawassee, GA (approx. 10-12 miles)
Strong outdoor recreation access — boating, fishing, swimming on Lake Chatuge; the area includes mountain views, trails, and several small marinas and restaurants around the lake. Regional services in Hayesville and nearby Hiawassee, GA.
School District
Market data is based on aggregated public records and may not reflect real-time conditions.
Property Details
Building Details
Lot & Site
Utilities
Zoning & Land Use
Allowed Uses
Tax & Sale History
Tax Assessment
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