Estimate anchored to active list price ($3,995,000) and AVM ($3,979,987), adjusted for unique waterfront attributes (70' straight dock, lap pool, multi-level ocean views) and local market conditions. No live comparable-sales pull; ranges reflect premium for main-channel frontage and potential negotiation room.
Ventura Keys Main-Channel Home with 70' Dock & Ocean Decks
Rare on-Reef opportunity: a classic Ventura Keys island home designed for boating lives and coastal entertaining. The property fronts a straight main channel with a 70-foot dock configured for comfortable bow-in mooring—an increasingly scarce resource on the Keys. The exterior presents an expansive waterfront deck complete with a lap pool and open channel views that step back to peekaboo ocean and island sights. The channel easement (approx. 101' x 45' x 81') provides generous turning and docking room that will appeal to serious boat owners.
Inside, the residence delivers warmth and character through exposed beam architecture and an open plan that prioritizes the water-facing aspect. The main level welcomes you with channel views and includes a guest/main-level bedroom ideal for visitors or multigenerational arrangements. Upstairs, three additional bedrooms include a primary suite with significant water views, a large walk-in closet and an oversized bath. A second-floor family room with a wet bar and private balcony gives the home a flexible entertaining footprint and separation for families.
Head to the third-floor loft to find a private deck with sweeping ocean and Channel Island glimpses—a quiet perch for sunsets and coastal breezes. Practical living is addressed with multiple entertaining zones, dedicated dining spaces, and an efficient kitchen oriented toward the water. Outside, the waterfront entertaining terrace, dock infrastructure and pool create a turnkey coastal lifestyle just moments from Ventura Harbor, beaches, parks and Downtown Ventura retail and dining.
This is a rare listing on Reef Street: homes on this block seldom come to market and the combination of straight-dock frontage, pool, multiple decks and ocean views makes this a highly covetable offering. Seasonal and year-round buyers who value direct water access and an active coastal lifestyle should schedule a private showing. Contact the listing agent for dock specifics, easement documentation and showings.
A 1986 single family on 0.1 acres.
Building
Site & utilities
Ventura Keys (Island)
Researched nearby locations
Location
2994 Reef St, Ventura, CA 93001
The Ventura Keys island neighborhood is a distinctive canal-and-channel residential enclave built around boating and coastal living. Streets are lined with single-family homes, private docks and mature landscaping. The Keys combine a laid-back Southern California beach vibe with practical proximity to Ventura Harbor, beaches, and historic downtown amenities. It's a small, sought-after community where waterfront homes trade infrequently and secure a premium for direct water access.
Excellent access to boating, beaches, Ventura Harbor amenities, and coastal trails. Waterfront homeowners enjoy direct boating opportunities and nearby seaside recreation.
A factual market snapshot around 2994 Reef St.
Ventura’s Keys command a consistent premium to the city median because of private docks and direct water access. While Ventura’s overall median sale price sits well below luxury waterfront numbers, main-channel properties frequently trade in the multi‑million dollar range; price per square foot for quality Keys homes commonly exceeds $1,000–$1,200+/SF. Inventory in the Keys is limited—listings are infrequent and when well-marketed they draw a narrow but competitive buyer pool that includes local affluent families, regional coastal buyers and boating enthusiasts from Los Angeles and the Bay Area. Average days on market for comparable luxury waterfront homes can vary but a properly priced and documented waterfront asset with a clean dock/seawall record typically sells within 30–90 days. Given the unique dock and pool features, this property should be marketed to high-net-worth buyers who prioritize direct water access and ready-to-use outdoor amenities.
Single-family residential (typical for island homes in Ventura Keys).
Zoning
Research-indicated uses
- Single Family Residence
- Accessory Structures Per City Of Ventura R 1 Rules
- Uses Subject To Local Setback And Coastal Overlay Rules
What the research supports — and what is still worth verifying.
Key findings
- List price: $3,995,000 (AVM: ~$3,979,987).
- Building area: 3,108 SF; Lot: 4,356 SF; Price per SF ≈ $1,285.
- Four bedrooms, four bathrooms, built 1986; three stories with loft deck.
- Unique waterfront attributes (dock, channel easement) materially increase market value relative to inland comps.
- Potential coastal/flood/permitting considerations require buyer diligence.
What stands out about this property.
Interior Features
- 4 bedrooms, 4 bathrooms across three levels
- Exposed beam architecture and open living spaces
- Primary suite with walk-in closet and oversized bathroom
- Second-floor family room/den with wet bar and private balcony
- Third-floor loft with private deck and ocean/island views
- Multiple dining spaces and eat-in breakfast area
Exterior & Lot
- Straight 70' main-channel dock (bow-in capable)
- Channel easement approx. 101' x 45' x 81'
- Large waterfront deck with lap pool
- Southeastern exposure for daytime sun and coastal breezes
- Driveway and street parking; no attached garage
Location & Neighborhood
- Ventura Keys 'island' neighborhood—canal and channel homes
- 0.7 mi to Ventura Harbor; 1–2 mi to downtown Ventura amenities
- Short drive to beaches, marinas, fishing and coastal trails
- Family-friendly, boating-oriented neighborhood
Walkability & Recreation
- Walkability Rating: 68/100
- Steps from local waterfront promenades and neighborhood pocket parks
- Easy access to Ventura Harbor, harbor restaurants and boat launches
Sources & research confidence.
See where the property research came from and how confidence varies by field.