Property listing for 218 Wild Oak Dr, Swansboro, NC 28584
For SaleSingle Family Home

$775,000

218 Wild Oak Dr, Swansboro, NC 28584

Private-Pier Waterfront Ranch on 0.8-Acre Lot in Swans Bluff

3 Bed · 3.5 Bath · 2,606 Sq Ft

Single-level waterfront living with screened porch and office

3

Beds

3.5

Baths

2,606

Sq Ft

1999

Built

0.8 acres

Lot

2-car attached

Garage

About 218 Wild Oak Dr

What immediately sets this Swansboro home apart is the private pier on Halls Creek—the rare combination of generous waterfront frontage and a nearly acre lot creates a relaxed coastal retreat without sacrificing everyday convenience. Single-story living across 2,606 SF makes the house feel airy and purposeful: wide sightlines from the living room lead toward the screened porch and the dock beyond, while mature yard space wraps the rear of the property.

Inside, the floor plan favors gatherings. A gourmet-style kitchen anchors the main living area and opens to casual dining and a fireside living room. Thoughtful details include an office with built-in bookshelves that will serve equally well as a study or homework hub, multiple bathrooms to accommodate guests and family, and a dedicated laundry/mud area adjacent to the two-car attached garage. The brick-veneer exterior and shingle roof convey durability while the single-level layout is ideal for long-term comfort.

The screened-in porch is a true extension of the home's living area—perfect for evening dinners, coffee before a fishing run, or watching tides and birdlife along the creek. Outside, the private pier is the defining lifestyle amenity: direct water access supports boating, paddle sports, and easy fishing—an authentic coastal advantage that drives much of this property's appeal.

Practical systems are in place with central air, heat pump heating, municipal utilities, and an assessed condition of 'good.' The house has been owner-occupied since 2004 and shows the care of long-term stewardship. Key due diligence items include a professional inspection of the pier and a flood-zone review; these are standard for waterfront ownership and recommended prior to closing.

Positioned in the Swans Bluff neighborhood, the property places you close to downtown Swansboro’s shops and restaurants, while Emerald Isle beaches and Hammocks Beach State Park are short drives for weekend escapes. Strong ratings for Swansboro Elementary and Swansboro High make this a compelling choice for families who want coastal living with community assets close at hand. For buyers seeking a move-in-ready waterfront home with privacy, direct water access, and single-level comfort, 218 Wild Oak Drive delivers a rare, well-located package.

Home Highlights

Private pier on Halls Creek0.8-acre waterfront lotSingle-level 2,606 SF layoutGourmet-style kitchenOffice with built-in bookshelvesScreened-in porch overlooking pier2-car attached garageEstimated market value: $775,000

Property Features

Interior Features

  • 3 bedrooms, 3.5 bathrooms
  • 2,606 SF single-level layout
  • Gourmet-style kitchen adjacent to dining area
  • Office with built-in bookshelves
  • Fireplace in living area
  • Central AC and heat pump heating
  • Laundry/mud room
  • Brick veneer construction

Exterior & Lot

  • 0.8-acre lot with waterfront frontage on Halls Creek
  • Private pier providing direct water access
  • Screened-in porch overlooking backyard and creek
  • 2-car attached garage
  • Level topography and mature landscaping
  • Shingle roof

Location & Neighborhood

  • Swans Bluff neighborhood — quiet residential setting
  • Approximately 2 miles to Downtown Swansboro
  • Short drive to Emerald Isle beaches and Hammocks Beach State Park
  • Onslow County Schools (Swansboro Elementary and High nearby)
  • Jacksonville, NC MSA

Walkability & Recreation

  • Walkability Rating: 40/100 — Car-Dependent
  • Nearby parks and green spaces: Hammocks Beach State Park (approx. 5 miles)
  • Beaches: Emerald Isle (approx. 7 miles)
  • Boating, fishing, and paddling access via private pier
  • Running/walking and coastal recreation within short drives

Neighborhood & Location

Swans Bluff offers a relaxed coastal lifestyle with quick access to downtown Swansboro’s dining, galleries, and marinas. Families appreciate proximity to well-rated elementary and high schools, while outdoor enthusiasts benefit from nearby Hammocks Beach State Park and the beaches of Emerald Isle. The neighborhood blends waterfront residences and quiet streets—appealing to boater-owners and those seeking low-key coastal living within easy reach of regional amenities.

Market Insights

Local market dynamics in Swansboro are balanced with a modest seller tilt for waterfront homes. Inventory sits around 3.5 months—near neutral—while average days on market run about 84, signaling a measured pace rather than a hot rush. Median sale price for the area is approximately $452,000, but waterfront properties consistently command a premium; recent comp analysis places comparable waterfront sales within one mile in the $725K–$825K range. Price-per-square-foot for this property is estimated around $297, which aligns with premium waterfront valuations in Swans Bluff.

Appreciation has been steady: roughly 5% year-over-year and about 25% over five years. Rental demand is strong for waterfront homes—estimated monthly rent sits near $3,500 with a gross yield around 5.4%—making the property attractive to investor-buyers considering short-term coastal rentals (subject to HOA and local regulations). Given the limited waterfront inventory and stable days-on-market, this is a sensible time to consider a purchase: buyers can negotiate in a balanced market while still capturing waterfront scarcity and long-term coastal appreciation. Verify pier condition, flood insurance requirements, and HOA waterfront rules as part of an expedited but thorough due diligence process.

Nearby Schools

Swansboro Elementary

Elementary · 1.3 mi

8/10

Swansboro Middle

Middle

5/10

Swansboro High

High · 1.1 mi

8/10

Walkability & Recreation

40
Walkability
78
Recreation

Very good coastal recreation with direct boating and fishing access via the private pier, Hammocks Beach State Park about 5 miles away, and Emerald Isle beaches within a short drive—ample options for water-based activities and coastal exploration.

Investment Highlights

  • Private pier on Halls Creek offering direct water access
  • Spacious 2,606 SF home with open floor plan and gourmet kitchen
  • Located in desirable Swans Bluff community with proximity to amenities
  • Significant appreciation potential in a growing coastal market
  • Strong elementary and high school ratings in Onslow County Schools

Key Findings

  • Last sold in 2004 for $435,000; current estimated value $775,000
  • Assessed value $404,920; annual taxes $2,652
  • Zoned R-20 for single-family residential use
  • Comparable waterfront sales within 1 mile range $725K–$825K
  • Average days on market in Swansboro: 84 days (balanced market)

Things to Consider

  • Built in 1999; recommend inspection of pier and dock condition
  • Potential flood zone implications; verify insurance requirements
  • HOA regulations may affect waterfront usage and modifications

Opportunity Analysis

Well-maintained waterfront home in a desirable coastal community with significant appreciation potential. Direct water access and proximity to amenities enhance lifestyle appeal and investment value.

Potential Use Scenarios

  • Ideal primary residence for waterfront living enthusiasts
  • Potential for vacation rental income given coastal location
  • Long-term investment in a growing coastal market

Risk Factors

  • Maintenance of pier and dock structures
  • Flood zone implications and insurance costs
  • HOA regulations affecting property modifications

Buyers should conduct independent due diligence before making any purchase decisions.

AI Valuation Estimate

Low

$750K

Midpoint

$775K

High

$800K

$297/SF estimated price per square foot

85% confidence

Sales comparison approach using 3 comparable waterfront sales within 1 mile sold in last 12 months. Adjusted for size, condition, and waterfront access. Assessed value of $404,920 appears below market.

As of 2026-03-08

This is a computer-generated estimate for informational purposes only and is not an appraisal or professional valuation.

Market & Area Data

Market Trends

Area Median Price$452,000
Avg Days on Market84 days
Inventory3.5 months
1-Year Appreciation+5.0%

Demographics

Population (1 mi)5,000
Median Income (1 mi)$65,000

Swansboro has experienced steady population growth with increasing property values due to its coastal appeal. Walkability Rating estimate: 40/100.

Nearby Points of Interest

  • Downtown Swansboro (2 mi)
  • Emerald Isle Beach (7 mi)
  • Hammocks Beach State Park (5 mi)
  • Swansboro Elementary School (1.3 mi)
  • Swansboro High School (1.1 mi)

Proximity to downtown Swansboro's dining and shopping, easy access to Emerald Isle beaches, and nearby state parks offer abundant recreational opportunities.

School District

DistrictOnslow County Schools
ElementarySwansboro Elementary (8/10)
MiddleSwansboro Middle (5/10)
HighSwansboro High (8/10)

Market data is based on aggregated public records and may not reflect real-time conditions.

Property Details

Building Details

Year Built1999
Constructionbrick veneer
Stories1
Roofshingle
Heatingheat pump
Coolingcentral AC
Basementnone
FireplaceYes
Conditiongood

Lot & Site

Lot Size0.8 acres (34,848 SF)
Topographylevel
Parkingattached_garage
Parking Spaces2
FrontageWaterfront frontage on Halls Creek

Utilities

Watermunicipal
Sewermunicipal
ElectricDuke Energy
GasPiedmont Natural Gas

Zoning & Land Use

Zoning CodeR-20
DescriptionResidential
JurisdictionOnslow County

Allowed Uses

single family residential
Current Useresidential
Assessor UseSingle Family Residential

Tax & Sale History

Tax Assessment

Total Assessed$404,920
Land$70,000
Improvements$334,920
Annual Tax (2024)$2,652

Sale History

2004-06-28$435,000

$167/SF

Arm's length transaction

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