Sales comparison approach using 3 comparable waterfront sales within 1 mile sold in last 12 months. Adjusted for size, condition, and waterfront access. Assessed value of $404,920 appears below market.
Private-Pier Waterfront Ranch on 0.8-Acre Lot in Swans Bluff
What immediately sets this Swansboro home apart is the private pier on Halls Creek—the rare combination of generous waterfront frontage and a nearly acre lot creates a relaxed coastal retreat without sacrificing everyday convenience. Single-story living across 2,606 SF makes the house feel airy and purposeful: wide sightlines from the living room lead toward the screened porch and the dock beyond, while mature yard space wraps the rear of the property.
Inside, the floor plan favors gatherings. A gourmet-style kitchen anchors the main living area and opens to casual dining and a fireside living room. Thoughtful details include an office with built-in bookshelves that will serve equally well as a study or homework hub, multiple bathrooms to accommodate guests and family, and a dedicated laundry/mud area adjacent to the two-car attached garage. The brick-veneer exterior and shingle roof convey durability while the single-level layout is ideal for long-term comfort.
The screened-in porch is a true extension of the home's living area—perfect for evening dinners, coffee before a fishing run, or watching tides and birdlife along the creek. Outside, the private pier is the defining lifestyle amenity: direct water access supports boating, paddle sports, and easy fishing—an authentic coastal advantage that drives much of this property's appeal.
Practical systems are in place with central air, heat pump heating, municipal utilities, and an assessed condition of 'good.' The house has been owner-occupied since 2004 and shows the care of long-term stewardship. Key due diligence items include a professional inspection of the pier and a flood-zone review; these are standard for waterfront ownership and recommended prior to closing.
Positioned in the Swans Bluff neighborhood, the property places you close to downtown Swansboro’s shops and restaurants, while Emerald Isle beaches and Hammocks Beach State Park are short drives for weekend escapes. Strong ratings for Swansboro Elementary and Swansboro High make this a compelling choice for families who want coastal living with community assets close at hand. For buyers seeking a move-in-ready waterfront home with privacy, direct water access, and single-level comfort, 218 Wild Oak Drive delivers a rare, well-located package.
See the properties helping shape the valuation.
Comparable sales
- 66 SF smaller
- 1 fewer bathroom
- 26,136 SF larger lot
- Same year built
- 1,677 SF larger
- 1 additional bedroom
- 43,560 SF larger lot
- 1 year newer
- 106 SF smaller
- 1 additional bedroom
- 33,786 SF smaller lot
- 7 years newer
A 1999 traditional on 0.8 acres.
Building
Site & utilities
Swans Bluff
Researched nearby locations
Location
218 Wild Oak Dr, Swansboro, NC 28584
Swans Bluff offers a relaxed coastal lifestyle with quick access to downtown Swansboro’s dining, galleries, and marinas. Families appreciate proximity to well-rated elementary and high schools, while outdoor enthusiasts benefit from nearby Hammocks Beach State Park and the beaches of Emerald Isle. The neighborhood blends waterfront residences and quiet streets—appealing to boater-owners and those seeking low-key coastal living within easy reach of regional amenities.
Very good coastal recreation with direct boating and fishing access via the private pier, Hammocks Beach State Park about 5 miles away, and Emerald Isle beaches within a short drive—ample options for water-based activities and coastal exploration.
A factual market snapshot around 218 Wild Oak Dr.
Local market dynamics in Swansboro are balanced with a modest seller tilt for waterfront homes. Inventory sits around 3.5 months—near neutral—while average days on market run about 84, signaling a measured pace rather than a hot rush. Median sale price for the area is approximately $452,000, but waterfront properties consistently command a premium; recent comp analysis places comparable waterfront sales within one mile in the $725K–$825K range. Price-per-square-foot for this property is estimated around $297, which aligns with premium waterfront valuations in Swans Bluff.
Appreciation has been steady: roughly 5% year-over-year and about 25% over five years. Rental demand is strong for waterfront homes—estimated monthly rent sits near $3,500 with a gross yield around 5.4%—making the property attractive to investor-buyers considering short-term coastal rentals (subject to HOA and local regulations). Given the limited waterfront inventory and stable days-on-market, this is a sensible time to consider a purchase: buyers can negotiate in a balanced market while still capturing waterfront scarcity and long-term coastal appreciation. Verify pier condition, flood insurance requirements, and HOA waterfront rules as part of an expedited but thorough due diligence process.
Residential
Zoning
Research-indicated uses
- Single Family Residential
Assessment data and recorded transactions.
Assessed value is kept visually separate from the CompCasa market-value estimate.
Tax assessment
Sale history
Rental references from the research record.
Context only—not an investment recommendation or guarantee of achievable rent.
Supporting lease references
- 6 SF smaller
- 6 SF smaller
What the research supports — and what is still worth verifying.
Key findings
- Last sold in 2004 for $435,000; current estimated value $775,000
- Assessed value $404,920; annual taxes $2,652
- Zoned R-20 for single-family residential use
- Comparable waterfront sales within 1 mile range $725K–$825K
- Average days on market in Swansboro: 84 days (balanced market)
Still worth verifying
Routine buyer due diligence items; these are not known defects.
- Confirm pier and dock condition
- Verify flood zone status and insurance requirements
- Review HOA regulations regarding waterfront usage
- Professional home inspection
- Roof condition assessment
What stands out about this property.
Interior Features
- 3 bedrooms, 3.5 bathrooms
- 2,606 SF single-level layout
- Gourmet-style kitchen adjacent to dining area
- Office with built-in bookshelves
- Fireplace in living area
- Central AC and heat pump heating
- Laundry/mud room
- Brick veneer construction
Exterior & Lot
- 0.8-acre lot with waterfront frontage on Halls Creek
- Private pier providing direct water access
- Screened-in porch overlooking backyard and creek
- 2-car attached garage
- Level topography and mature landscaping
- Shingle roof
Location & Neighborhood
- Swans Bluff neighborhood — quiet residential setting
- Approximately 2 miles to Downtown Swansboro
- Short drive to Emerald Isle beaches and Hammocks Beach State Park
- Onslow County Schools (Swansboro Elementary and High nearby)
- Jacksonville, NC MSA
Walkability & Recreation
- Walkability Rating: 40/100 — Car-Dependent
- Nearby parks and green spaces: Hammocks Beach State Park (approx. 5 miles)
- Beaches: Emerald Isle (approx. 7 miles)
- Boating, fishing, and paddling access via private pier
- Running/walking and coastal recreation within short drives
Sources & research confidence.
See where the property research came from and how confidence varies by field.