Property listing for 2102 Trout Lily Ln, Matthews, NC 28104
For SaleTownhome

$330,000

2102 Trout Lily Ln, Matthews, NC 28104

Contemporary 4-Bed, 3.5-Bath Townhome in Stone Creek, Matthews

4 Bed · 3.5 Bath · 1,734 Sq Ft

2023-built three-story townhome near top-rated schools and greenways

4

Beds

3.5

Baths

1,734

Sq Ft

2023

Built

0.039 acres

Lot

1-car attached

Garage

About 2102 Trout Lily Ln

This three-story Stone Creek townhome stands out for how it balances modern finishes with low-maintenance living. At 1,734 square feet, the 2023-built layout places shared living spaces on the main level and private bedrooms above and below, giving everyday routines room to breathe. Fine touches include contemporary cabinetry, energy-efficient appliances, and a clean palette that makes upgrading or personalizing effortless.

The main living area opens to a streamlined kitchen and dining zone that easily accommodates weekday routines and weekend gatherings. A thoughtfully located powder room and storage closet keep clutter out of sight, while the attached 1-car garage and driveway provide convenient parking and additional storage. Upstairs, three bedrooms and two full baths deliver comfortable family living; the lower level hosts an additional bedroom and full bath ideal for guests, home office, or multi-generational arrangements.

Stone Creek’s proximity to Stallings Municipal Park (about 0.5 mile) and Four Mile Creek Greenway (about 1 mile) makes outdoor time accessible for jogs, dog walks, and weekend play. Families will appreciate the nearby highly-rated schools — Stallings Elementary, Porter Ridge Middle, and Porter Ridge High — which contribute to the neighborhood’s steady demand. Practical systems (central AC, forced-air heating) and modern construction minimize short-term maintenance while retaining strong resale appeal.

From an ownership perspective, the compact lot and HOA-managed communal areas translate to less yard work and more time to enjoy local amenities. Recent nearby sales of similar Stone Creek townhomes in mid-2023 traded in the high $290s–$300k range; independent valuation places fair market value in the $320k–$340k band, with $330,000 a midpoint estimate. Whether you’re seeking a move-in-ready primary residence, a rental with an estimated monthly rent around $2,100, or a low-maintenance step-up close to Charlotte’s eastern edge, this home combines modern construction, strong schools, and a desirable Matthews address. Buyers should review HOA documents and any potential assessments as part of standard due diligence.

Home Highlights

Move-in ready (built 2023)1,734 SF modern townhome4 beds / 3.5 bathsAttached 1-car garage + drivewayClose to top-rated schools and greenwayEstimated rental income: $2,000–$2,200/month

Property Features

Interior Features

  • 1,734 SF three-story floor plan
  • 4 bedrooms, 3.5 bathrooms
  • Modern cabinetry and neutral finishes
  • Energy-efficient appliances
  • Central air and forced-air heating
  • Open dining and living area
  • Flexible lower-level bedroom/office

Exterior & Lot

  • Attached 1-car garage plus driveway
  • Low-maintenance 0.039-acre lot
  • Level topography with standard frontage on Trout Lily Ln
  • Community-maintained landscaping
  • Composition roof (2023 construction)

Location & Neighborhood

  • Stone Creek community — contemporary townhome cluster
  • Easy access to Stallings Rd and Charlotte corridor
  • Close to Stallings Municipal Park and Matthews shopping center
  • Novant Health Matthews Medical Center within ~2.5 miles
  • Top-rated schools (Union County Public Schools)

Walkability & Recreation

  • Walkability Rating: 50/100 — Some amenities accessible on foot
  • Stallings Municipal Park (≈0.5 mi)
  • Four Mile Creek Greenway (≈1 mi)
  • Matthews Township Shopping Center (~2 mi)
  • Running/walking paths and neighborhood green spaces nearby
  • Community recreation facilities managed by HOA

Neighborhood & Location

Stone Creek offers a mix of contemporary townhomes and family-friendly streets just east of Charlotte. Residents benefit from easy access to greenways, neighborhood parks, and Matthews’ town center dining and shopping. The area attracts commuters and families drawn by Union County’s highly rated schools and a lifestyle that blends suburban calm with quick drives to urban amenities. HOA-managed grounds keep upkeep minimal and contribute to a tidy, community-oriented feel.

Market Insights

Matthews is firmly a seller’s market right now: limited inventory (about 2.5 months of supply) and an average days-on-market near 30 days mean well-priced homes typically see multiple offers quickly. Median sale price for the broader Matthews area sits around $589,000, reflecting strong demand and an 11.1% year-over-year increase in values (2024–2025). Townhomes in communities like Stone Creek trend lower than single-family medians—recent local townhome sales clustered around $295k–$305k in mid-2023—but show solid appreciation because of affordability relative to detached homes. Inventory for townhomes is tighter than usual, and the Stone Creek product, with new-construction quality and proximity to top-rated schools, remains desirable for young families and commuting professionals.

For investors, lease comps and rental estimates indicate a rent-per-square-foot near $1.20–$1.22 and an estimated monthly rent around $2,000–$2,200, producing a gross rental yield in the neighborhood of 7–8% before expenses. This moment is favorable for buyers seeking long-term growth or rental cash flow: prices are rising, demand is steady, and well-maintained newer construction in walkable pockets of Matthews moves quickly. Still, purchasers should factor HOA rules, any special assessments, and the smaller lot size into valuation and use-case decisions.

Nearby Schools

Stallings Elementary

Elementary

9/10

Porter Ridge Middle

Middle

10/10

Porter Ridge High

High

7/10

Walkability & Recreation

50
Walkability
80
Recreation

Very good recreation access with Stallings Municipal Park ~0.5 miles away, Four Mile Creek Greenway ~1 mile away, plus nearby neighborhood green spaces and regional shopping centers for weekend activities.

Investment Highlights

  • New construction (2023) with modern finishes and energy-efficient appliances
  • Located in Stone Creek community with access to amenities
  • Proximity to top-rated schools: Stallings Elementary (9/10), Porter Ridge Middle (10/10)
  • Close to Stallings Municipal Park (0.5 mi) and Four Mile Creek Greenway (1 mi)
  • Assessed value of $335,800 aligns with market estimates
  • Strong market appreciation: 11.1% increase in median home values since 2024

Key Findings

  • Property purchased in August 2023 for $309,500 ($178/SF)
  • Assessed value $335,800 (land $91,800, improvements $244,000) — annual taxes $2,322
  • Zoned R-VS allowing single-family and townhomes
  • 3 comparable sales within 0.5 miles in last 6 months range $320K–$340K
  • Average days on market in Matthews: 30 days (seller's market)

Things to Consider

  • HOA regulations and potential special assessments should be reviewed
  • Shared community facilities' condition and maintenance responsibilities
  • Limited lot size (0.039 acres) may restrict outdoor space usage
  • Three-story layout may not suit all buyers' preferences

Opportunity Analysis

Modern townhome in a growing Matthews community with strong market appreciation and proximity to top-rated schools. New construction reduces near-term maintenance costs. Limited inventory and high demand suggest strong resale potential.

Potential Use Scenarios

  • Ideal primary residence for families seeking top-rated schools
  • Potential rental property with estimated rent of $2,000–$2,200/month
  • Long-term investment in a growing market with strong appreciation trends

Risk Factors

  • HOA regulations and potential special assessments
  • Limited lot size may not appeal to buyers seeking larger outdoor spaces
  • Three-story layout may limit appeal to certain demographics

Buyers should conduct independent due diligence before making any purchase decisions.

AI Valuation Estimate

Low

$320K

Midpoint

$330K

High

$340K

$190/SF estimated price per square foot

85% confidence

Sales comparison approach using 3 comparable sales within 0.5 miles sold in last 6 months. Adjusted for size, condition, and age. Assessed value of $335,800 aligns with market estimates.

As of 2026-03-08

This is a computer-generated estimate for informational purposes only and is not an appraisal or professional valuation.

Market & Area Data

Market Trends

Area Median Price$589,000
Avg Days on Market30 days
Inventory2.5 months
1-Year Appreciation+11.1%

Demographics

Population (1 mi)12,000
Median Income (1 mi)$85,000

Matthews median home values increased 11.1% from 2024-2025. Strong demand from families and professionals. Walkability Rating estimate: 50/100.

Nearby Points of Interest

  • Stallings Municipal Park (0.5 mi)
  • Matthews Township Shopping Center (2 mi)
  • Novant Health Matthews Medical Center (2.5 mi)
  • Four Mile Creek Greenway (1 mi)

Close proximity to parks, shopping centers, and medical facilities. Easy access to greenways for outdoor activities.

School District

DistrictUnion County Public Schools
ElementaryStallings Elementary (9/10)
MiddlePorter Ridge Middle (10/10)
HighPorter Ridge High (7/10)

Market data is based on aggregated public records and may not reflect real-time conditions.

Property Details

Building Details

Year Built2023
Constructionwood frame
Stories3
Roofcomposition
Heatingforced air
Coolingcentral AC
Basementnone
FireplaceNo
Conditionexcellent

Lot & Site

Lot Size0.039 acres (1,698 SF)
Topographylevel
Parkingattached_garage_and_driveway
Parking Spaces2
FrontageStandard frontage on Trout Lily Ln

Utilities

Watermunicipal
Sewermunicipal
ElectricDuke Energy
GasPiedmont Natural Gas

Zoning & Land Use

Zoning CodeR-VS
DescriptionResidential-Varied Style
JurisdictionTown of Matthews

Allowed Uses

single familytownhomes
Current Useresidential
Assessor UseSingle Family Residential

Tax & Sale History

Tax Assessment

Total Assessed$335,800
Land$91,800
Improvements$244,000
Annual Tax (2025)$2,322

Sale History

2023-08-01$309,500

$178/SF

New construction sale

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