Property listing for 1528 Island Rd, Harkers Island, NC 28531
ActiveSingle Family Home

$975,000

1528 Island Rd, Harkers Island, NC 28531

Waterfront 3BR Home with New Dock, Boat Lift & Sandy Launch

3 Bed · 2.5 Bath · 1,472 Sq Ft

Turnkey waterfront living on Back Sound with panoramic island views.

3

Beds

2.5

Baths

1,472

Sq Ft

1962

Built

0.47 acres

Lot

Double garage with storage and half bath; EV plug

Garage

About 1528 Island Rd

This furnished waterfront home at 1528 Island Rd delivers immediate, practical coastal living with real marine value. The single-level 3-bedroom, 2.5-bath layout (1,472 SF) was rebuilt and thoughtfully renovated over the last two decades and sits on nearly a half-acre of deep-water frontage on Back Sound. Standout features include a newly constructed dock complete with boat lift and ramp, a protected sandy-bottom launch ideal for kayaks and shallow-draft skiffs, and long, panoramic water views toward Cape Lookout Lighthouse and Shackleford Banks.

Inside you'll find continuous wood floors, a bright and well-equipped kitchen with abundant counter space and cabinetry opening to the great room/dining area — an arrangement designed for gatherings after a day on the water. The home’s mechanicals and envelope have been proactively maintained: major systems include a new HVAC (2014), a metal roof (2015), new siding (2018), Anderson hurricane-rated windows and sliding door, and full hurricane shutters for storm readiness. The double garage offers significant storage and includes built-in cabinetry and a convenient half bath; an electric vehicle plug is already installed for modern household needs.

Outdoors, the property functions as a boater’s compound: the new dock and lift shorten launch time and increase usable days on the water, while the sandy-bottom shoreline makes for easy beaching and family-friendly splash zones. Multiple decks and a covered porch provide flexible entertaining space with ever-changing coastal vistas. The lot’s layout gives separation from immediate neighbors while keeping the shoreline accessible and private.

This parcel is ideal for a buyer who wants a turn-key coastal residence with high utility for boating and short transit to barrier islands, or an investor targeting high-season vacation rentals (subject to local rental rules). Due diligence items include septic inspection, flood zone and elevation verification, and confirmation of dock permitting. Schedule a tour to experience the shoreline access and the practical upgrades that make this house ready for summer days on the sound.

Home Highlights

New dock with boat lift and rampSandy beachfront launchPanoramic views to Cape LookoutMajor mechanical & exterior updates (HVAC, roof, siding)Double garage with EV plug and half bath

Property Features

Interior Features

  • 3 bedrooms, 2.5 bathrooms
  • 1,472 SF single-level living
  • All wood floors throughout
  • Well-equipped kitchen open to great room/dining
  • Anderson hurricane-rated windows and sliding door
  • Furnished sale

Exterior & Lot

  • 0.47-acre waterfront parcel on Back Sound
  • New dock with boat lift and ramp
  • Sandy bottom shoreline ideal for launching kayaks
  • New metal roof (2015) and new siding (2018)
  • Spacious decks and covered porch for entertaining
  • Double garage with cabinets and half bath

Location & Neighborhood

  • Short boat access to Shackleford Banks and Cape Lookout
  • Quiet, marine-oriented Harkers Island community
  • Approx. 15–25 minute drive to Beaufort / Morehead City amenities
  • Primary schools served by Carteret County Public Schools

Walkability & Recreation

  • Walkability Rating: 30/100
  • Boating/Recreation Score: 88/100
  • Direct waterfront access for fishing, kayaking, birding, and island outings

Neighborhood & Location

Harkers Island is a tight-knit coastal village where marine culture shapes daily life — commercial and recreational fishing, boatbuilding, and easy access to barrier islands like Shackleford Banks are central. The neighborhood is low-density, quiet outside the summer season, and oriented to water recreation. Services and dining are small-town, with fuller retail and medical services in Beaufort/Morehead City a short drive away.

Market Insights

Harkers Island and the greater Carteret County coast remain a specialty market where true water-access and sandy-bottom frontage command a premium. Inventory of similar turnkey waterfront parcels is limited, and buyers frequently prioritize dock availability and shallow launch areas. Median single-family prices countywide sit well below this listing — often in the low-to-mid $300ks — but waterfront homes on protected sounds routinely trade at significant premiums. Expect a market that favors sellers with unique marine amenities during peak season. For buyers, secure insurance estimates and permit confirmations early; for sellers, highlight the dock, boat lift, and turnkey condition to capture motivated boater-buyers.

Nearby Schools

Harkers Island School

Elementary/Middle (K-8) · 0.5–2.0 mi (local campus)

6/10

East Carteret High School

High · 10–15 mi (regional high school)

6/10

Walkability & Recreation

30
Walkability
88
Recreation

Excellent access to boating, kayaking, fishing and barrier-island outings; new dock and sandy launch make water recreation immediate and convenient.

Investment Highlights

  • Private, newly built dock with boat lift and ramp — high utility for boaters.
  • Sandy-bottom shoreline — easier kayak and small-boat launching.
  • Recent major updates: HVAC (2014), metal roof (2015), siding (2018).
  • Furnished sale reduces immediate furnishing outlay for buyers.
  • Short boat ride to Shackleford Banks and Cape Lookout — significant lifestyle amenity.

Key Findings

  • 3 beds / 2.5 baths / 1,472 sqft on 0.47 acres (waterfront).
  • Listed at $975,000 (3/6/2026) after a prior sale at $775,000 in March 2023.
  • New dock and boat lift are primary value-add elements.
  • Property has modern protective features: Anderson hurricane-rated windows and full shutters.
  • Utilities: public water to house, separate well for irrigation; septic system in place.

Things to Consider

  • Flood insurance and FEMA flood-zone impacts likely increase carrying costs.
  • Septic system condition and capacity should be verified for rental use or expansion.
  • Coastal permitting history for dock should be reviewed; future maintenance of marine structures is ongoing expense.
  • Market seasonality — resale and rental demand can be concentrated in warmer months.

Opportunity Analysis

Acquire a move-in-ready waterfront home with turnkey marine amenities that command a premium; target owner-occupiers or high-end seasonal rental markets where private docks and sandy launches are rare.

Potential Use Scenarios

  • Primary buy: owner-occupier who values day-to-day boating access and minimal immediate renovations.
  • Investment buy: position as a high-season short-term rental; emphasize dock access and proximity to Cape Lookout for marketing.
  • Conservative underwriting: stress-test for higher insurance and septic maintenance costs; obtain elevation certificate.

Risk Factors

  • Elevated insurance and storm exposure risk
  • Potential permitting or easement constraints on shoreline improvements
  • Seasonal demand volatility

Buyers should conduct independent due diligence before making any purchase decisions.

AI Valuation Estimate

Low

$900K

Midpoint

$975K

High

$1050K

$662/SF estimated price per square foot

65% confidence

Estimate anchored to current list price and recent sale history (sold 3/2023 at $775k), adjusted for documented renovations, new dock and market movement in coastal Carteret County. No live comparable sales pulled; range reflects typical volatility on waterfront assets and premium for private dock/boat lift.

As of 2026-03-14

This is a computer-generated estimate for informational purposes only and is not an appraisal or professional valuation.

Market & Area Data

Market Trends

Area Median Price$375,000
Avg Days on Market60 days
Inventory4 months
1-Year Appreciation+350.0%

Demographics

Population (1 mi)1,200
Median Income (1 mi)$60,000

Small, stable coastal community with seasonal population increases. Local economy driven by fishing, tourism, and marine services.

Nearby Points of Interest

  • Cape Lookout Lighthouse (views)
  • Beaufort Historic District (approx. 10-20 min drive)

Property sits on Back Sound with direct water access, short boat ride to Shackleford Banks and Cape Lookout; local amenities are oriented around boating, fishing, and small-town coastal services in Harkers Island and nearby Beaufort/Morehead City.

School District

DistrictCarteret County Public Schools
ElementaryHarkers Island School (K-8) — public (estimated rating 6/10)
MiddleHarkers Island School (K-8) — same campus (estimated rating 6/10)
HighEast Carteret High School (Beaufort area) — public (estimated rating 5-7/10)

Market data is based on aggregated public records and may not reflect real-time conditions.

Property Details

Building Details

Year Built1962
Constructionwood frame
Stories1
Roofmetal roof (installed 2015)
HeatingCentral HVAC (updated 2014)
CoolingCentral air (part of HVAC system)
Basementnone
FireplaceNo
Conditiongood

Lot & Site

Lot Size0.47 acres (20,691 SF)
Topographylevel
Parkingattached_garage_and_driveway
Parking Spaces4
FrontageWaterfront on Back Sound; private dock and boat lift; sandy bottom launch area

Utilities

WaterPublic water (house) + well for irrigation
SewerSeptic Tank
ElectricOn-site electric (service present; EV plug in garage)
GasGas water heater (on-site)

Zoning & Land Use

DescriptionCoastal residential / single-family shoreline zoning with marine accessory allowances subject to county and state coastal rules
JurisdictionCarteret County

Allowed Uses

Single family residentialAccessory structures (sheds, boathouses/docks with permits)Docking and marine access subject to permits and Coastal Area Management Act rules
Current Useresidential

Tax & Sale History

Tax Assessment

Sale History

2026-03-06$975,000
2023-03-21$775,000
2015-06-23$490,000
2014-04-16$450,000

Are You the Listing Agent?

Claim this property page to feature your contact info, photos, and list price.

Claim This Listing — $49

One-time fee. Your info appears on this page across CompCasa.

Request a Showing

Connect with a licensed local agent in this area.

Request a Showing

Are you a buyer's agent?

Claim ZIP 28531 — $49/yr

Property details may be compiled from public records, MLS-derived data, and automated analysis. Agent claim indicates the agent has claimed this profile or confirmed representation of the property; it does not mean the agent has verified all property details.

Request a Showing