Property listing for 14432 Targert Ln, Charlotte, NC 28278
ActiveTownhome / Attached Single-Family

$379,000

14432 Targert Ln, Charlotte, NC 28278

Bright 3BR/3.5BA Townhome — Finished Basement & Pool Access

3 Bed · 3.5 Bath · 2,312 Sq Ft

Contemporary Wrights Crossing townhome with basement suite, pool, and easy I‑485 access.

3

Beds

3.5

Baths

2,312

Sq Ft

2020

Built

0.07 acres

Lot

1-car attached garage + driveway

Garage

About 14432 Targert Ln

Arrive at 14432 Targert Ln and step into a thoughtfully designed 2020 townhome offering flexible living across three finished levels. The main living level features an open arrangement where the kitchen flows to the dining and living areas — the kitchen is fitted with granite counters and stainless steel appliances and provides ample cabinet storage for everyday life. The primary bedroom suite sits on the main upper level with a walk-in closet and a private bath; an additional bedroom and a full bath complete the upstairs layout.

The lower level is a stand-out: a finished living area with a full bath that can function as a private guest suite, long-term home office, or optional rental unit — a strong value-add and privacy option for households with multi-generational needs. Practical features include an attached one-car garage supplemented by driveway parking, modern mechanicals typical of 2020 construction, and easy-to-maintain finishes throughout.

Wrights Crossing provides community perks including a neighborhood pool and common areas, and the location delivers quick access to the Steele Creek retail corridor as well as Lake Wylie for weekend recreation. Commuters appreciate proximity to I‑485 and NC‑160 for routes into Uptown Charlotte or south toward Rock Hill.

This home is ready for immediate occupancy with tasteful mid-range finishes and functional living spaces for families or investors seeking rental-ready condition. Schedule a tour to experience the practical flow and the finished basement suite that differentiates this property in the Steele Creek market.

Home Highlights

Built in 2020 — modern systems and finishesFinished lower level with full bath (ideal guest suite or office)Community pool and low-maintenance yardConvenient access to I‑485, NC‑160 and Lake Wylie

Property Features

Interior Features

  • 2,312 finished sq ft across three levels
  • 3 bedrooms, 3.5 bathrooms
  • Finished lower-level living/guest suite with full bath
  • Kitchen with granite countertops and stainless steel appliances
  • Primary suite with walk-in closet and private bath
  • Open-concept living/dining layout

Exterior & Lot

  • Attached 1-car garage plus driveway parking
  • Low-maintenance yard (townhome lot)
  • Community pool and common areas in Wrights Crossing
  • Approx. 0.07-acre lot

Location & Neighborhood

  • Steele Creek submarket — Wrights Crossing community
  • Close to Lake Wylie recreational access (approx 3–5 miles)
  • Short drive to I-485 and NC-160 for regional access
  • Nearby grocery, dining and retail along Steele Creek corridor

Walkability & Recreation

  • Walkability Rating: 45/100
  • Easy driving access to trails, neighborhood parks and Lake Wylie
  • Community pool provides on-site recreation

Neighborhood & Location

Steele Creek is a fast-growing southwest Charlotte neighborhood popular with families and commuters who want newer housing stock at competitive prices. The area combines suburban comforts—shopping centers, restaurants and grocery stores along Steele Creek Road—with outdoor recreation opportunities like Lake Wylie and several local parks. New residential developments and townhome communities have increased the diversity of housing options while preserving quick highway access to Uptown Charlotte via I‑485.

Market Insights

Steele Creek is one of Charlotte’s fastest-growing southwestern submarkets: newer subdivisions, townhome communities and targeted retail development have kept demand steady through early 2026. Median sales in the immediate submarket are slightly below the overall Charlotte metro but have increased year-over-year — driven by buyers seeking newer inventory at more affordable price points than central Charlotte. Inventory remains constrained for move-in-ready townhomes, producing competitive showings and relatively low days-on-market for updated, well-priced homes. At a list price of $379,000, this 2020-built, 2,312 SF townhome sits squarely in the mid-market segment and will attract both owner-occupiers seeking convenience to amenities and investors looking for a unit with a finished basement to enhance rental income.

Nearby Schools

Steele Creek Elementary (approx.)

Elementary · 1–2 mi

6/10

Southwest Middle (approx.)

Middle · 4–6 mi

6/10

South Mecklenburg High School (approx.)

High · 6–9 mi

7/10

Walkability & Recreation

45
Walkability
72
Recreation

Short drive to Lake Wylie, community pool on-site, and access to neighborhood greenways and parks for outdoor activities.

Investment Highlights

  • Recent construction (2020) — modern systems and finishes
  • Finished lower level with full bath — adds flexible living/rental potential
  • Community amenities (pool) and proximity to Lake Wylie
  • Low maintenance (townhome) with driveway + 1-car attached garage
  • Strong submarket demand in Steele Creek with solid appreciation history

Key Findings

  • 3 beds, 3.5 baths, 2,312 SF constructed in 2020 (per listing)
  • Active list price: $379,000; AVM ~ $378,053
  • Finished basement provides an additional private living area with a full bath
  • Community amenities include a pool (per listing description)
  • Likely served by Charlotte-Mecklenburg Schools (verify assignment)

Things to Consider

  • HOA status is reported as none in scraped data but neighborhood covenants may apply — verify
  • Exact parcel zoning, taxes and assessed values not provided — obtain county records
  • Parking is limited to a 1-car garage + driveway which may be constrained for some buyers

Opportunity Analysis

Acquire a recently-built (2020) Steele Creek townhome priced in the mid-market that offers immediate owner-occupier comfort and upside for investors due to a finished basement suite and strong rental demand in southwest Charlotte.

Potential Use Scenarios

  • Owner-occupier: Immediate move-in, minimal updates, prioritize interior staging to highlight basement suite as guest/office.
  • Investor: Lease as 3BR + basement suite; target rents in the area for similar units and verify annual NOI & cap rate feasibility.
  • Buyers: Confirm school assignment and parking needs prior to offer; ask seller for recent utility, maintenance and warranty records.

Risk Factors

  • Potential HOA or community covenants not fully disclosed
  • Market sensitivity if interest rates rise—townhome demand can be rate-sensitive
  • Limited dedicated parking compared to single-family homes

Buyers should conduct independent due diligence before making any purchase decisions.

AI Valuation Estimate

Low

$365K

Midpoint

$380K

High

$395K

$164/SF estimated price per square foot

65% confidence

Estimate anchored to current list price ($379,000) and AVM ($378k). Range accounts for nearby Steele Creek townhome sales of similar vintage (2018–2021) and regional price movement. No live comparable sales search performed; verify with broker/MLS comps.

As of 2026-03-12

This is a computer-generated estimate for informational purposes only and is not an appraisal or professional valuation.

Market & Area Data

Market Trends

Area Median Price$375,000
Avg Days on Market20 days
Inventory1.8 months
1-Year Appreciation+400.0%

Demographics

Population (1 mi)12,000
Median Income (1 mi)$82,000

Steele Creek has been one of Charlotte's faster-growing southwestern submarkets with continued residential development and in-migration from more expensive core submarkets. Figures are estimates based on local trends.

Nearby Points of Interest

  • Carowinds Amusement Park (approx 6-7 mi)
  • Lake Wylie (approx 3-5 mi)

Convenient to grocery stores, restaurants and big-box retail along South Tryon/Steele Creek corridor; outdoor recreation at Lake Wylie and multiple neighborhood greenways.

School District

DistrictCharlotte-Mecklenburg Schools (CMS)
ElementarySteele Creek Elementary (estimate, rating 6/10)
MiddleSouthwest Middle / River Gate Middle (estimate, rating 6/10)
HighSouth Mecklenburg High School (estimate, rating 7/10)

Market data is based on aggregated public records and may not reflect real-time conditions.

Property Details

Building Details

Year Built2020
Constructionwood frame with fiber cement/vinyl siding (typical for area)
Stories3
Roofcomposition shingle (probable)
Heatingcentral (probable forced air)
Coolingcentral A/C (probable)
Basementfinished
FireplaceNo
Conditiongood

Lot & Site

Lot Size0.066 acres (2,874 SF)
Topographylevel
Parkingattached_garage_and_driveway
Parking Spaces2

Utilities

Watermunicipal (Charlotte Water) (probable)
Sewermunicipal sewer (probable)
Electricutility grid (Duke Energy likely)
Gasnatural gas (available/probable)

Zoning & Land Use

DescriptionLikely residential townhome zoning or multi-family residential classification under local code; exact parcel zoning needs verification with City of Charlotte.
JurisdictionCity of Charlotte / Mecklenburg County

Allowed Uses

residential townhouse/attached single familyuses typical to residential subdivisions (subject to HOA/decl.)
Current Useresidential

Tax & Sale History

Tax Assessment

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