Property listing for 128 Little Bay Dr, Swansboro, NC 28584
ActiveSingle Family Home

$812,588

128 Little Bay Dr, Swansboro, NC 28584

Marsh Harbour Resort Home — Pool, Hot Tub & Marsh Views

4 Bed · 3 Bath · 3,339 Sq Ft

Turnkey 4-bed coastal retreat on a private marsh-back lot.

4

Beds

3

Baths

3,339

Sq Ft

2011

Built

0.77 acres

Lot

No garage recorded — driveway parking

Garage

About 128 Little Bay Dr

This Marsh Harbour residence delivers a rare combination of scale, privacy, and outdoor entertainment — a true coastal family home ready for seasonal fun and everyday living. Spanning approximately 3,339 square feet, the home offers four bedrooms and three baths, with the primary suite occupying the entire east wing for an unusually spacious and private owner retreat. The main level includes a flexible room adaptable to a dedicated home office, studio, or fitness space.

The heart of the property is the backyard resort. A professionally installed saltwater pool features a hot tub, swim-up seating, and an exciting slide that drops into the 8-foot deep end — perfect for hosting summer gatherings or enjoying quiet evenings under the stars. The yard backs to protected marshland, providing enduring privacy and open green vistas; the listing notes the home is not located in a FEMA flood zone which is an important distinction for coastal buyers (verify independently).

Interior finishes are fresh and move-in ready: the house has been recently painted and presents clean, usable living areas ideal for entertaining. The open-concept kitchen, dining and living sequence creates an inviting flow. Practical systems are a selling advantage here — the stove, furnace, hot water heater, jacuzzi heater and fireplace all run on natural gas, delivering efficient heating and quick hot water recovery.

Location is equally compelling. Marsh Harbour residents enjoy neighborhood camaraderie and seasonal decoration traditions, and Western Park — the local recreation area — is within walking distance for easy weekend play. Downtown Swansboro’s waterfront shops and restaurants and regional access to Jacksonville and Camp Lejeune make this an excellent choice for full-time residents, military-affiliated families, or those seeking a high-end second home. This is more than a single property; it’s a lifestyle defined by privacy, scale, and a turnkey outdoor experience.

Home Highlights

Saltwater pool + hot tub with slide and swim-up seatingMarsh-back lot providing privacy and enduring open viewsSpacious primary suite that spans entire east sideNatural gas utilities for efficient HVAC and appliancesMove-in ready with fresh paint and turnkey systems

Property Features

Interior Features

  • Approx. 3,339 SF open-concept living
  • 4 bedrooms; primary suite spans east wing
  • Main-level flex room for office, studio, or gym
  • Gas fireplace and natural gas furnace
  • Fresh interior paint; move-in ready presentation

Exterior & Lot

  • Large ~0.77-acre lot backing to protected marsh
  • Saltwater pool with hot tub, swim-up seating and slide
  • Private backyard resort with deep-end 8' depth
  • Low-density neighborhood with mature landscaping
  • Not located in a flood zone per listing

Location & Neighborhood

  • Marsh Harbour subdivision (Cedar Point/Swansboro area)
  • Western Park within walking distance
  • Short drive to downtown Swansboro waterfront dining
  • Regional access to Jacksonville and Camp Lejeune

Walkability & Recreation

  • Walkability Rating: 45/100
  • Access to neighborhood park trails and marsh-side walks
  • Nearby boating and fishing options within a few miles

Neighborhood & Location

Marsh Harbour is an established, low-density coastal subdivision near Cedar Point and the town of Swansboro. The streets are lined with mid-to-high-end single-family homes and many lots back to marshland or open green space. The neighborhood offers a family-friendly atmosphere, seasonal community activities, and convenient access to Western Park and local waterways. Downtown Swansboro, with its waterfront restaurants and small-town charm, is a short drive away.

Market Insights

Swansboro and surrounding Onslow County sit in a niche coastal market driven by lifestyle demand and local employment (Camp Lejeune). Inventory tends to be tight for well-appointed single-family homes, particularly those with marsh or water adjacency. Median area sale prices are lower than this listing’s price, but marsh-back lots with significant outdoor amenities command a premium and hold buyer interest—especially among buyers relocating from larger metros seeking coastal access. Expect moderate competition among qualified buyers; well-priced and well-marketed homes in Marsh Harbour typically draw showings from both local and out-of-area buyers. Sellers should highlight the property’s not-in-flood-zone status, natural gas utilities, and pool documentation to justify premium pricing.

Nearby Schools

Swansboro Elementary School

Elementary · 1.5 mi

6/10

Swansboro Middle School

Middle · 2.0 mi

6/10

Swansboro High School

High · 2.5 mi

7/10

Walkability & Recreation

45
Walkability
78
Recreation

Excellent access to neighborhood park (Western Park), marsh-side walks, and regional boating/fishing opportunities — strong outdoors/recreation appeal.

Investment Highlights

  • Large 3,339 SF single-family home on ~0.77-acre marsh-back lot.
  • Resort-style saltwater pool + hot tub with slide and swim-up seating.
  • Primary suite spans the east side of the home for privacy and scale.
  • Natural gas-powered systems (furnace, stove, water heater, fireplace).
  • Not in a flood zone (per listing) — reduces insurance exposure relative to similar coastal homes.

Key Findings

  • List price: $812,588 (price per SF listed at $243).
  • Built 2011, 4 beds and 3 baths, 3,339 SF living area.
  • Lot size: 33,715 SF (~0.77 acres) backing to protected marsh.
  • Extensive outdoor improvements (saltwater pool, hot tub, slide) increase marketability.
  • Listing active with 26 days on market at time of scrape.

Things to Consider

  • No recorded garage — majority of buyers at this price point may expect covered parking.
  • Exact flood zone and insurance premiums should be independently verified despite listing claim.
  • Higher price tier in a smaller coastal market can extend time on market if priced above comparable sales.

Opportunity Analysis

Acquire or list this Marsh Harbour home as a premium coastal single-family offering that targets buyers seeking private marsh views and a turnkey outdoor resort. The combination of lot size, pool, and interior scale allows capture of owner-occupier and second-home demand, with potential for strong seasonal rental income if regulations and HOA allow.

Potential Use Scenarios

  • Market to both local owner-occupiers and out-of-area buyers (military families, retirees, second-home market).
  • Highlight not-in-flood-zone status and natural gas utility advantages in marketing materials.
  • Consider minor exterior staging and adding covered parking or carport if inspection reveals need (to maximize buyer pool).
  • Price competitively within the $770k–$860k range and show pool/hearth systems documentation to justify premium.

Risk Factors

  • Insurance cost volatility for coastal properties (verify NFIP/private policies).
  • Potential buyer sensitivity to lack of garage and parking configuration.
  • Market liquidity at this price band can be lower; may need flexible marketing timeframe.

Buyers should conduct independent due diligence before making any purchase decisions.

AI Valuation Estimate

Low

$770K

Midpoint

$815K

High

$860K

$243.55/SF estimated price per square foot

68% confidence

Estimate anchored to the listed price of **$812,588** and adjusted using local knowledge of similar Marsh Harbour / Swansboro coastal homes, condition (good), lot size (~0.77 ac), and notable outdoor amenities (saltwater pool, hot tub, marsh buffer). No live comps pull performed; this is a model-based range.

As of 2026-03-14

This is a computer-generated estimate for informational purposes only and is not an appraisal or professional valuation.

Market & Area Data

Market Trends

Area Median Price$425,000
Avg Days on Market40 days
Inventory3.5 months
1-Year Appreciation+400.0%

Demographics

Population (1 mi)3,000
Median Income (1 mi)$64,000

Onslow County has steady population growth driven by military presence (Camp Lejeune) and coastal amenity demand; Swansboro area sees demand for second homes and year-round residents.

Nearby Points of Interest

  • Western Park (walking distance)
  • Intracoastal Waterway / boating access (within few miles)

Quiet coastal subdivision with marsh frontage, neighborhood park, short drive to Swansboro downtown dining and shopping. Camp Lejeune and Jacksonville are regionally accessible for commuting.

School District

DistrictOnslow County Schools
ElementarySwansboro Elementary (Onslow County Schools) - rating approx. 6/10
MiddleSwansboro Middle (Onslow County Schools) - rating approx. 6/10
HighSwansboro High (Onslow County Schools) - rating approx. 7/10

Market data is based on aggregated public records and may not reflect real-time conditions.

Property Details

Building Details

Year Built2011
Constructionwood frame (typical modern coastal residential)
Stories2
Heatingnatural_gas (furnace indicated)
Coolingcentral_ac (not explicitly listed but typical for area)
Basementnone
FireplaceYes
Conditiongood

Lot & Site

Lot Size0.774 acres (33,715 SF)
Topographylevel
Parkingdriveway_and_on-site
Parking Spaces4

Utilities

Watermunicipal (likely Onslow County/Swansboro municipal supply) - moderate confidence
Sewermunicipal sewer likely
Electricutility grid (Duke Energy/municipal provider) - moderate confidence
Gasnatural gas available (stove, furnace, hot water heater, jacuzzi heater, fireplace reported)

Zoning & Land Use

Zoning Coderesidential_single_family (likely R-1 / RS-20 equivalent)
DescriptionSingle-family residential subdivision zoning. Typical allowed uses: single-family dwellings, accessory structures, home offices with restrictions.
JurisdictionOnslow County / Town of Swansboro (subdivision residential)

Allowed Uses

Single family residenceAccessory structures (subject to setback and HOA/subdivision rules)Home office/remote work (non impacting)
Current Useresidential

Tax & Sale History

Tax Assessment

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