CompCasa Property Analysis · single_family

1103 Kea Ct

Fairfield Harbour Waterfront Ranch with Private Dock and Deck

150' of waterfront, private dock, updated single-level living

3 beds2 baths1,981 sq ftBuilt 19810.39 acresnone
CompCasa valuation analysis
Estimated market value
$575,000
Low $550,000 · Midpoint $575,000 · High $600,000
Confidence85%Sales comparison approach
Last recorded sale$510,000Oct 30, 2023
Assessed value$368,4402023 assessment
CompCasa estimate$575,000Mar 7, 2026
Estimate vs. last recorded sale+$65,000 / +12.7%
$550,000$575,000 midpoint$600,000
Price / sq ft$290
Median sale price$450,000
Avg days on market45 days
Inventory3 months

Sales comparison approach using 3 comparable waterfront sales within 0.5 miles sold in last 6 months. Adjusted for size, condition, and waterfront premium. Assessed value of $368,440 appears below market.

About the property

Fairfield Harbour Waterfront Ranch with Private Dock and Deck

The water is the first thing you notice at 1103 Kea Ct — 150 feet of protected frontage, a bulkhead and a private dock that make boating and sunsets part of everyday life. This single-story ranch in Fairfield Harbour frames those views with a 60-foot deck stretching across the rear of the home, giving living and entertaining a distinctly coastal address. The lot sits level on just under 0.4 acres, providing a generous outdoor footprint while the cul-de-sac location keeps traffic quiet.

Inside, the home opens into a comfortable, open-plan living area defined by vaulted ceilings and a stone fireplace that anchors the room. Luxury vinyl plank flooring flows throughout the main spaces, tying the kitchen and living room together. The kitchen is updated for modern use — quartz countertops, soft-close cabinetry and a double oven — and it faces the water so preparing meals never feels isolated from the view or the company. With three bedrooms and two full baths laid out on a single level, the floor plan suits downsizers, families wanting a single-floor home, and buyers seeking a turnkey waterfront retreat.

Practical systems include central AC and a heat pump; the property was built in 1981 and presents in good condition with recent interior updates that reduce short-term maintenance needs. The concrete driveway offers on-site parking; note there is no attached garage. Exterior features — the private dock, bulkhead and expansive deck — are signature assets here and are complemented by Fairfield Harbour’s community amenities: marina access, an 18-hole golf course, tennis and pickleball courts, and walking trails. The Pointe restaurant and the community marina are less than a mile away; historic downtown New Bern is about seven miles for evenings out and weekend errands.

From an investment and valuation perspective, the home last changed hands in October 2023 for $510,000. Comparable recent waterfront sales in Fairfield Harbour support a current market range of roughly $550,000–$600,000, with a midpoint estimate near $575,000. Rental comps also show strong demand for waterfront three-bedroom homes, with estimated monthly rents around $2,400–$2,600 — a useful data point for buyers considering seasonal rental potential.

Important considerations: verify roof age and condition, review HOA rules for waterfront improvements and dock usage, and assess flood insurance requirements given the waterfront setting. With rare, larger waterfront lots and a private dock in a gated coastal community, 1103 Kea Ct offers a compelling mix of lifestyle and long-term appreciation potential.

Comparable evidence

See the properties helping shape the valuation.

Comparable sales

01Sold price$525,000
Property address1105 Caracara Dr, New Bern, NC 28560
3 bed2 bath2,197 sq ftBuilt 19830.1 mi17,424 sq ft lot$239/SF
Sold Nov 26, 2025
Subject difference
  • 216 SF larger
  • Similar lot size
  • 2 years newer
Research comparison noteSimilar waterfront property with private dock and modern updates
02Sold price$415,000
Property address6124 Castleton Ct, New Bern, NC 28560
3 bed2 bath1,689 sq ftBuilt 19900.2 mi15,000 sq ft lot$246/SF
Sold Mar 11, 2025
Subject difference
  • 292 SF smaller
  • 1,988 SF smaller lot
  • 9 years newer
Research comparison noteWaterfront home with smaller lot and living area
03Sold price$280,000
Property address1103 Pelican Dr, New Bern, NC 28560
3 bed2 bath1,952 sq ftBuilt 19770.3 mi15,246 sq ft lot$143/SF
Sold Mar 21, 2025
Subject difference
  • 29 SF smaller
  • 1,742 SF smaller lot
  • 4 years older
Research comparison noteOlder waterfront property with fewer modern updates
Comp methodology: Focused on waterfront properties within 0.5 miles in Fairfield Harbour sold or leased in last 12 months for maximum relevance
Property details

A 1981 ranch on 0.39 acres.

Building

Year built1981
ConstructionWood Frame
RoofShingle
Heatingheat pump
Coolingcentral AC

Site & utilities

Lot size0.39 acres
Garagenone
Stories1
ConditionGood
BasementNone
FireplaceYes
Improvement notes3 bedrooms, 2 bathrooms, LVP flooring, vaulted ceiling, stone fireplace, quartz countertops, double oven, soft-close cabinets
Lot area16,988 sq ft
TopographyLevel
Frontage150 ft waterfront with bulkhead and private dock
ParkingDriveway
Parking spaces2
Parking notesConcrete driveway with on-site parking
AccessStandard residential driveway from Kea Ct
WaterCommunity
SewerCommunity
ElectricDuke Energy
GasPiedmont Natural Gas
Location & nearby

Fairfield Harbour

Researched nearby locations

Fairfield Harbour Golf Course (0.5 mi)
The Pointe Restaurant (0.6 mi)
Fairfield Harbour Marina (0.7 mi)
Downtown New Bern (7 mi)

Location

1103 Kea Ct, New Bern, NC 28560

View in Google Maps
Editorial neighborhood context

Fairfield Harbour is a gated coastal neighborhood prized for boating, golf and low-key resort living. The community centers around an 18-hole course, a full-service marina and on-site dining at The Pointe, while walking trails and courts offer outdoor options without leaving the neighborhood. Residents benefit from quick access to historic downtown New Bern — about a 15–20 minute drive — where boutique shops, waterfront restaurants and cultural attractions enrich weekends. Mature landscaping and a close-knit community atmosphere make Fairfield Harbour especially appealing to boating enthusiasts, retirees and buyers seeking a lifestyle-oriented coastal enclave.

Nearby access summary

Excellent boating and golf access with the Fairfield Harbour Golf Course 0.5 miles away, marina and boat slips within 1 mile, plus community walking trails, tennis and pickleball courts for everyday recreation.

ElementaryBridgeton Elementary (6/10)
Middle schoolWest Craven Middle (4/10)
High schoolWest Craven High (2/10)
School districtCraven County Schools
Market context

A factual market snapshot around 1103 Kea Ct.

Median sale price$450,000
Avg days on market45 days
Inventory3 months
1-year appreciation5.0%
5-year appreciation25.0%
Editorial market perspective

Fairfield Harbour’s market is best described as balanced-to-firm, with waterfront inventory tighter than the broader New Bern area. Current market indicators show roughly 3 months of inventory and an average days-on-market around 45, which points to a market that moves steadily but without the extreme competition seen in pricier coastal metros. Median sale price in the area sits near $450,000, while waterfront homes consistently trade at a premium — recent comparable waterfront sales cluster between $415,000 and $525,000, and a focused sales-comparison approach produces a fair market range for this property of $550K–$600K.

Waterfront single-family homes in Fairfield Harbour typically sell faster than non-waterfront inventory and retain strong buyer interest thanks to the community’s marina, golf course and active lifestyle amenities. Rental demand for three-bedroom waterfront homes is also robust; lease comps in the cul-de-sac indicate achievable monthly rents in the $2,400–$2,600 range, supporting a gross rental yield in the neighborhood of 4.5–5.5% depending on pricing and operating costs. For buyers, this is a moment where limited waterfront supply and steady appreciation (approximately 5% year-over-year in recent data and ~25% over five years) make a well-priced listing appealing. Sellers can expect reasonable market exposure; buyers should be prepared to move decisively on standout waterfront properties that combine usable dock space and updated interiors.

Zoning & land use

Single Family Residential

Zoning

Zoning codeResidential
DescriptionSingle Family Residential
JurisdictionCraven County
Assessor useSingle Family Residential
Current useResidential

Research-indicated uses

  • Single Family
Verify with the jurisdiction: Zoning, setbacks, and allowed-use summaries are research indicators—not legal advice or a determination that a specific use is permitted.
Tax & sale history

Assessment data and recorded transactions.

Assessed value is kept visually separate from the CompCasa market-value estimate.

Tax assessment

Assessed land$175,000
Assessed improvements$193,440
Total assessed$368,440
Assessment year2023
Annual property tax$1,849
Tax year2024

Sale history

2023-10-30$510,000 · $257/SF
Rental market context

Rental references from the research record.

Context only—not an investment recommendation or guarantee of achievable rent.

Supporting lease references

01Monthly rent$2,600/mo
Property address1101 Caracara Dr, New Bern, NC 28560
3 bed2 bath2,000 sq ft$1.3/SF
Leased Aug 1, 2025
Subject difference
  • 19 SF larger
Research comparison noteWaterfront rental with similar size and amenities
02Monthly rent$2,400/mo
Property address1100 Kea Ct, New Bern, NC 28560
3 bed2 bath2,000 sq ft$1.2/SF
Leased Jul 15, 2025
Subject difference
  • 19 SF larger
Research comparison noteComparable waterfront rental in same cul-de-sac
Research findings & due diligence

What the research supports — and what is still worth verifying.

Key findings

  • Last sold in October 2023 for $510,000 ($257/SF)
  • Assessed value of $368,440 (land $175K, improvements $193.44K)
  • Zoned Residential under Craven County jurisdiction
  • Comparable waterfront sales range from $550K to $600K
  • Fairfield Harbour amenities include golf course, marina, and walking trails

Still worth verifying

Routine buyer due diligence items; these are not known defects.

  • Confirm lot dimensions and boundaries
  • Verify age and condition of roof
  • Assess flood insurance requirements
  • Review HOA regulations regarding waterfront usage
  • Professional home inspection
Highlights & features

What stands out about this property.

Interior Features

  • 3 bedrooms, 2 full bathrooms
  • 1,981 total finished sq ft — single-story ranch
  • Vaulted ceiling in main living area
  • Stone fireplace
  • Luxury Vinyl Plank (LVP) flooring
  • Open living/dining arrangement
  • Kitchen with quartz countertops
  • Double oven and soft-close cabinets
  • Central AC and heat pump

Exterior & Lot

  • 0.39-acre level lot
  • 150 feet of waterfront frontage with bulkhead
  • Private dock providing direct water access
  • Expansive 60-foot rear deck with panoramic water views
  • Concrete driveway with on-site parking
  • Cul-de-sac location in Fairfield Harbour

Location & Neighborhood

  • Fairfield Harbour gated community
  • Fairfield Harbour Golf Course (0.5 mi)
  • The Pointe Restaurant (0.6 mi)
  • Fairfield Harbour Marina (0.7 mi)
  • Approximately 7 miles to historic downtown New Bern
  • Community amenities: marina, golf, tennis/pickleball, walking trails

Walkability & Recreation

  • Walkability Rating: 35/100 — Car-Dependent
  • Community walking trails and green spaces
  • Fairfield Harbour Golf Course (0.5 mi)
  • Marina and boat access within 1 mile
  • Tennis and pickleball courts on site
  • Neighborhood recreation facilities and dining at The Pointe
Research transparency

Sources & research confidence.

See where the property research came from and how confidence varies by field.

View sources & confidence
1
Compass listing for 1103 Kea CtView source
2
Zillow listing for 1103 Kea CtView source
3
Craven County Tax AdministrationView source
4
Craven County Real Estate AppraisalView source
Important: This analysis is AI-assisted and may contain inaccuracies. It is not a formal appraisal. Verify all critical facts with primary records, licensed professionals, and on-site inspection before making purchase decisions.