Sales comparison approach using 3 comparable waterfront sales within 0.5 miles sold in last 6 months. Adjusted for size, condition, and waterfront premium. Assessed value of $368,440 appears below market.
Fairfield Harbour Waterfront Ranch with Private Dock and Deck
The water is the first thing you notice at 1103 Kea Ct — 150 feet of protected frontage, a bulkhead and a private dock that make boating and sunsets part of everyday life. This single-story ranch in Fairfield Harbour frames those views with a 60-foot deck stretching across the rear of the home, giving living and entertaining a distinctly coastal address. The lot sits level on just under 0.4 acres, providing a generous outdoor footprint while the cul-de-sac location keeps traffic quiet.
Inside, the home opens into a comfortable, open-plan living area defined by vaulted ceilings and a stone fireplace that anchors the room. Luxury vinyl plank flooring flows throughout the main spaces, tying the kitchen and living room together. The kitchen is updated for modern use — quartz countertops, soft-close cabinetry and a double oven — and it faces the water so preparing meals never feels isolated from the view or the company. With three bedrooms and two full baths laid out on a single level, the floor plan suits downsizers, families wanting a single-floor home, and buyers seeking a turnkey waterfront retreat.
Practical systems include central AC and a heat pump; the property was built in 1981 and presents in good condition with recent interior updates that reduce short-term maintenance needs. The concrete driveway offers on-site parking; note there is no attached garage. Exterior features — the private dock, bulkhead and expansive deck — are signature assets here and are complemented by Fairfield Harbour’s community amenities: marina access, an 18-hole golf course, tennis and pickleball courts, and walking trails. The Pointe restaurant and the community marina are less than a mile away; historic downtown New Bern is about seven miles for evenings out and weekend errands.
From an investment and valuation perspective, the home last changed hands in October 2023 for $510,000. Comparable recent waterfront sales in Fairfield Harbour support a current market range of roughly $550,000–$600,000, with a midpoint estimate near $575,000. Rental comps also show strong demand for waterfront three-bedroom homes, with estimated monthly rents around $2,400–$2,600 — a useful data point for buyers considering seasonal rental potential.
Important considerations: verify roof age and condition, review HOA rules for waterfront improvements and dock usage, and assess flood insurance requirements given the waterfront setting. With rare, larger waterfront lots and a private dock in a gated coastal community, 1103 Kea Ct offers a compelling mix of lifestyle and long-term appreciation potential.
See the properties helping shape the valuation.
Comparable sales
- 216 SF larger
- Similar lot size
- 2 years newer
- 292 SF smaller
- 1,988 SF smaller lot
- 9 years newer
- 29 SF smaller
- 1,742 SF smaller lot
- 4 years older
A 1981 ranch on 0.39 acres.
Building
Site & utilities
Fairfield Harbour
Researched nearby locations
Location
1103 Kea Ct, New Bern, NC 28560
Fairfield Harbour is a gated coastal neighborhood prized for boating, golf and low-key resort living. The community centers around an 18-hole course, a full-service marina and on-site dining at The Pointe, while walking trails and courts offer outdoor options without leaving the neighborhood. Residents benefit from quick access to historic downtown New Bern — about a 15–20 minute drive — where boutique shops, waterfront restaurants and cultural attractions enrich weekends. Mature landscaping and a close-knit community atmosphere make Fairfield Harbour especially appealing to boating enthusiasts, retirees and buyers seeking a lifestyle-oriented coastal enclave.
Excellent boating and golf access with the Fairfield Harbour Golf Course 0.5 miles away, marina and boat slips within 1 mile, plus community walking trails, tennis and pickleball courts for everyday recreation.
A factual market snapshot around 1103 Kea Ct.
Fairfield Harbour’s market is best described as balanced-to-firm, with waterfront inventory tighter than the broader New Bern area. Current market indicators show roughly 3 months of inventory and an average days-on-market around 45, which points to a market that moves steadily but without the extreme competition seen in pricier coastal metros. Median sale price in the area sits near $450,000, while waterfront homes consistently trade at a premium — recent comparable waterfront sales cluster between $415,000 and $525,000, and a focused sales-comparison approach produces a fair market range for this property of $550K–$600K.
Waterfront single-family homes in Fairfield Harbour typically sell faster than non-waterfront inventory and retain strong buyer interest thanks to the community’s marina, golf course and active lifestyle amenities. Rental demand for three-bedroom waterfront homes is also robust; lease comps in the cul-de-sac indicate achievable monthly rents in the $2,400–$2,600 range, supporting a gross rental yield in the neighborhood of 4.5–5.5% depending on pricing and operating costs. For buyers, this is a moment where limited waterfront supply and steady appreciation (approximately 5% year-over-year in recent data and ~25% over five years) make a well-priced listing appealing. Sellers can expect reasonable market exposure; buyers should be prepared to move decisively on standout waterfront properties that combine usable dock space and updated interiors.
Single Family Residential
Zoning
Research-indicated uses
- Single Family
Assessment data and recorded transactions.
Assessed value is kept visually separate from the CompCasa market-value estimate.
Tax assessment
Sale history
Rental references from the research record.
Context only—not an investment recommendation or guarantee of achievable rent.
Supporting lease references
- 19 SF larger
- 19 SF larger
What the research supports — and what is still worth verifying.
Key findings
- Last sold in October 2023 for $510,000 ($257/SF)
- Assessed value of $368,440 (land $175K, improvements $193.44K)
- Zoned Residential under Craven County jurisdiction
- Comparable waterfront sales range from $550K to $600K
- Fairfield Harbour amenities include golf course, marina, and walking trails
Still worth verifying
Routine buyer due diligence items; these are not known defects.
- Confirm lot dimensions and boundaries
- Verify age and condition of roof
- Assess flood insurance requirements
- Review HOA regulations regarding waterfront usage
- Professional home inspection
What stands out about this property.
Interior Features
- 3 bedrooms, 2 full bathrooms
- 1,981 total finished sq ft — single-story ranch
- Vaulted ceiling in main living area
- Stone fireplace
- Luxury Vinyl Plank (LVP) flooring
- Open living/dining arrangement
- Kitchen with quartz countertops
- Double oven and soft-close cabinets
- Central AC and heat pump
Exterior & Lot
- 0.39-acre level lot
- 150 feet of waterfront frontage with bulkhead
- Private dock providing direct water access
- Expansive 60-foot rear deck with panoramic water views
- Concrete driveway with on-site parking
- Cul-de-sac location in Fairfield Harbour
Location & Neighborhood
- Fairfield Harbour gated community
- Fairfield Harbour Golf Course (0.5 mi)
- The Pointe Restaurant (0.6 mi)
- Fairfield Harbour Marina (0.7 mi)
- Approximately 7 miles to historic downtown New Bern
- Community amenities: marina, golf, tennis/pickleball, walking trails
Walkability & Recreation
- Walkability Rating: 35/100 — Car-Dependent
- Community walking trails and green spaces
- Fairfield Harbour Golf Course (0.5 mi)
- Marina and boat access within 1 mile
- Tennis and pickleball courts on site
- Neighborhood recreation facilities and dining at The Pointe
Sources & research confidence.
See where the property research came from and how confidence varies by field.