Property listing for 1103 Kea Ct, New Bern, NC 28560
For SaleSingle Family Home

$575,000

1103 Kea Ct, New Bern, NC 28560

Fairfield Harbour Waterfront Ranch with Private Dock and Deck

3 Bed · 2 Bath · 1,981 Sq Ft

150' of waterfront, private dock, updated single-level living

3

Beds

2

Baths

1,981

Sq Ft

1981

Built

0.39 acres

Lot

None

Garage

About 1103 Kea Ct

The water is the first thing you notice at 1103 Kea Ct — 150 feet of protected frontage, a bulkhead and a private dock that make boating and sunsets part of everyday life. This single-story ranch in Fairfield Harbour frames those views with a 60-foot deck stretching across the rear of the home, giving living and entertaining a distinctly coastal address. The lot sits level on just under 0.4 acres, providing a generous outdoor footprint while the cul-de-sac location keeps traffic quiet.

Inside, the home opens into a comfortable, open-plan living area defined by vaulted ceilings and a stone fireplace that anchors the room. Luxury vinyl plank flooring flows throughout the main spaces, tying the kitchen and living room together. The kitchen is updated for modern use — quartz countertops, soft-close cabinetry and a double oven — and it faces the water so preparing meals never feels isolated from the view or the company. With three bedrooms and two full baths laid out on a single level, the floor plan suits downsizers, families wanting a single-floor home, and buyers seeking a turnkey waterfront retreat.

Practical systems include central AC and a heat pump; the property was built in 1981 and presents in good condition with recent interior updates that reduce short-term maintenance needs. The concrete driveway offers on-site parking; note there is no attached garage. Exterior features — the private dock, bulkhead and expansive deck — are signature assets here and are complemented by Fairfield Harbour’s community amenities: marina access, an 18-hole golf course, tennis and pickleball courts, and walking trails. The Pointe restaurant and the community marina are less than a mile away; historic downtown New Bern is about seven miles for evenings out and weekend errands.

From an investment and valuation perspective, the home last changed hands in October 2023 for $510,000. Comparable recent waterfront sales in Fairfield Harbour support a current market range of roughly $550,000–$600,000, with a midpoint estimate near $575,000. Rental comps also show strong demand for waterfront three-bedroom homes, with estimated monthly rents around $2,400–$2,600 — a useful data point for buyers considering seasonal rental potential.

Important considerations: verify roof age and condition, review HOA rules for waterfront improvements and dock usage, and assess flood insurance requirements given the waterfront setting. With rare, larger waterfront lots and a private dock in a gated coastal community, 1103 Kea Ct offers a compelling mix of lifestyle and long-term appreciation potential.

Home Highlights

150 feet of waterfront with private dock60-foot deck with panoramic water viewsRecently updated kitchen with quartz counters and double ovenSingle-level ranch floor plan — 1,981 SFLVP flooring and vaulted ceilingGated community with marina and golf course accessMove-in ready conditionEstimated rental potential: ~$2,500/month

Property Features

Interior Features

  • 3 bedrooms, 2 full bathrooms
  • 1,981 total finished sq ft — single-story ranch
  • Vaulted ceiling in main living area
  • Stone fireplace
  • Luxury Vinyl Plank (LVP) flooring
  • Open living/dining arrangement
  • Kitchen with quartz countertops
  • Double oven and soft-close cabinets
  • Central AC and heat pump

Exterior & Lot

  • 0.39-acre level lot
  • 150 feet of waterfront frontage with bulkhead
  • Private dock providing direct water access
  • Expansive 60-foot rear deck with panoramic water views
  • Concrete driveway with on-site parking
  • Cul-de-sac location in Fairfield Harbour

Location & Neighborhood

  • Fairfield Harbour gated community
  • Fairfield Harbour Golf Course (0.5 mi)
  • The Pointe Restaurant (0.6 mi)
  • Fairfield Harbour Marina (0.7 mi)
  • Approximately 7 miles to historic downtown New Bern
  • Community amenities: marina, golf, tennis/pickleball, walking trails

Walkability & Recreation

  • Walkability Rating: 35/100 — Car-Dependent
  • Community walking trails and green spaces
  • Fairfield Harbour Golf Course (0.5 mi)
  • Marina and boat access within 1 mile
  • Tennis and pickleball courts on site
  • Neighborhood recreation facilities and dining at The Pointe

Neighborhood & Location

Fairfield Harbour is a gated coastal neighborhood prized for boating, golf and low-key resort living. The community centers around an 18-hole course, a full-service marina and on-site dining at The Pointe, while walking trails and courts offer outdoor options without leaving the neighborhood. Residents benefit from quick access to historic downtown New Bern — about a 15–20 minute drive — where boutique shops, waterfront restaurants and cultural attractions enrich weekends. Mature landscaping and a close-knit community atmosphere make Fairfield Harbour especially appealing to boating enthusiasts, retirees and buyers seeking a lifestyle-oriented coastal enclave.

Market Insights

Fairfield Harbour’s market is best described as balanced-to-firm, with waterfront inventory tighter than the broader New Bern area. Current market indicators show roughly 3 months of inventory and an average days-on-market around 45, which points to a market that moves steadily but without the extreme competition seen in pricier coastal metros. Median sale price in the area sits near $450,000, while waterfront homes consistently trade at a premium — recent comparable waterfront sales cluster between $415,000 and $525,000, and a focused sales-comparison approach produces a fair market range for this property of $550K–$600K.

Waterfront single-family homes in Fairfield Harbour typically sell faster than non-waterfront inventory and retain strong buyer interest thanks to the community’s marina, golf course and active lifestyle amenities. Rental demand for three-bedroom waterfront homes is also robust; lease comps in the cul-de-sac indicate achievable monthly rents in the $2,400–$2,600 range, supporting a gross rental yield in the neighborhood of 4.5–5.5% depending on pricing and operating costs. For buyers, this is a moment where limited waterfront supply and steady appreciation (approximately 5% year-over-year in recent data and ~25% over five years) make a well-priced listing appealing. Sellers can expect reasonable market exposure; buyers should be prepared to move decisively on standout waterfront properties that combine usable dock space and updated interiors.

Nearby Schools

Bridgeton Elementary

Elementary

6/10

West Craven Middle

Middle

4/10

West Craven High

High

2/10

Walkability & Recreation

35
Walkability
82
Recreation

Excellent boating and golf access with the Fairfield Harbour Golf Course 0.5 miles away, marina and boat slips within 1 mile, plus community walking trails, tennis and pickleball courts for everyday recreation.

Investment Highlights

  • Waterfront property with private dock and 150 feet of frontage
  • Located in gated Fairfield Harbour community with extensive amenities
  • Recent updates including LVP flooring and modern kitchen features
  • Expansive 60-foot deck offering panoramic water views
  • Proximity to historic downtown New Bern (7 miles)

Key Findings

  • Last sold in October 2023 for $510,000 ($257/SF)
  • Assessed value of $368,440 (land $175K, improvements $193.44K)
  • Zoned Residential under Craven County jurisdiction
  • Comparable waterfront sales range from $550K to $600K
  • Fairfield Harbour amenities include golf course, marina, and walking trails

Things to Consider

  • Built in 1981 — potential for aging systems requiring inspection
  • Middle and high schools have lower ratings (4/10 and 2/10 respectively)
  • Flood insurance may be required due to waterfront location
  • HOA regulations may impose restrictions on property modifications

Opportunity Analysis

Well-maintained waterfront home in a gated community with modern updates and private dock. Strong community amenities and proximity to New Bern enhance lifestyle appeal. Market trends indicate steady appreciation, making this a solid investment.

Potential Use Scenarios

  • Ideal primary residence for boating enthusiasts seeking waterfront living
  • Potential vacation home with strong rental appeal due to amenities and location
  • Long-term investment with appreciation potential in a growing community

Risk Factors

  • Potential maintenance costs associated with aging systems
  • Flood insurance requirements due to waterfront location
  • School ratings may impact resale value for family buyers

Buyers should conduct independent due diligence before making any purchase decisions.

AI Valuation Estimate

Low

$550K

Midpoint

$575K

High

$600K

$290/SF estimated price per square foot

85% confidence

Sales comparison approach using 3 comparable waterfront sales within 0.5 miles sold in last 6 months. Adjusted for size, condition, and waterfront premium. Assessed value of $368,440 appears below market.

As of 2026-03-07

This is a computer-generated estimate for informational purposes only and is not an appraisal or professional valuation.

Market & Area Data

Market Trends

Area Median Price$450,000
Avg Days on Market45 days
Inventory3 months
1-Year Appreciation+5.0%

Demographics

Population (1 mi)2,500
Median Income (1 mi)$75,000

Fairfield Harbour has seen steady growth with increasing property values due to its waterfront amenities and proximity to New Bern.

Nearby Points of Interest

  • Fairfield Harbour Golf Course (0.5 mi)
  • The Pointe Restaurant (0.6 mi)
  • Fairfield Harbour Marina (0.7 mi)
  • Downtown New Bern (7 mi)

Located in Fairfield Harbour, a gated coastal community with amenities including golf course, marina, tennis courts, and walking trails. Approximately 7 miles to historic downtown New Bern.

School District

DistrictCraven County Schools
ElementaryBridgeton Elementary (6/10)
MiddleWest Craven Middle (4/10)
HighWest Craven High (2/10)

Market data is based on aggregated public records and may not reflect real-time conditions.

Property Details

Building Details

Year Built1981
Constructionwood frame
Stories1
Roofshingle
Heatingheat pump
Coolingcentral AC
Basementnone
FireplaceYes
Conditiongood

Lot & Site

Lot Size0.39 acres (16,988 SF)
Topographylevel
Parkingdriveway
Parking Spaces2
Frontage150 ft waterfront with bulkhead and private dock

Utilities

Watercommunity
Sewercommunity
ElectricDuke Energy
GasPiedmont Natural Gas

Zoning & Land Use

Zoning CodeResidential
DescriptionSingle Family Residential
JurisdictionCraven County

Allowed Uses

single family
Current Useresidential
Assessor UseSingle Family Residential

Tax & Sale History

Tax Assessment

Total Assessed$368,440
Land$175,000
Improvements$193,440
Annual Tax (2024)$1,849

Sale History

2023-10-30$510,000

$257/SF

Arm's length transaction

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