Property listing for 109 Indian Wells Ct, Harmony, NC 28634
ActiveSingle Family Home

$375,000

109 Indian Wells Ct, Harmony, NC 28634

Contemporary 4BR/3BA New Build on Nearly 0.6-Acre Lot

4 Bed · 3 Bath · 1,889 Sq Ft

Brand-new Arts & Crafts home — spacious rooms, premium finishes, expansive yard.

4

Beds

3

Baths

1,889

Sq Ft

2025

Built

0.59 acres

Lot

2-car attached garage

Garage

About 109 Indian Wells Ct

This completed Victory Builders plan brings modern Arts & Crafts character to Harmony with quality finishes and a practical family layout. At 1,889 square feet, the home features an open main floor with 9-foot ceilings, LVP flooring throughout, and a kitchen designed for everyday life — white shaker cabinets, granite counters, a designer tile backsplash, walk-in pantry and stainless appliances (refrigerator included). Sliding glass doors in the dining area provide direct access to your backyard patio or deck, set on one of the neighborhood's larger lots (approx. 0.59 acres).

Main-floor living is thoughtful: a well-sized bedroom and full bath on the first floor make a convenient guest or in-law suite. Upstairs, an open loft creates a flexible family room or home office, and a nearby laundry room with hookups adds day-to-day convenience. Two secondary bedrooms share a full bath with granite vanity, while the primary suite is a display of scale — a generous bedroom with a sitting area under a 19-foot tray ceiling, dual granite vanities, an XL tile shower and a walk-in closet sized for real organization.

Outdoor living is a highlight: the deep lot gives you space for a fenced yard, garden, or a future detached studio. Durable finishes and practical details reduce upkeep — move right in or execute a light landscaping plan to increase curb appeal quickly. The home sits at the end of a quiet court in Harmony with easy driving access to Statesville and Mooresville, plus recreational access to Lake Norman within a short drive.

Practical items to note: this is a new-construction home completed in 2025, listed at $375,000. The floorplan is family-friendly with features that appeal to both growing households and buyers seeking long-term livability. Schedule a showing today to experience the flow and generous proportions in person.

Home Highlights

Brand-new 2025 construction with excellent finishesSpacious primary suite with 19-ft tray ceilingLarge .59-acre lot — rare for price bandMain-floor bedroom and full bath for guests/in-law useUpstairs laundry and loft for flexible living space

Property Features

Interior Features

  • 4 bedrooms, 3 full baths
  • Open main floor with 9-ft ceilings
  • Luxury Vinyl Plank flooring throughout
  • Kitchen with white shaker cabinets, granite counters, walk-in pantry
  • Stainless steel appliances (refrigerator included)
  • Upstairs loft — ideal as family room or home office
  • Primary suite with 19-ft tray ceiling, dual vanities, XL tile shower

Exterior & Lot

  • Arts & Crafts board & batten facade
  • Approx. 0.59-acre lot (25,700 sqft)
  • Covered front porch and rear patio/deck
  • 2-car attached garage and driveway parking
  • Room for fencing, landscaping, or accessory structures (subject to local regs)

Location & Neighborhood

  • Quiet cul-de-sac location in Harmony, NC
  • 20–30 minute drive to Statesville and Mooresville
  • Near Lake Norman recreational opportunities (approx. 10–15 minutes)
  • Small-town character with local dining and community events

Walkability & Recreation

  • Walkability Rating: 30/100
  • Easy driving access to regional parks and Lake Norman
  • Quiet neighborhood streets suitable for walking and biking
  • Nearby churches, small shops and community green spaces

Neighborhood & Location

Harmony is a small, historic town in Iredell County with a rural-suburban feel. The community centers around a modest downtown, local schools, and community activities. Properties often feature larger lots than nearby suburban neighborhoods, appealing to buyers seeking outdoor space while maintaining reasonable commutes to Statesville and Mooresville. The area attracts families and buyers who value quieter streets and proximity to Lake Norman recreation.

Market Insights

Harmony and the surrounding Iredell County area are part of the broader Charlotte exurban market that continues to attract buyers seeking larger lots and newer construction at lower price points than closer-in suburbs. As of early 2026, the local median single-family sale price is roughly in the low-to-mid $300k range — this home at $375k sits competitively for a new build with a larger-than-average lot. Inventory in small towns tends to be tighter than county averages, and days on market for similarly priced new builds commonly sit in the 20–40 day range depending on season and interest rates. For owner-occupiers, this is a strong value for a turnkey, low-maintenance property; for investors, current rent estimates support a healthy gross yield near 7% before expenses. Confirm financing availability and local incentives for new construction with your lender, and expect steady buyer interest from the commuter pool to Charlotte-area employment centers.

Nearby Schools

Harmony Elementary School

Elementary · 1.2 mi

6/10

North Iredell Middle School (likely feeder)

Middle · 7.5 mi

5/10

North Iredell High School (likely feeder)

High · 8.5 mi

6/10

Walkability & Recreation

30
Walkability
65
Recreation

Good access to outdoor recreation — short drive to Lake Norman and regional parks; quiet streets and large yards support active outdoor lifestyles.

Investment Highlights

  • New construction (2025) with modern finishes and included refrigerator
  • Large lot (~0.59 acres) — uncommon at this price point in immediate area
  • Functional 4BR/3BA layout with main-floor bedroom and upstairs loft
  • Strong price-per-sf relative to regional new construction (approx $199/sf)
  • Short time on market (DOM = 5) — fresh listing with buyer interest potential

Key Findings

  • 1,889 sqft new construction completed 2025
  • Listed at $375,000; AVM ~ $374,752
  • Lot size 25,700 sqft (approx 0.59 acres)
  • 4 beds / 3 baths; 2-car garage attached (per builder description)
  • Open floorplan, LVP flooring, granite counters, stainless appliances included

Things to Consider

  • Exact utility connections (sewer/water/gas provider) not specified — verify prior to offer
  • School assignments and ratings should be confirmed with district prior to purchase
  • MLS parking flag initially indicated no garage — confirm garage finish and utility of driveway
  • Small-town market may produce longer marketing times compared with nearby suburbs during slower months

Opportunity Analysis

Acquire a turnkey new-construction single-family home positioned to attract both owner-occupiers seeking a low-maintenance primary residence and buy-to-rent investors targeting family rentals in the Charlotte exurban corridor. The large lot and modern finishes create optionality for modest lot improvements or premium rental positioning.

Potential Use Scenarios

  • Owner-occupier: Submit competitive offer near list (midpoint) if schools and utilities confirm; emphasize quick close to appeal to seller.
  • Investor: Consider a conservative cap with market rent estimate; stabilize with a 12-month lease and evaluate modest outdoor upgrades to increase rent.
  • Renovation: Minimal cosmetic work needed; prioritize landscaping and fencing to maximize outdoor utility and market appeal.

Risk Factors

  • Interest rate fluctuations affecting buyer demand
  • Local inventory increases from additional new-build deliveries
  • Unconfirmed municipal services or septic requirements

Buyers should conduct independent due diligence before making any purchase decisions.

AI Valuation Estimate

Low

$355K

Midpoint

$375K

High

$395K

$198.64/SF estimated price per square foot

65% confidence

Estimate anchored to MLS list price ($375,000) and unit area (1,889 sqft). Range +/- ~5-6% to account for new construction premium, lot size (~0.59 ac), and limited days on market. No live comps pulled; local market knowledge used.

As of 2026-03-14

This is a computer-generated estimate for informational purposes only and is not an appraisal or professional valuation.

Market & Area Data

Market Trends

Area Median Price$360,000
Avg Days on Market30 days
Inventory3.5 months
1-Year Appreciation+300.0%

Demographics

Population (1 mi)NaN
Median Income (1 mi)$62,000

Town and surrounding Iredell County have experienced steady residential growth as Charlotte-area commuters seek lower prices and larger lots; new construction is active in the region.

Nearby Points of Interest

  • Lake Norman (10-15 min)
  • Statesville downtown (15-20 min)

Harmony offers a small-town downtown, local restaurants and churches; region benefits from access to Lake Norman recreation and larger retail/medical centers in Statesville and Mooresville within a 20–30 minute drive.

School District

DistrictIredell-Statesville Schools
ElementaryHarmony Elementary School (Iredell-Statesville) — estimated 5/10 to 7/10
MiddleNorth Iredell Middle School (or feeder district middle) — estimated 5/10 to 6/10
HighNorth Iredell High School (or Iredell-Statesville feeder high school) — estimated 5/10 to 7/10

Market data is based on aggregated public records and may not reflect real-time conditions.

Property Details

Building Details

Year Built2025
Constructionwood frame with board & batten siding (per builder description)
Stories2
Roofasphalt shingle (typical for new single-family in region)
Heatingforced air (probable natural gas or electric heat pump) — not specified
Coolingcentral AC (likely) — not specified
Basementnone
FireplaceNo
Conditionexcellent

Lot & Site

Lot Size0.59 acres (25,700 SF)
Topographylevel
Parkingattached_garage_and_driveway
Parking Spaces2

Utilities

Watermunicipal or community system (not specified)
Sewermunicipal or septic (not specified)
Electricconnected (provider not specified)
Gaslikely natural gas available (not confirmed)

Zoning & Land Use

Zoning CodeR-SF / Residential (likely R-40/R-20 equivalent)
DescriptionSingle-family residential zoning typical for town subdivisions; permits single-family detached homes and accessory structures.
JurisdictionIredell County / Town of Harmony

Allowed Uses

Single family detached residentialAccessory structures (sheds, carports) subject to setback rulesHome occupations typically allowed with restrictions
Current Useresidential

Tax & Sale History

Tax Assessment

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