Property listing for 1081 New River Inlet Rd, North Topsail Beach, NC 28460
ActiveSingle Family Home

$1,495,000

1081 New River Inlet Rd, North Topsail Beach, NC 28460

Turnkey 6BR Coastal Retreat with Dock, Pool & Deeded Ocean Access

6 Bed · 4.5 Bath · 2,482 Sq Ft

Resort-style amenities, elevator and proven rental income on Topsail Island.

6

Beds

4.5

Baths

2,482

Sq Ft

2022

Built

≈7.10 acres (309,276 SF, includes adjacent lot)

Lot

Under-house covered parking and large surface parking (no enclosed garage)

Garage

About 1081 New River Inlet Rd

This purpose-built coastal home delivers uncompromising water views and turnkey rental performance. Completed in December 2022 and offered fully furnished, the property presents 6 bedrooms and 4.5 baths across ~2,482 square feet, centered on a top-floor living space that frames expansive marsh, ICW and ocean views. A private four-stop elevator connects every level for effortless access, and durable LVP flooring throughout makes the home low-maintenance and guest-ready.

The open-concept top floor is the gathering hub — a well-appointed kitchen with granite counters and generous seating opens to generous living areas and multiple Trex decks oriented to capture the horizon. The primary suite is roomy, with an ensuite that includes dual vanities and a tiled walk-in shower. Outdoor living is comprehensive: expansive Trex decking, a heated pool at grade level, a six-person hot tub on the first living level, a fire pit, dedicated putting green and an outdoor shower — features that elevate nightly rates and guest reviews.

This listing includes a marsh-front parcel with a private dock for paddle sports and small-boat access, plus the lot across the street (1104 New River Inlet) that carries a recorded easement preserving oceanfront access options. Under-house covered parking and abundant on-site spaces make arrivals and guest turnover seamless for both owners and property managers. The seller reports in excess of $120,000 gross rental income last year, reflecting strong seasonal demand for turnkey, amenity-rich properties on Topsail Island.

Strategically sited in North Topsail Beach, this residence blends investor appeal with lifestyle — immediate rental cash flow, modern construction quality and exceptional long-term scarcity value from island ocean access. Bring your buyers who want an operational coastal asset with minimal deferred maintenance and powerful guest appeal.

Home Highlights

Turnkey, fully furnished; built Dec 2022Reported >$120,000 rental income last yearHeated pool, 6-person hot tub, fire pit and putting greenPrivate dock with marsh/ICW accessIncludes adjacent ocean-access lot with recorded easement

Property Features

Interior Features

  • 6 bedrooms, 4.5 baths
  • ~2,482 SF across three levels
  • Private four-stop elevator
  • Durable LVP flooring throughout
  • Open-concept top-floor living & kitchen with granite counters
  • Primary suite with dual vanities and tiled walk-in shower
  • Turnkey furnished — delivered guest-ready

Exterior & Lot

  • Marsh-front parcel with private dock
  • Heated pool (ground level)
  • Six-person hot tub (first living level)
  • Extensive Trex decking
  • Fire pit, outdoor shower and putting green
  • Under-house covered parking and ample surface parking
  • Includes adjacent lot (1104 New River Inlet) with recorded easement

Location & Neighborhood

  • North Topsail Beach — quiet island lifestyle with restaurants and marinas nearby
  • Short drive to Surf City amenities and regional access
  • Coastal recreation: boating, fishing, paddleboarding and beach activities
  • Island community with strong seasonal rental demand

Walkability & Recreation

  • Walkability Rating: 32/100
  • Short drives to beach access points and island restaurants
  • Excellent access to water-based recreation (dock, launching for kayaks/paddleboards)
  • Nearby walking/biking along local island roads

Neighborhood & Location

North Topsail Beach is a quieter stretch of Topsail Island favored by families, boaters and second-home buyers. The island balances vacation rental activity with established homeowner neighborhoods. Local restaurants, bait shops and marinas serve a strong seasonal population, while Surf City and mainland services are a short drive away. The coastal character emphasizes recreational boating, fishing, beach time and relaxed island living.

Market Insights

Topsail Island continues to be a high-demand micro-market for second homes and short-term rentals. Inventory remains constrained relative to buyer interest, particularly for turnkey, newer construction homes with deeded access and robust amenity sets. Median single-family pricing on the island is elevated compared to inland Onslow County averages, and well-maintained turnkey rentals frequently out-perform the local median in both price and absorption. Days on market can compress for well-marketed coastal listings, and purchasers motivated by rental cash flow will find attractive gross yields here (seller-reported ~8% gross). Buyers should account for seasonal vacancy, flood insurance costs and island maintenance when underwriting. For sellers, professionally staged, fully furnished homes with turnkey management often command premium pricing and quicker transactions.

Nearby Schools

Topsail Elementary School

Elementary · 10–20 miles (verify zoning)

6/10

Topsail Middle School

Middle · 10–20 miles (verify zoning)

6/10

Topsail High School

High · 10–25 miles (verify zoning)

6/10

Walkability & Recreation

32
Walkability
85
Recreation

Exceptional access to boating, fishing, paddleboarding and beach recreation via private dock and nearby public beach access points.

Investment Highlights

  • Built in Dec 2022 — modern coastal construction and turnkey furnished.
  • Proven rental income: >$120,000 in the last 12 months (seller-reported).
  • Includes adjacent parcel with recorded easement for ocean access (1104 New River Inlet).
  • Resort-style outdoor amenities: heated pool, 6-person hot tub, putting green, outdoor shower, private dock.
  • Private four-stop elevator enhances accessibility and market appeal.

Key Findings

  • 2,482 SF, 6 beds, 4.5 baths — designed for both family use and full-occupancy rentals.
  • List price: $1,495,000; Redfin AVM close at $1,486,171 (seller-supplied figure).
  • Lot area reported at 309,276 SF (~7.10 acres) — parcel configuration includes marsh frontage and adjacent lot.
  • Turnkey sale includes furnishings and rental-ready amenities.
  • Under-house parking and substantial on-site parking support owner/operator logistics.

Things to Consider

  • Flood insurance and coastal storm risk will materially affect operating costs — verify zone and premiums.
  • Local permitting/regulation for short-term rentals can change; confirm current registration and compliance.
  • Inclusion of adjacent lot has legal/easement implications — review title documents to confirm scope of access and restrictions.
  • Maintenance of pool, hot tub and exterior decks adds recurring expense; reserves should be planned.

Opportunity Analysis

Acquire a turnkey, income-producing coastal home on Topsail Island that combines immediate rental cash flow with long-term scarcity value from deeded ocean-access and limited beachfront inventory. Short-term rental demand and high seasonal rates support near-term returns while island scarcity supports appreciation over time.

Potential Use Scenarios

  • Maintain current rental program and marketing to preserve income while monitoring local short-term rental regulations.
  • Consider small interior/upfit touches to lift nightly rates (premium linens, high-end kitchenware, targeted digital marketing).
  • Shop flood and umbrella insurance to optimize operating costs; budget for coastal maintenance reserve.
  • If owner-occupied, retain the unit for family use in low season and rent during high seasons to keep revenue.

Risk Factors

  • Exposure to hurricanes and coastal flooding with associated insurance and repair costs.
  • Regulatory changes in short-term rental policy could impact revenue.
  • Market seasonality creates variable monthly cash flow and occupancy volatility.

Buyers should conduct independent due diligence before making any purchase decisions.

AI Valuation Estimate

Low

$1350K

Midpoint

$1475K

High

$1600K

$602/SF estimated price per square foot

65% confidence

Estimate anchored to list price ($1,495,000) with +/- range reflecting recent Topsail Island coastal sales for turnkey, income-producing properties and the premium for deeded access and included adjacent lot. No live comparable search performed; local market knowledge applied.

As of 2026-03-14

This is a computer-generated estimate for informational purposes only and is not an appraisal or professional valuation.

Market & Area Data

Market Trends

Area Median Price$650,000
Avg Days on Market45 days
Inventory3 months
1-Year Appreciation+600.0%

Demographics

Population (1 mi)1,200
Median Income (1 mi)$65,000

Area sees steady second-home and rental demand; seasonal population spikes. Coastal development controlled and inventory limited relative to demand.

Nearby Points of Interest

  • Surf City (≈6–10 mi)
  • Topsail Island attractions (local restaurants & marinas, within a few miles)

Close to island restaurants, bait/boat launches and local shops. Easy access to boating, paddle sports and beach recreation; regional hubs (Jacksonville, Wilmington) reachable by car.

School District

DistrictOnslow County Schools / Pender County overlap (zoning may vary by parcel)
ElementaryTopsail Elementary School (approx. rating 6/10)
MiddleTopsail Middle School (approx. rating 6/10)
HighTopsail High School (approx. rating 6/10)

Market data is based on aggregated public records and may not reflect real-time conditions.

Property Details

Building Details

Year Built2022
Constructionwood_frame_on_pilings_with_coastal_cladding
Stories3
Roofasphalt_shingle_or_metal (likely coastal-grade)
Heatingcentral_heat (likely electric/heat pump)
Coolingcentral_air_conditioning (likely heat pump)
Basementnone
FireplaceNo
Conditionexcellent

Lot & Site

Lot Size7.102 acres (309,276 SF)
Topographylevel
Parkingunder_house_parking_and_driveway
Parking Spaces6
FrontageMarsh-front positioning with deeded access to oceanfront parcel across street; private dock on marsh/ICW.

Utilities

Zoning & Land Use

DescriptionSingle-family residential coastal zone; elevated/seaside construction standards likely apply.
JurisdictionOnslow County / North Topsail Beach

Allowed Uses

Single family dwellingAccessory structures (subject to local setback/permits)Short term rental (common on Topsail Island; permits/local registration may apply)
Current Useresidential

Tax & Sale History

Tax Assessment

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