Property listing for 108 Deer Cove Rd, Hampstead, NC 28443
Active Under ContractSingle Family Home

$1,850,000

108 Deer Cove Rd, Hampstead, NC 28443

Private Deep-Water Estate with Dock, ADU & Owned Solar

4 Bed · 3.5 Bath · 3,171 Sq Ft

Turnkey waterfront living with boat lift, ADU and energy resilience.

4

Beds

3.5

Baths

3,171

Sq Ft

1973

Built

0.66 acres

Lot

4-car garage + RV hookup

Garage

About 108 Deer Cove Rd

This is a rare Wilmington-area waterfront property that marries coastal character with modern resilience. Located at the end of a quiet cul-de-sac, 108 Deer Cove Rd sits on approximately 0.66 acres and offers over 220 feet of private water frontage. The estate’s heart is the sizable renovated chef’s kitchen — premium stainless appliances including a Monogram induction cooktop, custom cabinetry and stone counters — positioned to capture a direct sightline through the main waterway toward Topsail Inlet.

The main home (3,171 SF) features four bedrooms and 3.5 baths with hardwood floors on the upper level and durable vinyl plank below. The primary suite has been carefully updated, and two wood-burning fireplaces add warmth and coastal character. Modern systems reduce immediate capital needs: a metal roof installed in 2019, updated HVAC, and both main and ADU water heaters replaced recently. For energy resilience, the property includes fully owned solar panels and two Tesla Powerwalls — a compelling ongoing operating-cost advantage for coastal living.

Outdoor life is thoughtfully designed for a boating lifestyle and entertaining. A 38-foot dock with an upper fixed dock and a 12,000-lb boat lift provides immediate deep-water access (noted as about 4' depth at low tide). Multiple porches — screened and open-air — an artisan hardscape with custom firepit, outdoor stone kitchen with buried propane tank, and an outdoor shower create private, usable outdoor rooms. RV parking and hookup sit beside the garage for additional vehicle storage.

A standout feature is the separate 809-SF Accessory Dwelling Unit with its own kitchen and private entrance — ideal for guests, extended family, or rental income. Practical items handled: hurricane-rated water-facing doors and several updated windows; AT&T fiber on the street; sprinkler system fed by the on-site well to reduce county water usage. Buyers should confirm FEMA flood maps, dock permits and ADU permitting as part of due diligence.

In short: a turnkey waterfront compound combining boating access, significant water frontage, resilient energy systems, and flexible living arrangements — a distinctive coastal opportunity minutes from Topsail Island and an easy drive to Wilmington.

Home Highlights

Private deep-water frontage with 38' dock and 12,000-lb liftSeparate 809 SF ADU with private entrance and kitchenOwned solar + two Tesla Powerwalls and updated HVACMetal roof (2019), hurricane-rated windows/doors, RV hookupExtensive outdoor entertaining areas: screened porch, outdoor kitchen & firepit

Property Features

Interior Features

  • 4 bedrooms, 3.5 baths
  • 3,171 total SF (main house)
  • Renovated chef’s kitchen with Monogram induction cooktop
  • Custom cabinetry and stone countertops
  • Hardwood floors upstairs; vinyl plank downstairs
  • Two wood-burning fireplaces
  • Renovated primary bath

Exterior & Lot

  • 0.66-acre cul-de-sac lot with ~220+ ft waterfront frontage
  • 38-foot dock with upper fixed dock and 12,000-lb boat lift
  • Metal roof (2019)
  • Owned solar panels + two Tesla Powerwalls
  • Screened porch, open-air porch, outdoor stone kitchen and firepit
  • Outdoor shower, artisan hardscape, RV hookup and parking
  • Hurricane-rated water-facing doors/windows

Location & Neighborhood

  • Deer Cove waterfront neighborhood — quiet cul-de-sac setting
  • Approximately 6–10 miles to Topsail Island beaches
  • About 20–25 miles to downtown Wilmington and regional services
  • Marinas, boat ramps and coastal recreation nearby

Walkability & Recreation

  • Walkability Rating: 25/100
  • Recreation Score: 92/100
  • Strong boating/fishing access, nearby beaches, birding and nature observation

Neighborhood & Location

Deer Cove is a quiet waterfront enclave in Hampstead, prized for private docks, tidal creeks and proximity to Topsail Island. The neighborhood mixes full-time residents, second-home owners and retirees seeking boating access and coastal recreation. Local roads feed quickly to US-17 for commutes toward Wilmington while Topsail’s beaches and Surf City’s amenities are a short drive away.

Market Insights

Hampstead and the Topsail corridor have become one of southeastern North Carolina’s most liquid coastal micro-markets. Demand remains strongest for limited deep-water parcels with private docks; inventory for turnkey, full-amenity waterfront homes is short, supporting premium pricing. Median area single-family prices have increased steadily in recent years, with waterfront and inlet-view properties outperforming broader averages. Buyers here are often local high-net-worth owners, second-home buyers from the Mid-Atlantic, and marine enthusiasts. Given low inventory and specialized buyer demand, well-maintained deep-water homes (especially those with a legal ADU and energy resiliency upgrades) typically command competitive offers, though higher price points can elongate marketing timelines compared with typical suburban sales.

Nearby Schools

South Topsail Elementary (or local Hampstead elementary attendance zone)

Elementary · approx. 6–8 mi

6/10

Topsail Middle School

Middle · approx. 6–8 mi

6/10

Topsail High School

High · approx. 6–8 mi

7/10

Walkability & Recreation

25
Walkability
92
Recreation

Exceptional access to boating, inlet fishing and beach recreation; multiple nearby boat ramps and Topsail beaches within a short drive make this a top choice for marine recreation lovers.

Investment Highlights

  • Deep-water access with 38' dock and 12,000-lb boat lift (approx. 4 ft at low tide)
  • Separate 809 sq. ft. ADU with private entrance — guest suite or rental income
  • Energy resilience: owned solar panels + two Tesla Powerwalls and updated HVAC
  • Four-car garage, RV hookup, metal roof (2019), hurricane-rated water-facing windows/doors
  • Exceptional outdoor entertainment features: stone kitchen, firepit, screened porch, outdoor shower

Key Findings

  • List price: $1,850,000; AVM: ~$1.84M
  • 4 beds, 3.5 baths, 3,171 SF main dwelling; ADU reported at 809 SF
  • Lot size: approx. 0.66 acres with ~220+ ft waterfront frontage
  • Owned solar + 2 Tesla Powerwalls reduces grid dependence and operating costs
  • Active Under Contract with days on market: 3 (per scrape)

Things to Consider

  • Confirm flood zone, insurance cost, and elevation/mitigation measures (listing says out of flood zone — verify official FEMA map).
  • Dock and boat lift permits, maintenance obligations and riparian rights should be verified.
  • ADU permitting and legal compliance should be confirmed with county records.
  • Septic vs. public sewer is not specified — verify system and capacity for rentals.

Opportunity Analysis

Premium waterfront property combining turn-key coastal living with resilient energy systems and a permitted-looking ADU that enables rental income or multi-generational occupancy. Low inventory for comparable deep-water parcels creates potential for appreciation and strong demand among boaters and second-home buyers.

Potential Use Scenarios

  • Position as turnkey luxury waterfront with income potential — market to second-home buyers, local executives and boating enthusiasts.
  • If investor: evaluate rental program feasibility (short-term vacation rental vs. long-term lease) and confirm ADU compliance.
  • If owner-occupant: highlight energy savings and resilience features for premium pricing.

Risk Factors

  • Insurance and flood-related costs in coastal markets.
  • Replacement/maintenance costs for docks, lifts and seawall (if any).
  • Potential regulatory constraints on dock expansion or renovation.

Buyers should conduct independent due diligence before making any purchase decisions.

AI Valuation Estimate

Low

$1700K

Midpoint

$1850K

High

$2000K

$583/SF estimated price per square foot

65% confidence

Estimate anchored to current list price ($1,850,000) and AVM ($1,841,089) with an assumed +/- ~8% market range for premium waterfront properties in the Hampstead/Topsail corridor. No live comps pulled — rely on local market knowledge.

As of 2026-03-14

This is a computer-generated estimate for informational purposes only and is not an appraisal or professional valuation.

Market & Area Data

Market Trends

Avg Days on Market45 days
Inventory3 months
1-Year Appreciation+350.0%

Demographics

Hampstead/Pender County has been a high-growth exurban coastal market serving commuters to Wilmington and buyers seeking waterfront/vacation properties. Demographic mix includes retirees, second-home buyers, and families; employment ties to Wilmington and regional tourism.

Nearby Points of Interest

  • Topsail Island beaches (approx. 6–10 mi)
  • Wilmington (approx. 20–25 mi)

Close to Topsail Island beaches, marinas and boat ramps; shopping and groceries in Hampstead and Surf City; Wilmington offers full services and regional airport. Recreational boating, fishing, and birding are primary local draws.

School District

DistrictPender County Schools
ElementarySouth Topsail Elementary (approx. 6–8/10) — or Hampstead-area elementary (verify attendance zone)
MiddleTopsail Middle School (approx. 6–7/10)
HighTopsail High School (approx. 6–8/10)

Market data is based on aggregated public records and may not reflect real-time conditions.

Property Details

Building Details

Year Built1973
Constructionwood frame with modernized exterior (metal roof 2019)
Stories2
Roofmetal (installed 2019)
Heatingupdated HVAC (recent)
Coolingcentral (updated HVAC)
Basementnone
FireplaceYes
Conditionexcellent

Lot & Site

Lot Size0.66 acres (28,750 SF)
Topographylevel
Parkingattached_garage_and_driveway
Parking Spaces6
FrontageApproximately 220+ feet of waterfront along a deep-water channel (per listing description).

Utilities

Wateroperational well (listing notes) with county water likely available; sprinkler on well
Sewerlikely public or septic (not specified) — verify
Electricstandard utility service; owned solar panels + two Tesla Powerwalls installed
Gasburied propane tank serves outdoor kitchen grill

Zoning & Land Use

DescriptionResidential single-family waterfront — typical county zoning allowing single-family residence with accessory dwelling (subject to county rules and permits).
JurisdictionPender County

Allowed Uses

Primary single family residentialAccessory Dwelling Unit (existing ADU permitted or grandfathered — verify)Private docks/boating structures (subject to state and county permits)
Current Useresidential

Tax & Sale History

Tax Assessment

Are You the Listing Agent?

Claim this property page to feature your contact info, photos, and list price.

Claim This Listing — $49

One-time fee. Your info appears on this page across CompCasa.

Request a Showing

Connect with a licensed local agent in this area.

Request a Showing

Are you a buyer's agent?

Claim ZIP 28443 — $49/yr

Property details may be compiled from public records, MLS-derived data, and automated analysis. Agent claim indicates the agent has claimed this profile or confirmed representation of the property; it does not mean the agent has verified all property details.

Request a Showing