$482,900
1012 Saint Paul Church Rd, Salisbury, NC 28146
Spacious 3,373 SF Home on Nearly 1-Acre with Trex Deck & Gazebo
2 Bed · 3 Bath · 3,373 Sq Ft
Large-lot Salisbury home with bonus loft, custom built-ins, and private backyard oasis
2
Beds
3
Baths
3,373
Sq Ft
2009
Built
0.97 acres
Lot
No garage listed; driveway and room for shop/garage
Garage
About 1012 Saint Paul Church Rd
This thoughtfully maintained traditional home at 1012 Saint Paul Church Rd delivers expansive interior space and outdoor living on nearly an acre. The main level welcomes you with a formal sitting room framed by custom built-ins and a formal dining room with a large walk-in pantry/closet. At the heart of the home, a kitchen built for everyday life features a large center island and a custom built-in pantry — generous cabinet storage and a layout that works for both weekday routines and larger gatherings.
The main-floor primary suite is a private retreat: French doors open to the large Trex deck, a roomy walk-in closet handles wardrobe needs, and the primary bathroom includes a walk-in tub with heat and therapeutic jets — a true spot for decompressing after a long day. While the MLS lists the house as 2 bedrooms, county/permitting indicates the property is permitted for 3 bedrooms on septic; a flexible main-level layout and a versatile den/flex space allow you to configure sleeping and working arrangements to suit your needs.
Upstairs a gorgeous, open bonus area spans much of the second floor — ideal for a media room, playroom, guest suite, or hobby space. Fine details throughout include recessed lighting, elegant crown molding, and the charm of multiple French and pocket doors that add character and flow. Outside, enjoy a wrap-around front porch and a private backyard oasis with a large Trex deck and a charming gazebo — perfect for weekend entertaining or quiet evenings under the stars.
Built in 2009 and sited on roughly 0.97 acre (42,253 sq ft), this property balances privacy and convenience: country-like setting close to Salisbury services and commuting corridors to the Charlotte region. Whether you’re looking for family-friendly living with room to grow or a peaceful retreat with durable outdoor decking and intentional interior details, this home is worth a showing. Professional photos to follow — schedule your private tour today.
Home Highlights
Property Features
Interior Features
- 3,373 sq ft finished area
- Main-level primary suite with French door access to deck
- Walk-in tub with therapeutic jets in primary bath
- Large center island and custom built-in pantry
- Custom built-ins, crown molding, recessed lighting
- Multiple French doors and pocket doors
- Upstairs open bonus/media area
Exterior & Lot
- Nearly 1-acre lot (42,253 sq ft)
- Large Trex deck off primary suite
- Gazebo for outdoor entertaining
- Wrap-around front porch
- Room onsite for detached garage or shop (subject to permits)
Location & Neighborhood
- Rowan County / Salisbury area — rural-suburban character
- Roughly 6–8 miles to Downtown Salisbury amenities
- Commuter access to I-85 and Charlotte region (30–40 miles)
- Part of Rowan-Salisbury Schools district
Walkability & Recreation
- Walkability Rating: 32/100
- Nearby parks, trails and open space within short drive
- Private backyard ideal for gardening, play, and entertaining
Neighborhood & Location
The Saint Paul Church Road area offers a rural-suburban lifestyle with low-density residential lots, scattered acreage properties and a relaxed pace. Residents enjoy privacy and outdoor space while remaining within easy driving distance of downtown Salisbury’s shops and services and regional commuting routes. The neighborhood is appealing to buyers who want acreage without sacrificing reasonable access to urban amenities.
Market Insights
Salisbury and greater Rowan County continue to attract buyers priced out of core Charlotte neighborhoods who seek larger lots and value for square footage. Median single-family prices in the area trend below Charlotte proper (approx. $275k–$300k median), but larger finished homes on acreage such as this one occupy a niche that commands a premium. Current inventory in Rowan County has been moderate, creating opportunities for well-appointed homes priced competitively. With a list price of $482,900 and a price-per-square-foot near $143, this offering sits squarely in the market segment for buyers prioritizing finished living area and outdoor amenities rather than ultra-close-in city location. Days on market for comparable product typically range from 30–60 days; well-marketed homes with clear utilities and permitted bedroom counts commonly see competitive offers.
Nearby Schools
Granite Quarry Elementary
Elementary · 2-4 mi
North Rowan Middle School
Middle · 4-6 mi
North Rowan High School
High · 5-8 mi
Walkability & Recreation
Strong access to private outdoor space on-site (deck, gazebo) and nearby regional parks/trails for hiking and biking within a short drive.
Investment Highlights
- Large finished area: **3,373 sq ft** with an upstairs bonus/media area
- Nearly 1-acre lot (42,253 sq ft) with Trex deck and gazebo — rare in immediate Salisbury market
- Permitted for 3 bedrooms on septic though MLS lists 2 — potential upside for bedroom reassignment
- High-end interior details: built-ins, crown molding, pocket/French doors, walk-in therapeutic tub
- 2009 construction — modern layout with fewer deferred capital needs than older stock
Key Findings
- Listing price: **$482,900**; price per sf **$143** (MLS-provided)
- Finished area: **3,373 sq ft**; lot ~**0.97 acres** (42,253 sq ft)
- MLS lists **2 bedrooms / 3 bathrooms**, but property is permitted for **3 bedrooms** on septic
- No garage listed — surface parking and room onsite for adding a shop/garage
- Built in 2009; interior in good condition per photos and narrative
Things to Consider
- Septic permitted bedroom count vs. MLS bed count — verify with county and septic records before financing
- Utilities not specified in listing (well vs public water, fuel for heating) — confirm utility sources
- No attached garage may limit appeal for some buyers; adding a garage could require permits and expense
- Appraisal risk if lender comps focus on smaller homes/lot premiums vary by buyer pool
Opportunity Analysis
Acquire a turnkey, larger-footprint single-family home near Salisbury that attracts owner-occupiers seeking acreage and flexible living spaces; short-term upside via cosmetic updates or conversion of bonus space to official bedroom where permitted.
Potential Use Scenarios
- Confirm septic permit and, if feasible, market as permitted 3-bedroom to broaden buyer pool.
- Minor cosmetic kitchen/bath refresh to push comp pricing into the upper estimate range.
- Consider adding a detached garage/shop if demand in the neighborhood supports increased value.
- Target marketing to family buyers and buyers relocating from Charlotte seeking acreage within commute distance.
Risk Factors
- Septic and well utility uncertainty could slow loan underwriting for some buyers.
- Niche market for larger homes on acreage; price sensitivity to condition and utility clarity.
- Local inventory shifts can affect days on market and negotiation leverage.
Buyers should conduct independent due diligence before making any purchase decisions.
AI Valuation Estimate
Low
$455K
Midpoint
$483K
High
$510K
$143/SF estimated price per square foot
Estimate anchored to list price ($482,900) with a +/- ~6% market buffer based on local Rowan County single-family comparable sizing, lot premium for ~1 acre, and interior premium from finished bonus space and upgrades. No live comps search performed; adjust after title & appraisal.
As of 2026-03-12
This is a computer-generated estimate for informational purposes only and is not an appraisal or professional valuation.
Market & Area Data
Market Trends
Demographics
Rowan County has seen steady but modest population growth; many buyers seeking affordable alternatives to Charlotte create continued demand for larger lots within commuting distance.
Nearby Points of Interest
- Downtown Salisbury (6-8 mi)
- I-85 (6-10 mi via local connectors)
Rural-suburban setting with easy access to historic downtown Salisbury, local grocery and services, and commuting routes into Charlotte. Nearby parks, small-town dining, and regional outlets along I-85 corridor.
School District
Market data is based on aggregated public records and may not reflect real-time conditions.
Property Details
Building Details
Lot & Site
Utilities
Zoning & Land Use
Allowed Uses
Tax & Sale History
Tax Assessment
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